Firma Campaert
ActiveSummary
The computed 12-month bankruptcy probability of Firma Campaert is 5.0% (elevated). The 2025 annual accounts show negative equity (-€2.8m) and a net result of -€445,901. Equity has been shrinking by about 53% per year since 2018. Its solvency ranks better than 5% of 6,167 sector peers (NACE 46, financial year 2025). The company has been active since 1967 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 01-04-1967 Normal situation
- Activity
- Wholesale trade NACE 46473and 5 others
- Joint committees
- 215 Paritair Comité voor de bedienden van het kleding- en confectiebedrijf
- 200 Aanvullend Paritair Comité voor de bedienden
- 124 Paritair Comité voor het bouwbedrijf · annual accounts 2025and 2 others
- Establishment unit
- 2.003.124.432 2550 Kontich, since 01-04-1967
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2025
Board and ownership
- Campaert Jan JosephaDirector · since 30-06-2021
- Van Den Vonder Christiana FranciscaDirector · since 30-06-2021
- Auditor
- BV CFD Bedrijfsrevisoren
Financial position
- Bankruptcy probabilitywithin 12 months
- 5.0%
- Gross margin
- €2.7m
- ▲ 35.8%
- Turnover
- ≈ €12.0m
- estimated
- Loss
- €445,901
- ▼ 58.0%
- Equity
- -€2.8m
- ▼ 19.2%
- Total assets
- €3.5m
- ▼ 8.6%
- Employees on 31-12-2025
- 52
- ▼ 8.8%
- Negative equity on 31-12-2025
Score breakdownraises riskNegative equity -€2.8mLoss of €445,901, the second in a row (financial year 2025)Liquidity: current ratio 0.64, cash €28,049Founded in 1967Show the evidence
Checked score
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small). It does better than 1% of them on solvency, 2% on liquidity, 4% on profitability and 11% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average on the deadline day. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
Key points
- Risk: Negative equitydebts exceed assets in financial year 2025 -€2.8m View
- Risk: 7 loss-making years in a rowloss in financial year 2025 -€445,901 View
- Caution: Lower solvency than 95% of companies in wholesale tradesector median 45.2% · 6,167 companies -78.5% View
- Positive: Result rose in 2025different schema filed ▲ 58.0% View
- Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View
Recent changes
- · Gazette deed Reappointment: CFD Bedrijfsrevisoren BV (statutory auditor)
Comparable companies
These companies have the same main activity as Firma Campaert: wholesale trade (NACE 46473). They are comparable in size and age: total assets between €422,000 and €21m, founded between 1993 and 2006.
| Company | Total assets | Gross margin |
|---|---|---|
| Firma Campaert Kontich | €3.5m | €2.7m |
| EMPIRE-CARPETS INTERNATIONAL Harelbeke | €5.4m | €2.9m |
| Ntgrate Kortrijk | €3.7m | €2.1m |
| KON - CARPETS Antwerpen | €6.8m | - |
| CLASSIS Mechelen | €21.0m | - |
| TER BREDE Gent | €0.4m | €0.3m |
| HUYGHE EN STADSBADER Brugge | €5.3m | €1.4m |
Key facts about Firma Campaert
- What is the company number of Firma Campaert?
- The company number of Firma Campaert is 0403.640.061. The VAT number is the same number with BE in front: BE 0403.640.061.
- Where is Firma Campaert based?
- The registered office is at Kerkelei 43, 2550 Kontich.Company details
- What does Firma Campaert do?
- According to the KBO register, the main activity is wholesale trade (NACE 46473).
- What is the legal form of Firma Campaert?
- The legal form of Firma Campaert is Public limited company (NV).
- When was Firma Campaert founded?
- Firma Campaert was founded on 01-04-1967.
- Is Firma Campaert still active?
- Yes, Firma Campaert is an active enterprise in the KBO register.
- How many employees does Firma Campaert have?
- Firma Campaert had an average of 48 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Firma Campaert fall under?
- In its 2025 annual accounts, Firma Campaert states joint committees 215 (Paritair Comité voor de bedienden van het kleding- en confectiebedrijf), 200 (Aanvullend Paritair Comité voor de bedienden), 124 (Paritair Comité voor het bouwbedrijf), 109 (Paritair Comité voor het kleding- en confectiebedrijf) and 100 (Aanvullend Paritair Comité voor de werklieden).
- What is the turnover of Firma Campaert?
- The turnover in financial year 2025 is ≈ €12.0m. This figure is estimated from the gross margin of €2.7m and 100 comparable companies (NACE 46). It probably lies between €7.0m and €20.0m. In financial year 2023 turnover was €9.2m.
- Is Firma Campaert profitable?
- In financial year 2025, Firma Campaert made a loss of €445,901.
- Where can I find the annual accounts of Firma Campaert?
- Firma Campaert filed 47 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Firma Campaert due?
- Firma Campaert must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
See how customers, suppliers and banks see your own company and what to improve first.