FinX Solutions
ActiveSummary
FinX Solutions has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €-13. Its solvency ranks better than 58% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▼-54
Solvency89▼-11
Growth32
Track record82
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.69 against 4.07 in 2024; short-term debt: 36.1% and cash: 54.6% of total assets), and 36.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.9%
Return on assets
0%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
17 d early
2024
28 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k=
2024 · €32k
2024: €32k
2024 → 2025
Total assets
€50k▲ 20.1%
2024 · €41k
2024: €41k
2024 → 2025
Net result
€-13
2024 · €29k
2024: €29k
2024 → 2025
Working capital
€30k▲ 3.0%
2024 · €30k
2024: €30k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€32k-€32k=
Operating result€37k-€2k▼ 94.7%
Net result€29k-€-13
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 95% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €50k
Fixed assets
€1k ▼ 40.8%
Current assets
€48k ▲ 23.6%
Equity and liabilities €50k
Equity
€32k =
Debt
€18k ▲ 86.7%
Debt's share of the balance-sheet total rises from 23.2% to 36.1%. Debt is higher.
Key figures and ratios
EBITDA
€3k▼
2024 · €39k
Cash flow
€901▼
2024 · €30k
Current ratio
2.69▼
2024 · 4.07
Debt to equity
0.57▲
2024 · 0.30
ROE
0.0%▼
2024 · 90.6%
ROA
0.0%▼
2024 · 69.5%
Interest coverage
3.22▼
2024 · 49.89
Debt ≤ 1 year
€18k▲
2024 · €10k
Income taxes
€1k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€41k€50k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€39k€48k▲
Amounts receivable within one year40/41€11k€12k▲
Trade receivables40€8k€12k▲
Other amounts receivable41€3k€0▼
Cash at bank and in hand54/58€26k€27k▲
Deferred charges and accrued income490/1€2k€9k▲
Equity and liabilities
Total equity and liabilities10/49€41k€50k▲
Equity10/15€32k€32k=
Contributions10/11€3k€3k=
Profit (loss) carried forward14€29k€29k=
Amounts payable17/49€10k€18k▲
Amounts payable within one year42/48€10k€18k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€8k€14k▲
Taxes450/3€8k€14k▲
Other amounts payable47/48€141€717▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€914▼
Other operating charges640/8€118€120▲
Gross operating margin9900€39k€3k▼
Operating profit (loss)9901€37k€2k▼
Financial income75/76B-€102
Recurring financial income75-€102
Financial charges65/66B€778€901▲
Recurring financial charges65€778€901▲
Profit (loss) for the period before taxes9903€36k€1k▼
Income taxes67/77€8k€1k▼
Profit (loss) for the period9904€29k€-13▼
Profit (loss) for the period to be appropriated9905€29k€-13▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€29k=
Profit (loss) brought forward from the previous period14P-€29k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogveld 82600 AntwerpenGround area
7,298 m²
Building footprint
308 m²
Volume, LiDAR
4,895 m³
Parcel 11003A0290/00A000, Flanders · tallest building 18.6 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
FinX Solutions
since 20232.351.437.772
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11003A0290/00A000 | Flanders | 7,298 m² | 1 · 307 m² | 18.6 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GLOBAL PHARMA SOLUTIONS
BE 0474.114.125
Antwerpen · Eq €31,779
TALOREM
BE 0741.806.510
Ukkel · Eq €31,771
Nxt door solutions
BE 1010.965.969
Kapellen · Eq €31,784
Optilnvest
BE 0474.764.520
Herentals · Eq €31,786
INTO THE BLUE
BE 0479.542.462
Edegem · Eq €31,787
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 34,868 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-10-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68201Renting and operating of own or leased residential real estate, excluding social housing
71112Activities of interior architects
74130Interior design
78100Employment placement agencies
85510Sports and recreation education
90201Performing arts by independent artists
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.