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FIOR INVEST

Active
Private limited companyfounded 2022active for 4 yearsVlijtstraat 81, 1160 Oudergem, BelgiumKBO/BCE: BE 0789.785.579
Summary

The computed 12-month bankruptcy probability of FIOR INVEST is 7.7% (elevated). The 2024 annual accounts show equity of €15,170 and a net result of €20,466. Its solvency ranks better than 45% of 18,734 sector peers (NACE 56, financial year 2024). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 19-08-2022 Normal situation
Activity
Limited-service restaurants, excluding mobile food services NACE 56112
Establishment units
2.335.872.242 1040 Etterbeek, since 19-08-2022
2.370.115.321 1160 Oudergem, since 17-02-2025
Financial year end
31 December
Peppol
Reachable since 08-12-2025

Board and ownership

Board

Financial position

37 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
7.7%
Annual accounts 2024
Gross margin
€103,535
▲ 299%
Turnover
≈ €320,000
estimated
Profit
€20,466
Equity
€15,170
Total assets
€63,485
▲ 583%
Employees on 31-12-2024
6
▲ 500%
  • 2025 accounts not filed, 95 days past the deadline
Score breakdownraises risk1 financial year not filed after the legal deadline; last filed accounts filed 144 days late; 1 of the last 3 accounts lateFigures for financial year 2024 (filed on 22-12-2025)Size: total assets €63,485Founded in 2022Show the evidence

Checked score

Score 2024
37 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 69% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2023
Strong
Solvency 49+49
equity 23.9% of total assets
Liquidity 46+8
short-term debt 73.6% · cash 28.8%
Profitability 100+100
return on assets 32.2%
Bankruptcy probability within 12 months
7.7% Elevated
0%0.5%1.5%4%10%≥ 25%

About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,779 companies, NACE 56, micro)
Last 24 months 12-2024: 3.0% 01-2025: 3.0%● unchanged vs 12-2024lowest value 02-2025: 3.0%● unchanged vs 01-2025lowest value 03-2025: 3.4%▲ +0.4 percentage points vs 02-2025 04-2025: 3.4%● unchanged vs 03-2025 05-2025: 3.5%▲ +0.1 percentage points vs 04-2025 06-2025: 3.5%● unchanged vs 05-2025 07-2025: 3.7%▲ +0.2 percentage points vs 06-2025 08-2025: 4.5%▲ +0.8 percentage points vs 07-2025 09-2025: 4.8%▲ +0.3 percentage points vs 08-2025 10-2025: 6.1%▲ +1.3 percentage points vs 09-2025 11-2025: 6.1%● unchanged vs 10-2025 12-2025: 7.2%▲ +1.1 percentage points vs 11-2025 01-2026: 5.8%▼ -1.4 percentage points vs 12-2025 02-2026: 5.8%● unchanged vs 01-2026 03-2026: 5.8%● unchanged vs 02-2026 04-2026: 5.6%▼ -0.2 percentage points vs 03-2026 05-2026: 5.7%▲ +0.1 percentage points vs 04-2026 06-2026: 5.4%▼ -0.3 percentage points vs 05-2026 07-2026: 5.4%● unchanged vs 06-2026 08-2026: 6.1%▲ +0.7 percentage points vs 07-2026 09-2026: 6.6%▲ +0.5 percentage points vs 08-2026 10-2026: 7.7%▲ +1.1 percentage points vs 09-2026highest value 11-2026: 7.7%● unchanged vs 10-2026highest value
Credit of up to €500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is tight, with a current ratio of 1.24 (0.4 in 2023), below the usual 1.5. Short-term debt is 73.6% and cash 28.8% of total assets. 76.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 45% of them on solvency, 42% on liquidity, 93% on profitability and 97% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises risk
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 144 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Figures for financial year 2024 (filed on 22-12-2025)
NBB · annual accounts
raises risk · Size: total assets €63,485
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 95 days later.
NBB · 2 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline03-11-2026 today
raises risk · 2024 accounts filed 144 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-12-2025, 144 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 2 filings
Deviation from the deadline
2025
not filed
2024
144 days late
2023
43 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 51 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Recent changes

  1. · Gazette deed Appointment: Muhaj Arizona (director)
  2. · Gazette deed IncorporationStarting capital €2,000 · Appointment: Albi KUCI (director)
All 6 events

Comparable companies

These companies have the same main activity as FIOR INVEST: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €62,800 and €68,900, founded between 2022 and 2023.

CompanyTotal assetsGross margin
FIOR INVEST Oudergem€63,485€103,535
Rest ô Mel Brussel€62,807€109,900
ALSO CORP Brussel€66,111€106,274
AKHNIK Brussel€65,178€89,764
LIGNE 26 Stavelot€66,080€97,869
ROZI Kuurne€68,866€104,830
LimaV Hasselt€68,554€97,910
Full comparison

Key facts about FIOR INVEST

What is the company number of FIOR INVEST?
The company number of FIOR INVEST is 0789.785.579. The VAT number is the same number with BE in front: BE 0789.785.579.
Where is FIOR INVEST based?
The registered office is at Vlijtstraat 81, 1160 Oudergem.Company details
What does FIOR INVEST do?
According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
What is the legal form of FIOR INVEST?
The legal form of FIOR INVEST is Private limited company (BV).
When was FIOR INVEST founded?
FIOR INVEST was founded on 19-08-2022.
Is FIOR INVEST still active?
Yes, FIOR INVEST is an active enterprise in the KBO register.
How many employees does FIOR INVEST have?
FIOR INVEST had an average of 3.2 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of FIOR INVEST?
The turnover in financial year 2024 is ≈ €320,000. This figure is estimated from the gross margin of €103,535 and 83 comparable companies (NACE 56112). It probably lies between €240,000 and €390,000.
Is FIOR INVEST profitable?
In financial year 2024, FIOR INVEST made a profit of €20,466.
Where can I find the annual accounts of FIOR INVEST?
FIOR INVEST filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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