Summary
FINTRIX is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €228,986 and a net result of €43,688. Equity is growing by about 29% per year across the filed financial years. Its solvency ranks better than 85% of 9,718 sector peers (NACE 64, financial year 2025). The company has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals.
Financials · financial year 2025, micro format
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€228,986▲ 23.6%
2024 · €185,298
Net result
€43,688▲ 39.6%
2024 · €31,292
Total assets
€264,041▼ 7.5%
2024 · €285,594
Solvency
86.7%▲ 21.8pp
2024 · 64.9%
Trend over the years
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 21% above 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result€60,689
2025
Net result€43,688
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€264,041
2025
Equity€228,986
2025
Debt€35,055
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital€204,741
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)16.5%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency86.7%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio8.72
2025
Average staff in full-time equivalents (FTE).
Staff (FTE)0.4
2020
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result-€3,613--€625▲ 82.7%€19,270€58,836▲ 205%€64,581▲ 9.8%€40,252▼ 37.7%€50,118▲ 24.5%€60,689▲ 21.1%
Net result-€4,379--€1,476▲ 66.3%€15,483within the sector's middle half€41,360within the sector's middle half▲ 167%€48,853within the sector's middle half▲ 18.1%€24,916within the sector's middle half▼ 49.0%€31,292within the sector's middle half▲ 25.6%€43,688within the sector's middle half▲ 39.6%
Equity€34,869-€33,394▼ 4.2%€48,877within the sector's middle half▲ 46.4%€90,237within the sector's middle half▲ 84.6%€129,090within the sector's middle half▲ 43.1%€154,006within the sector's middle half▲ 19.3%€185,298within the sector's middle half▲ 20.3%€228,986within the sector's middle half▲ 23.6%
Total assets€79,767-€75,750▼ 5.0%€77,467below the sector's middle half▲ 2.3%€114,949below the sector's middle half▲ 48.4%€295,653within the sector's middle half▲ 157%€284,154within the sector's middle half▼ 3.9%€285,594within the sector's middle half▲ 0.5%€264,041within the sector's middle half▼ 7.5%
Debt€44,898-€42,356▼ 5.7%€28,590▼ 32.5%€24,712▼ 13.6%€166,563▲ 574%€130,148▼ 21.9%€100,296▼ 22.9%€35,055▼ 65.0%
Working capital€24,336-€25,515▲ 4.8%€40,085within the sector's middle half▲ 57.1%€82,741within the sector's middle half▲ 106%€49,732within the sector's middle half▼ 39.9%€64,217within the sector's middle half▲ 29.1%€74,416within the sector's middle half▲ 15.9%€204,741above the sector's middle half▲ 175%
Solvency43.7%-44.1%▲ 0.4pp63.1%within the sector's middle half▲ 19.0pp78.5%above the sector's middle half▲ 15.4pp43.7%within the sector's middle half▼ 34.8pp54.2%within the sector's middle half▲ 10.5pp64.9%within the sector's middle half▲ 10.7pp86.7%above the sector's middle half▲ 21.8pp
Current ratio2.01-1.86▼ 0.152.64within the sector's middle half▲ 0.784.35above the sector's middle half▲ 1.711.86within the sector's middle half▼ 2.492.27within the sector's middle half▲ 0.402.46within the sector's middle half▲ 0.208.72above the sector's middle half▲ 6.26
Return on assets (ROA)-5.5%--1.9%▲ 3.5pp20.0%within the sector's middle half▲ 21.9pp36.0%above the sector's middle half▲ 16.0pp16.5%within the sector's middle half▼ 19.5pp8.8%within the sector's middle half▼ 7.8pp11.0%within the sector's middle half▲ 2.2pp16.5%within the sector's middle half▲ 5.6pp
Staff (FTE)0.5-0.5=0.4below the sector's middle half▼ 20.0%
above
within
below
the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €264,041
Fixed assets
€32,787 ▼ 79.6%
Current assets
€231,254 ▲ 84.7%
Equity and liabilities €264,041
Equity
€228,986 ▲ 23.6%
Debt
€35,055 ▼ 65.0%
Debt's share of the balance-sheet total falls from 35.1% to 13.3%. Equity is higher and debt is lower.
Key figures and ratios
ROE
19.1%▲
2024 · 16.9%
Debt ≤ 1 year
€26,513▼
2024 · €50,808
Debt > 1 year
€8,542▼
2024 · €47,729
Income taxes
€18,388▲
2024 · €16,810
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €24,434 | €0 | - | €15,000 | - |
| Remuneration, social security and pensions62 | - | - | - | -€17 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,858 | €10,757 | €10,125 | €9,324 | €5,157 | €15,584 | €17,483 | €17,583 | ▲ 0.6% |
| Other operating charges640/8 | - | - | - | €1,015 | €2,198 | €1,235 | €1,217 | €1,121 | ▼ 7.9% |
| Non-recurring operating charges66A | - | - | - | €1,214 | - | €1,258 | €0 | - | - |
| Gross operating margin9900 | €25,771 | €31,418 | €50,281 | €70,372 | €71,936 | €58,329 | €68,818 | €79,393 | ▲ 15.4% |
| Operating profit (loss)9901 | -€3,613 | -€625 | €19,270 | €58,836 | €64,581 | €40,252 | €50,118 | €60,689 | ▲ 21.1% |
| Financial income75/76B | - | - | - | €4 | €6,185 | €1,438 | €672 | €3,154 | ▲ 369% |
| Recurring financial income75 | €11 | €4 | €8 | €4 | €6,185 | €1,438 | €672 | €3,154 | ▲ 369% |
| Financial charges65/66B | - | - | - | €414 | €2,156 | €3,000 | €2,689 | €1,767 | ▼ 34.3% |
| Recurring financial charges65 | €571 | €672 | €694 | €414 | €2,156 | €3,000 | €2,689 | €1,767 | ▼ 34.3% |
| Profit (loss) for the period before taxes9903 | -€4,173 | -€1,292 | €18,584 | €58,426 | €68,610 | €38,689 | €48,102 | €62,076 | ▲ 29.1% |
| Income taxes67/77 | €207 | €184 | €3,100 | €17,066 | €19,757 | €13,773 | €16,810 | €18,388 | ▲ 9.4% |
| Profit (loss) for the period9904 | -€4,379 | -€1,476 | €15,483 | €41,360 | €48,853 | €24,916 | €31,292 | €43,688 | ▲ 39.6% |
| Profit (loss) for the period to be appropriated9905 | -€4,379 | -€1,476 | €15,483 | €41,360 | €48,853 | €24,916 | €31,292 | €43,688 | ▲ 39.6% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €79,767 | €75,750 | €77,467 | €114,949 | €295,653 | €284,154 | €285,594 | €264,041 | ▼ 7.5% |
| Formation expenses20 | - | €0 | - | - | - | - | - | - | - |
| Fixed assets21/28 | €31,321 | €20,564 | €12,992 | €7,520 | €188,335 | €169,275 | €160,370 | €32,787 | ▼ 79.6% |
| Intangible fixed assets21 | €804 | €402 | - | - | - | - | - | - | - |
| Tangible fixed assets22/27 | €30,517 | €20,162 | €12,992 | €7,520 | €78,335 | €59,275 | €50,370 | €32,787 | ▼ 34.9% |
| Plant, machinery and equipment23 | - | - | - | - | - | - | €2,063 | €1,555 | ▼ 24.6% |
| Furniture and vehicles24 | - | - | - | €6,159 | €77,246 | €58,458 | €47,763 | €30,960 | ▼ 35.2% |
| Other tangible fixed assets26 | - | - | - | €1,361 | €1,089 | €817 | €544 | €272 | ▼ 50.0% |
| Financial fixed assets28 | - | €0 | - | - | €110,000 | €110,000 | €110,000 | €0 | ▼ 100% |
| Current assets29/58 | €48,446 | €55,185 | €64,476 | €107,429 | €107,318 | €114,879 | €125,224 | €231,254 | ▲ 84.7% |
| Stocks and contracts in progress3 | - | €0 | - | - | - | - | - | - | - |
| Amounts receivable within one year40/41 | €35,863 | €37,286 | €28,802 | €31,603 | €25,343 | €41,498 | €36,278 | €65,458 | ▲ 80.4% |
| Trade receivables40 | - | - | - | €31,194 | €21,033 | €39,125 | €33,304 | €49,590 | ▲ 48.9% |
| Other amounts receivable41 | - | - | - | €409 | €4,310 | €2,373 | €2,975 | €15,868 | ▲ 433% |
| Current investments50/53 | - | €0 | - | - | - | - | - | - | - |
| Cash at bank and in hand54/58 | €6,879 | €15,743 | €32,246 | €72,357 | €78,688 | €72,119 | €86,332 | €161,076 | ▲ 86.6% |
| Deferred charges and accrued income490/1 | - | - | - | €3,469 | €3,288 | €1,263 | €2,614 | €4,721 | ▲ 80.6% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €79,767 | €75,750 | €77,467 | €114,949 | €295,653 | €284,154 | €285,594 | €264,041 | ▼ 7.5% |
| Equity10/15 | €34,869 | €33,394 | €48,877 | €90,237 | €129,090 | €154,006 | €185,298 | €228,986 | ▲ 23.6% |
| Contributions10/11 | €12,400 | €12,400 | - | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €22,469 | €20,994 | €36,477 | €77,837 | €116,690 | €141,606 | €172,898 | €216,586 | ▲ 25.3% |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €0 | - | - | - |
| Distributable reserves133 | - | - | - | €75,977 | €114,830 | €141,606 | €172,898 | €216,586 | ▲ 25.3% |
| Profit (loss) carried forward14 | - | €0 | - | - | - | €0 | - | - | - |
| Amounts payable17/49 | €44,898 | €42,356 | €28,590 | €24,712 | €166,563 | €130,148 | €100,296 | €35,055 | ▼ 65.0% |
| Amounts payable after more than one year17 | €20,783 | €12,534 | €4,199 | - | €107,223 | €77,740 | €47,729 | €8,542 | ▼ 82.1% |
| Financial debts170/4 | - | - | - | - | €107,223 | €77,740 | €47,729 | €8,542 | ▼ 82.1% |
| Amounts payable within one year42/48 | €24,110 | €29,670 | €24,391 | €24,689 | €57,586 | €50,662 | €50,808 | €26,513 | ▼ 47.8% |
| Current portion of amounts payable after more than one year42 | - | - | - | €4,199 | €28,965 | €29,483 | €30,011 | €10,047 | ▼ 66.5% |
| Financial debts43 | - | - | - | €3,750 | €6,020 | €4,730 | €4,734 | €4,442 | ▼ 6.2% |
| Credit institutions430/8 | - | - | - | €3,750 | €6,020 | €4,730 | €4,734 | €4,442 | ▼ 6.2% |
| Trade debts44 | €1,333 | €4,114 | €5,234 | €2,269 | €5,336 | €6,952 | €4,612 | €883 | ▼ 80.8% |
| Suppliers440/4 | - | - | - | €2,269 | €5,336 | €6,952 | €4,612 | €883 | ▼ 80.8% |
| Advances received on contracts in progress46 | - | - | - | €117 | - | - | - | - | - |
| Taxes, remuneration and social security45 | - | - | - | €14,353 | €10,265 | €9,497 | €11,451 | €11,140 | ▼ 2.7% |
| Taxes450/3 | - | - | - | €14,353 | €10,265 | €9,497 | €11,451 | €11,140 | ▼ 2.7% |
| Other amounts payable47/48 | - | - | - | - | €7,000 | €0 | - | - | - |
| Accrued charges and deferred income492/3 | - | - | - | €24 | €1,754 | €1,746 | €1,759 | €0 | ▼ 100% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€4,379 | -€1,476 | €15,483 | €41,360 | €48,853 | €24,916 | €31,292 | €43,688 | ▲ 39.6% |
| + Depreciation and write-downs630 | €10,858 | €10,757 | €10,125 | €9,324 | €5,157 | €15,584 | €17,483 | €17,583 | ▲ 0.6% |
| Operating cash flow (approximation) | €6,479 | €9,281 | €25,609 | €50,684 | €54,010 | €40,500 | €48,775 | €61,272 | ▲ 25.6% |
| Investment in fixed assets (approximation) | - | €0 | -€2,553 | -€3,853 | -€185,972 | €3,476 | -€8,578 | €110,000 | - |
| Change in cash | - | €8,864 | €16,503 | €40,111 | €6,331 | -€6,569 | €14,213 | €74,744 | ▲ 426% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 21 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 20-07-2026 | 2026-00311542 |
| 31-12-2024 | micro format | 10-07-2025 | 2025-00256483 |
| 31-12-2023 | micro format | 17-06-2024 | 2024-00134161 |
| 31-12-2022 | micro format | 04-07-2023 | 2023-00197365 |
| 31-12-2021 | micro format | 06-07-2022 | 2022-20150391 |
| 31-12-2020 | micro format | 14-06-2021 | 2021-19600232 |
| 31-12-2019 | micro format | 03-07-2020 | 2020-25700568 |
| 31-12-2018 | micro format | 09-07-2019 | 2019-30000464 |
| 31-12-2017 | micro format | 28-06-2018 | 2018-23800084 |
| 31-12-2016 | micro format | 12-06-2017 | 2017-16000210 |
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Subsidies and aid
Flemish government
2025 · 1 entry · €227 awarded · €227 paidPublic contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.