Fintrust Management
ActiveSummary
Fintrust Management has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €36k. Equity is growing by ~71.2% per year across the filed fiscal years. Its solvency ranks better than 51% of 7780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency77▼-6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 4.35 against 2.38 in 2024; short-term debt: 22.9% and cash: 8.2% of total assets), and 47.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.4%
Return on assets
25.3%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-01-2026, 12 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
12 d early
2024
4 d late
2023
27 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€75k▲ 93.6%
2024 · €39k
Total assets
€144k▲ 116%
2024 · €67k
Net result
€36k▲ 91.5%
2024 · €19k
Working capital
€111k▲ 189%
2024 · €38k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€13k-€29k▲ 127%€55k▲ 89.7%
Net result€8k-€19k▲ 150%€36k▲ 91.5%
Equity€20k-€39k▲ 95.6%€75k▲ 93.6%
Total assets€31k-€67k▲ 117%€144k▲ 116%
Debt€11k-€28k▲ 158%€69k▲ 148%
Working capital€19k-€38k▲ 103%€111k▲ 189%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 90% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €144k
Fixed assets
€271 ▼ 58.9%
Current assets
€144k ▲ 118%
Equity and liabilities €144k
Equity
€75k ▲ 93.6%
Debt
€69k ▲ 148%
Debt's share of the balance-sheet total rises from 41.6% to 47.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€55k▲
2024 · €29k
Cash flow
€37k▲
2024 · €19k
Current ratio
4.35▲
2024 · 2.38
Debt to equity
0.91▲
2024 · 0.71
ROE
48.3%▼
2024 · 48.9%
ROA
25.3%▼
2024 · 28.6%
Interest coverage
74.22▼
2024 · 586.30
Debt ≤ 1 year
€33k▲
2024 · €28k
Debt > 1 year
€35k
Income taxes
€21k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €117 | €388 | €388 | = |
| Other operating charges640/8 | €510 | €1k | €2k | ▲ 52.4% |
| Gross operating margin9900 | €13k | €30k | €57k | ▲ 87.0% |
| Operating profit (loss)9901 | €13k | €29k | €55k | ▲ 89.7% |
| Financial income75/76B | €264 | €1k | €4k | ▲ 258% |
| Recurring financial income75 | €264 | €1k | €4k | ▲ 258% |
| Financial charges65/66B | €85 | €50 | €743 | ▲ 1,389% |
| Recurring financial charges65 | €85 | €50 | €743 | ▲ 1,389% |
| Profit (loss) for the period before taxes9903 | €13k | €30k | €58k | ▲ 93.5% |
| Income taxes67/77 | €5k | €11k | €21k | ▲ 97.1% |
| Profit (loss) for the period9904 | €8k | €19k | €36k | ▲ 91.5% |
| Profit (loss) for the period to be appropriated9905 | €8k | €19k | €36k | ▲ 91.5% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €31k | €67k | €144k | ▲ 116% |
| Fixed assets21/28 | €1k | €659 | €271 | ▼ 58.9% |
| Tangible fixed assets22/27 | €1k | €659 | €271 | ▼ 58.9% |
| Plant, machinery and equipment23 | €1k | €659 | €271 | ▼ 58.9% |
| Current assets29/58 | €30k | €66k | €144k | ▲ 118% |
| Amounts receivable after more than one year29 | €5k | €5k | €4k | ▼ 13.1% |
| Other amounts receivable291 | €5k | €5k | €4k | ▼ 13.1% |
| Amounts receivable within one year40/41 | €19k | €54k | €126k | ▲ 132% |
| Trade receivables40 | €15k | €20k | €23k | ▲ 14.8% |
| Other amounts receivable41 | €3k | €35k | €103k | ▲ 198% |
| Current investments50/53 | - | - | €2k | - |
| Cash at bank and in hand54/58 | €5k | €7k | €12k | ▲ 65.6% |
| Deferred charges and accrued income490/1 | €550 | €0 | - | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €31k | €67k | €144k | ▲ 116% |
| Equity10/15 | €20k | €39k | €75k | ▲ 93.6% |
| Contributions10/11 | €1k | €1k | €1k | = |
| Reserves13 | €14k | €33k | €70k | ▲ 109% |
| Distributable reserves133 | €14k | €33k | €70k | ▲ 109% |
| Profit (loss) carried forward14 | €5k | €5k | €5k | = |
| Amounts payable17/49 | €11k | €28k | €69k | ▲ 148% |
| Amounts payable after more than one year17 | - | - | €35k | - |
| Financial debts170/4 | - | - | €35k | - |
| Amounts payable within one year42/48 | €11k | €28k | €33k | ▲ 19.3% |
| Financial debts43 | €545 | €2k | €3k | ▲ 75.7% |
| Credit institutions430/8 | €545 | €2k | €3k | ▲ 75.7% |
| Trade debts44 | €2k | €12k | €6k | ▼ 48.3% |
| Suppliers440/4 | €2k | €12k | €6k | ▼ 48.3% |
| Taxes, remuneration and social security45 | €8k | €14k | €24k | ▲ 72.2% |
| Taxes450/3 | €8k | €14k | €24k | ▲ 72.2% |
| Other amounts payable47/48 | €0 | - | - | - |
| Accrued charges and deferred income492/3 | - | - | €545 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €8k | €19k | €36k | ▲ 91.5% |
| + Depreciation and write-downs630 | €117 | €388 | €388 | = |
| Operating cash flow (approximation) | €8k | €19k | €37k | ▲ 89.7% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - |
| Change in cash | - | €2k | €5k | ▲ 163% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2023net €36k ▲91.5%
Operating result €55k, net result €36k, both a record.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
04-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zuienkerke · 1 establishment unit since 2014
Ground area
608 m²
Building footprint
190 m²
Volume, LiDAR
937 m³
Parcel 31462C0444/00Z000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Fintrust Management
since 20142.239.922.218
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31462C0444/00Z000 | Flanders | 608 m² | 1 · 190 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6488ZG750MH05GK3E138
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Of 24,515 companies in sector 82990 we hold annual accounts for 9,408. 7,120 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-10-2014
Fiscal year end30-06
Activities, NACEBEL 2025
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.