Equity
€994,558 ▲ 35.0%
FIP has made a profit in every financial year since 2014.
FIP
Lifetime
12 annual accounts with figures on one time axispeak €449,159 (2025)
€449,159▲ 78.7%
peak €257,771 (2025)
€257,771▲ 134%
peak €994,558 (2025)
€994,558▲ 35.0%
€285,891▼ 71.0%
Board8 names since 2013
2 directorsMarshall and 1 other
Owners2 names in the annual accounts
50%Marshall
Documentsfilings and deeds
07-07-202624 days before the deadline
2025micro format
Gross margin from €251,286 to €449,159Result from €110,307 to €257,771Registered office moved from Merksem to Riemst 18-09Registered office moved from Antwerp to Merksem 24-02Equity from €736,787 to €994,558Debts from €985,006 to €285,891
Key points
from the 2025 annual accountsResult
€257,771 ▲ 134%
The result rose in 2025: mostly from a one-off income of €298,708.
Turnover
≈ €1.1m estimated
The accounts state no turnover.
Liquidity
5.23 was 0.34 in 2024
Short-term debts fell from €386,312 to €40,628.
Filings
12 annual accounts since 2014
The last five annual accounts were filed 19 to 39 days before the end of the period.
Position in the sector
€257,771
Higher net result than 95% of companies in real estate. Sector median €5,994 · 17,181 companies.
Checked score
68
Healthy
Financially stronger than 79% of micro companies in real estate (NACE 68)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025lowest value
03-2025: 0.2%▲ +0.1 percentage points vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.3%▲ +0.1 percentage points vs 05-2025
07-2025: 0.4%▲ +0.1 percentage points vs 06-2025
08-2025: 0.2%▼ -0.2 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 1.3%▲ +1.1 percentage points vs 09-2025
11-2025: 1.3%● unchanged vs 10-2025
12-2025: 1.3%● unchanged vs 11-2025
01-2026: 1.3%● unchanged vs 12-2025
02-2026: 1.3%● unchanged vs 01-2026
03-2026: 1.3%● unchanged vs 02-2026
04-2026: 1.3%● unchanged vs 03-2026
05-2026: 1.4%▲ +0.1 percentage points vs 04-2026
06-2026: 1.4%● unchanged vs 05-2026
07-2026: 1.5%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 1.2%▼ -0.3 percentage points vs 07-2026
09-2026: 1.2%● unchanged vs 08-2026
10-2026: 1.2%● unchanged vs 09-2026
11-2026: 1.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
2 changes of registered office in 24 months
lowers risk
Size: total assets €1.4m
Figures for financial year 2025 (filed on 07-07-2026)
Sector: Real estate activities (NACE 68)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 80% of them on solvency, 67% on liquidity, 87% on profitability and 82% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,811 companies had the same profile as FIP has now. Each dot stands for 45 companies, two years later.
96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
The bankruptcy probability of FIP itself is higher: 1.2% within 12 months. It rests on far more data about FIP than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for FIP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €65,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.23 (0.34 in 2024), above the usual 1.5. Short-term debt is 3% and cash 4.8% of total assets. 26.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 days early
2024
27 days early
2023
28 days early
2022
39 days early
2021
19 days early
2020
22 days early
2019
24 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 26 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved from Merksem to Riemst
New registered office: Maastrichterstraat 28 te 3770 Riemst · Previous registered office: Lambrechtshoekenlaan 183, 2170 Merksem (Antwerpen) · Resignations: De Kock Martine, Ardea BV, WP Consult BV, JD Holding BV and Vinca CommV · General meeting of 29-08-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0503938259
Registered office moved from Antwerp to Merksem
New registered office: Lambrechtshoekenlaan 183 te 2170 Merksem · Previous registered office: Frankrijklei 156-158, 2000 Antwerpen · Permanent representatives: Agache Stijn and Herrygers Erik · Board meeting of 13-01-2025 · Gazette deed
New director
DE KOCK Martine appointed, IMDEKO resigned · Permanent representatives: HERRYGERS Erik Albert Josepha, PELEMAN Wim, DEJONGH Josephus Gerardus Maria, WILLEMEN Peter Jozef Jeanine and DE KOCK Martine · Director discharge: IMDEKO · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FIP Riemst | €1.4m | €449,159 | 73.4% | - |
| Jan Veestraeten Bree | €1.2m | €399,141 | 42.6% | - |
| Zaken- en Immokantoor GOFFIN Bilzen-Hoeselt | €1.4m | €381,758 | 39.5% | - |
| ARYÊS PROPERTIES Villers-la-Ville | €1.3m | €474,218 | 20.5% | 5.6 |
| BVD Invest Antwerp | €1.5m | €398,184 | 63.5% | - |
| De Compromis Zedelgem | €1.5m | €531,608 | 6.7% | - |
| AGREVA Sint-Niklaas | €1.4m | €531,778 | 47.1% | 2.1 |
These companies have the same main activity as FIP: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €1.2m and €1.5m, founded between 2011 and 2014.
Official details
Source: KBO- Status
- Active since 06-02-2013Normal situation
- Activity
- Real estate agency activitiesNACE 68310
- Establishment unit
- 2.216.685.1743770 Riemst, since 06-02-2013
- Financial year end
- 31 December
- Peppol
- Reachable since 05-09-2025
Annual accounts 2025
- €1.4m▼ 21.3%
- Filing
- Filed on 07-07-2026, 24 days before the end of the filing period
Insights on FIP
FIP files the micro format. That format states no turnover. The gross margin rose from €148,541 in 2014 to €449,159 in 2025.
The balance sheet grew most from 2016 to 2018 through fixed assets.
In August 2025, five directors stepped down.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FIP
- What is the company number of FIP?
- The company number of FIP is 0503.938.259. The VAT number is the same number with BE in front: BE 0503.938.259.
- Where is FIP based?
- The registered office is at Maastrichterstraat 28, 3770 Riemst.Company details
- What does FIP do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of FIP?
- FIP is a private limited company (BV).
- When was FIP founded?
- FIP was founded on 06-02-2013.
- Is FIP still active?
- Yes, FIP is an active enterprise in the KBO register.
- What is the turnover of FIP?
- The turnover in financial year 2025 is ≈ €1.1m. This figure is estimated from the gross margin of €449,159 and 39 comparable companies (NACE 683). It probably lies between €650,000 and €1.3m.Financials
- Is FIP profitable?
- In financial year 2025, FIP made a profit of €257,771.
- Where can I find the annual accounts of FIP?
- FIP filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FIP due?
- FIP must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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