Firma Jan Gevers
ActiveSummary
Firma Jan Gevers has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €697k and a net result of €34k. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 18% of 8001 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▼-2
Solvency36▼-2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.16 against 1.04 in 2024; short-term debt: 79.5% and cash: 7.8% of total assets), and 88.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.2%
Return on assets
0.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 8001 sector peers (2025).
NBB · sector comparisonPosition among 8001 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
51 d early
2023
33 d early
2022
17 d early
2021
41 d early
2020
44 d early
2019
41 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€697k▲ 5.2%
2024 · €663k
2018: €1.10M
2019: €440k
2020: €497k
2021: €565k
2022: €839k
2023: €596k
2024: €663k
2018 → 2025
Total assets
€6.20M▲ 21.5%
2024 · €5.11M
2018: €5.22M
2019: €4.80M
2020: €5.02M
2021: €5.01M
2022: €5.87M
2023: €5.30M
2024: €5.11M
2018 → 2025
Net result
€34k▼ 48.5%
2024 · €67k
2018: €5k
2019: €-662k
2020: €57k
2021: €68k
2022: €274k
2023: €-243k
2024: €67k
2018 → 2025
Working capital
€781k▲ 313%
2024 · €189k
2018: €644k
2019: €-96k
2020: €-114k
2021: €-57k
2022: €137k
2023: €31k
2024: €189k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€565k-€839k▲ 48.5%€596k▼ 29.0%€663k▲ 11.2%€697k▲ 5.2%
Operating result€192k-€418k▲ 118%€-35k€290k€270k▼ 6.9%
Net result€68k-€274k▲ 302%€-243k€67k€34k▼ 48.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.20M
Fixed assets
€492k ▼ 5.3%
Current assets
€5.71M ▲ 24.5%
Equity and liabilities €6.20M
Equity
€697k ▲ 5.2%
Debt
€5.51M ▲ 23.9%
Debt's share of the balance-sheet total rises from 87.0% to 88.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€438k▼
2024 · €483k
Cash flow
€202k▼
2024 · €259k
Current ratio
1.16▲
2024 · 1.04
Quick ratio
0.50▲
2024 · 0.47
Debt to equity
7.90▲
2024 · 6.70
ROE
4.9%▼
2024 · 10.1%
ROA
0.6%▼
2024 · 1.3%
Interest coverage
1.87▼
2024 · 1.94
Debt ≤ 1 year
€4.93M▲
2024 · €4.40M
Debt > 1 year
€575k▲
2024 · €46k
Income taxes
€35k▲
2024 · €5k
Staff costs
€1.87M▲
2024 · €1.81M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€5.11M€6.20M▲
Fixed assets21/28€519k€492k▼
Tangible fixed assets22/27€499k€471k▼
Plant, machinery and equipment23€153k€230k▲
Furniture and vehicles24€133k€77k▼
Other tangible fixed assets26€213k€164k▼
Financial fixed assets28€20k€20k▲
Current assets29/58€4.59M€5.71M▲
Stocks and contracts in progress3€2.50M€3.25M▲
Stocks30/36€2.50M€3.25M▲
Amounts receivable within one year40/41€1.64M€1.94M▲
Trade receivables40€1.52M€1.61M▲
Other amounts receivable41€118k€327k▲
Cash at bank and in hand54/58€406k€483k▲
Deferred charges and accrued income490/1€39k€38k▼
Equity and liabilities
Total equity and liabilities10/49€5.11M€6.20M▲
Equity10/15€663k€697k▲
Contributions10/11€25k€25k=
Reserves13€258k€258k=
Tax-exempt reserves132€25k€25k=
Distributable reserves133€233k€233k=
Profit (loss) carried forward14€380k€414k▲
Amounts payable17/49€4.44M€5.51M▲
Amounts payable after more than one year17€46k€575k▲
Financial debts170/4€46k€575k▲
Amounts payable within one year42/48€4.40M€4.93M▲
Current portion of amounts payable after more than one year42€74k€190k▲
Financial debts43€1.74M€1.74M=
Credit institutions430/8€1.74M€1.74M=
Trade debts44€1.79M€2.04M▲
Suppliers440/4€1.79M€2.04M▲
Taxes, remuneration and social security45€328k€412k▲
Taxes450/3€45k€102k▲
Remuneration and social security454/9€283k€309k▲
Other amounts payable47/48€468k€547k▲
Income statement
Code20242025
Non-recurring operating income76A€51k€17k▼
Remuneration, social security and pensions62€1.81M€1.87M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€192k€168k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€9k-
Other operating charges640/8€15k€11k▼
Gross operating margin9900€2.32M€2.32M▼
Operating profit (loss)9901€290k€270k▼
Financial income75/76B€30k€33k▲
Recurring financial income75€30k€33k▲
Financial charges65/66B€249k€234k▼
Recurring financial charges65€249k€234k▼
Profit (loss) for the period before taxes9903€72k€70k▼
Income taxes67/77€5k€35k▲
Profit (loss) for the period9904€67k€34k▼
Profit (loss) for the period to be appropriated9905€67k€34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€380k€414k▲
Profit (loss) brought forward from the previous period14P€313k€380k▲
Social balance
Average headcount (FTE)908725.425.9▲
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €67k
Net result €67k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €274k ▲302%
Operating result €418k, net result €274k, both a record.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €500kEq €565k ▲13.7%
2 profitable years in a row build equity to €565k.
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €57k
Net result €57k after one loss-making year.
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 41 days late
2019
31-12
Financial
Weakest financial yearnet €-662k ▼12974%
Net result drops to €-662k, the lowest in the series; recovery starts the following year.
Show earlier events
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 3 establishment units since 1964
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ambachtsstraat 52400 MolGround area
3.8 ha
Building footprint
1.3 ha
Volume, LiDAR
69,390 m³
2 parcels, Flanders · tallest building 18.1 m, ±2 floors. Linked by address, not a title deed.
3 establishment units
Ambachtsstraat 5, 2400 Mol
since 19642.006.121.336
Firma Jan Gevers
since 20142.231.675.832
Firma Jan Gevers
since 20142.242.166.678
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13434F0213/00C000indicative | Flanders | 3.0 ha | 1 · 8,333 m² | 7.0 m · 2 fl. |
| 13434F0208/00F000 | Flanders | 8,240 m² | 1 · 4,614 m² | 18.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 9 entries · 30,253 EUR awarded · 30,249 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 5,922 EUR | 6,842 EUR |
| 2024 | 3 | 8,500 EUR | 7,537 EUR |
| 2023 | 2 | 5,911 EUR | 9,683 EUR |
| 2022 | 2 | 9,920 EUR | 6,187 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Individueel Maatwerk
Recognitions · licences · registrations
Food safety, FASFC
3 sitesMol2.006.121.336
Mol2.231.675.832
Mol2.242.166.678
Legal Entity Identifier
549300QE3ZYNY46SQN17
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Of 1,425 companies in sector 46389 we hold annual accounts for 855. 513 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-01-1968
Fiscal year end31-12
Activities, NACEBEL 2025
46389Wholesale of other food products
47279Other retail sale of food
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.