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Firma Cominotto

Active
Private limited company (pre-2019)founded 195670 yrs activeLidostraat 125, 3970 Leopoldsburg, BelgiumKBO/BCE: BE 0401.289.394
Summary

Firma Cominotto has been active since 1956 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €224,535 and a net result of €32,102. Equity is shrinking by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 34% of 304 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
Firma CominottoActiveChecked score 90/100
Risk analysis ReportCompare

Overview

Activity
Cutting, shaping and finishing of stone
NACE 23700Manufacture of computer, electronic and optical products NACE 26700
#1 oldest company in Leopoldsburg1 site
Size
€775,596total assets 2025
Staff
1.9 FTE
Equity
€224,535
Profit
€32,102
Turnover not published (abridged schema)
Financial health
90 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts 21 d early0 of 4 deeds read
Why 90- Liquidity: current ratio 1.12, cash €53,928+ Size: 1.9 FTE, total assets €775,596+ Sector Manufacture of other non-metallic mineral products (NACE 23)+ Figures for FY 2025 (filed 10-07-2026)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Better than 49% of its sector peers (NACE 23, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 54+6
equity 28.9% of total assets
Liquidity 39+5
short-term debt 41.0% · cash 7.0%
Profitability 74+28
return on assets 4.1%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (851 companies)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● 0.0% vs 11-2024 01-2025: 0.3%● 0.0% vs 12-2024 02-2025: 0.3%● 0.0% vs 01-2025 03-2025: 0.3%● 0.0% vs 02-2025 04-2025: 0.3%▲ +5.4% vs 03-2025 05-2025: 0.3%▲ +1.8% vs 04-2025 06-2025: 0.4%▲ +3.9% vs 05-2025 07-2025: 0.4%▲ +4.3% vs 06-2025 08-2025: 0.4%● 0.0% vs 07-2025 09-2025: 0.4%● 0.0% vs 08-2025 10-2025: 0.4%● 0.0% vs 09-2025 11-2025: 0.4%● 0.0% vs 10-2025 12-2025: 0.4%● 0.0% vs 11-2025 01-2026: 0.4%● 0.0% vs 12-2025 02-2026: 0.4%● 0.0% vs 01-2026 03-2026: 0.4%● 0.0% vs 02-2026 04-2026: 0.4%▲ +5.5% vs 03-2026 05-2026: 0.4%▲ +1.0% vs 04-2026 06-2026: 0.4%▲ +5.4% vs 05-2026 07-2026: 0.4%▲ +2.4% vs 06-2026highest value 08-2026: 0.2%▼ -61.7% vs 07-2026lowest value 09-2026: 0.2%● 0.0% vs 08-2026lowest value 10-2026: 0.2%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 1.12, cash €53,928 raises the probability
  • Size: 1.9 FTE, total assets €775,596 lowers the probability for this profile
  • Sector Manufacture of other non-metallic mineral products (NACE 23) lowers the probability
  • Figures for FY 2025 (filed 10-07-2026) lowers the probability
Credit up to €20,000 at 30 days acceptable
Liquidity tight (current ratio 1.12 against 1.05 in 2024; short-term debt: 41% and cash: 7% of total assets), and 71.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 23, micro). Better than this share of them on solvency 31%, liquidity 30%, profitability 59%, growth against the median 74%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 1.12, cash €53,928
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: 1.9 FTE, total assets €775,596
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Sector Manufacture of other non-metallic mineral products (NACE 23)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Figures for FY 2025 (filed 10-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
21 d early
2024
41 d early
2023
27 d early
2022
38 d early
2021
35 d early
2020
15 d early
2019
7 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 24 days before the deadline; the sector median for financial year 2024 is 11 days before the deadline, and 34% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Back to profitnet €32,102
  3. Equity above €200,000Eq €224,535 ▲16.7%

Key points

  • Positive: Back in profit in 2025after -€51,185 in 2024 €32,102 View
  • Positive: Oldest company in Leopoldsburgin the Checked rankings #1 View
  • Active since 1956founded 31-03-1956 70 years View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€775,596
Profit
€32,102
Solvency
28.9%
Total assets▼ 5.5%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 10-07-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 31-12-2025Equity above €200,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Cutting, shaping and finishing of stoneNACE 23700
Founded
31-03-1956
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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