FIPARTECH
ActiveSummary
FIPARTECH has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €73,285 and a net result of €7,728. Equity is growing by ~12% per year across the filed fiscal years. Its solvency ranks better than 44% of 37948 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability76▲+62
Solvency77▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.39 against 1.33 in 2023; short-term debt: 48.3% and cash: 1.5% of total assets), and 48.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
51.7%
Return on assets
5.5%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-02-2026, 200 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
200 d late
2023
156 d late
2022
123 d late
2021
431 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 228 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€73,285▲ 11.8%
2023 · €65,557
Total assets
€141,777▲ 3.4%
2023 · €137,084
Net result
€7,728
2023 · -€4,737
Working capital
€26,626▲ 12.7%
2023 · €23,622
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result€69,654-€22,402▼ 67.8%-€3,754€7,445
Net result€51,254-€18,540▼ 63.8%-€4,737€7,728
Equity€51,754-€70,294▲ 35.8%€65,557▼ 6.7%€73,285▲ 11.8%
Total assets€116,452-€147,521▲ 26.7%€137,084▼ 7.1%€141,777▲ 3.4%
Debt€64,698-€77,227▲ 19.4%€71,527▼ 7.4%€68,492▼ 4.2%
Working capital€406-€27,027▲ 6,556%€23,622▼ 12.6%€26,626▲ 12.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €7,445 after a loss of €3,754 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €141,777
Fixed assets
€46,658 ▲ 11.3%
Current assets
€95,118 =
Equity and liabilities €141,777
Equity
€73,285 ▲ 11.8%
Debt
€68,492 ▼ 4.2%
Debt's share of the balance-sheet total falls from 52.2% to 48.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€7,671▲
2023 · -€2,423
Cash flow
€7,954▲
2023 · -€3,405
Current ratio
1.39▲
2023 · 1.33
Debt to equity
0.93▼
2023 · 1.09
ROE
10.5%▲
2023 · -7.2%
ROA
5.5%▲
2023 · -3.5%
Interest coverage
13.85▲
2023 · -0.72
Debt ≤ 1 year
€68,492▼
2023 · €71,527
Income taxes
€4,670▲
2023 · €2,365
Staff costs
€160▼
2023 · €1,933
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €8,026 | €4,067 | €1,933 | €160 | ▼ 91.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,105 | €1,332 | €1,332 | €226 | ▼ 83.0% |
| Other operating charges640/8 | €2,609 | €1,643 | €521 | €1,178 | ▲ 126% |
| Gross operating margin9900 | €81,394 | €29,444 | €31 | €9,009 | ▲ 29,292% |
| Operating profit (loss)9901 | €69,654 | €22,402 | -€3,754 | €7,445 | ▲ 298% |
| Financial income75/76B | €2,667 | €5,183 | €4,757 | €5,507 | ▲ 15.8% |
| Recurring financial income75 | €2,667 | €5,183 | €4,757 | €5,507 | ▲ 15.8% |
| Financial charges65/66B | €1,059 | €1,457 | €3,375 | €554 | ▼ 83.6% |
| Recurring financial charges65 | €1,059 | €1,457 | €3,375 | €554 | ▼ 83.6% |
| Profit (loss) for the period before taxes9903 | €71,262 | €26,128 | -€2,372 | €12,398 | ▲ 623% |
| Income taxes67/77 | €20,008 | €7,589 | €2,365 | €4,670 | ▲ 97.5% |
| Profit (loss) for the period9904 | €51,254 | €18,540 | -€4,737 | €7,728 | ▲ 263% |
| Profit (loss) for the period to be appropriated9905 | €51,254 | €18,540 | -€4,737 | €7,728 | ▲ 263% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €116,452 | €147,521 | €137,084 | €141,777 | ▲ 3.4% |
| Fixed assets21/28 | €51,348 | €43,266 | €41,935 | €46,658 | ▲ 11.3% |
| Tangible fixed assets22/27 | €2,890 | €1,558 | €226 | €0 | ▼ 100% |
| Plant, machinery and equipment23 | €2,890 | €1,558 | €226 | €0 | ▼ 100% |
| Financial fixed assets28 | €48,458 | €41,708 | €41,708 | €46,658 | ▲ 11.9% |
| Current assets29/58 | €65,104 | €104,255 | €95,149 | €95,118 | = |
| Amounts receivable within one year40/41 | €61,494 | €104,019 | €93,264 | €92,697 | ▼ 0.6% |
| Trade receivables40 | - | €16,043 | €1,085 | €1,545 | ▲ 42.4% |
| Other amounts receivable41 | €61,494 | €87,976 | €92,179 | €91,152 | ▼ 1.1% |
| Current investments50/53 | - | - | €1,216 | - | - |
| Cash at bank and in hand54/58 | €3,610 | €235 | €670 | €2,192 | ▲ 227% |
| Deferred charges and accrued income490/1 | - | - | - | €230 | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €116,452 | €147,521 | €137,084 | €141,777 | ▲ 3.4% |
| Equity10/15 | €51,754 | €70,294 | €65,557 | €73,285 | ▲ 11.8% |
| Contributions10/11 | €500 | €500 | €500 | €500 | = |
| Reserves13 | €50,000 | €68,000 | €68,000 | €75,500 | ▲ 11.0% |
| Distributable reserves133 | €50,000 | €68,000 | €68,000 | €75,500 | ▲ 11.0% |
| Profit (loss) carried forward14 | €1,254 | €1,794 | -€2,943 | -€2,715 | ▲ 7.7% |
| Amounts payable17/49 | €64,698 | €77,227 | €71,527 | €68,492 | ▼ 4.2% |
| Amounts payable within one year42/48 | €64,698 | €77,227 | €71,527 | €68,492 | ▼ 4.2% |
| Financial debts43 | - | - | €2,150 | €4,145 | ▲ 92.8% |
| Credit institutions430/8 | - | - | €2,150 | €4,145 | ▲ 92.8% |
| Trade debts44 | €17,417 | €21,945 | €10,210 | €12,509 | ▲ 22.5% |
| Suppliers440/4 | €17,417 | €21,945 | €10,210 | €12,509 | ▲ 22.5% |
| Advances received on contracts in progress46 | - | - | €25,117 | €35,504 | ▲ 41.4% |
| Taxes, remuneration and social security45 | €47,282 | €55,282 | €34,050 | €16,334 | ▼ 52.0% |
| Taxes450/3 | €47,282 | €55,282 | €34,050 | €16,334 | ▼ 52.0% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €51,254 | €18,540 | -€4,737 | €7,728 | ▲ 263% |
| + Depreciation and write-downs630 | €1,105 | €1,332 | €1,332 | €226 | ▼ 83.0% |
| Operating cash flow (approximation) | €52,359 | €19,871 | -€3,405 | €7,954 | ▲ 334% |
| Investment in fixed assets (approximation) | - | €6,750 | €0 | -€4,950 | - |
| Change in cash | - | -€3,375 | €435 | €1,522 | ▲ 250% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
16-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 200 days late
2025
03-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 156 days late
2024
31-12
Financial
Back to profitnet €7,728
Net result €7,728 after one loss-making year.
2023
31-12
Financial
Weakest financial yearnet -€4,737
Net result drops to -€4,737, the lowest in the series; recovery starts the following year.
01-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 123 days late
05-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 431 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2020
Ground area
1,613 m²
Building footprint
182 m²
Volume, LiDAR
2,425 m³
Parcel 34352F0710/00A004, Flanders · tallest building 18.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
FIPARTECH
since 20202.302.344.884
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34352F0710/00A004 | Flanders | 1,613 m² | 1 · 182 m² | 18.4 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 39,827 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-05-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
73300Public relations and communication consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0746922071
Also
9925:BE0746922071
Registered
31-03-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.