Summary
Finterior is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2026 annual accounts show equity of €2.1m and a net result of €144,925. Equity remains stable across the filed financial years (±0.1% per year). Its solvency ranks better than 28% of 100 sector peers (NACE 64, financial year 2026). The company has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals.
Financials · financial year 2026, full format
Equity
€2.1m▲ 7.3%
2025 · €2.0m
Net result
€144,925▼ 34.0%
2025 · €219,684
Total assets
€4.6m▲ 7.4%
2025 · €4.3m
Solvency
46.2%=
2025 · 46.2%
Trend over the years
2021 to 2026, 5 financial years 2018 to 2026, 8 financial years
The operating result falls in 2026; 2026 is 26% below 2025.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Turnover€0.7m
2026
Operating result€0.3m
2026
Net result€0.1m
2026
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€4.6m
2026
Equity€2.1m
2026
Debt€2.5m
2026
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital-€1.5m
2026
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)3.1%
2026
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency46.2%
2026
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio0.40
2026
Average staff in full-time equivalents (FTE).
Staff (FTE)0
2024
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212023202420252026
Turnover€0.6m-€0.6m=€0.6m=€0.5m▼ 19.8%€0.6m-€0.7m▲ 19.5%€0.7m=€0.7m=
Operating result€0.2m-€0.2m▼ 35.0%€0.2m▲ 16.2%€0.2m▼ 18.2%€0.2m-€0.3m▲ 76.1%€0.4m▲ 13.5%€0.3m▼ 25.8%
Net result-€0.003m-€0.3m€0.3mwithin the sector's middle half▲ 9.7%€0.3mwithin the sector's middle half▼ 6.3%€0.6mwithin the sector's middle half-€0.2mwithin the sector's middle half▼ 69.6%€0.2mwithin the sector's middle half▲ 16.1%€0.1m▼ 34.0%
Equity€1.9m-€2.2m▲ 15.4%€2.5mwithin the sector's middle half▲ 14.7%€2.8mwithin the sector's middle half▲ 12.0%€1.6mwithin the sector's middle half-€1.8mwithin the sector's middle half▲ 12.0%€2.0mwithin the sector's middle half▲ 12.5%€2.1m▲ 7.3%
Total assets€4.2m-€4.1m▼ 2.1%€4.0mwithin the sector's middle half▼ 3.0%€4.3mwithin the sector's middle half▲ 8.6%€4.3mwithin the sector's middle half-€4.3mwithin the sector's middle half▲ 1.1%€4.3mwithin the sector's middle half▼ 0.9%€4.6m▲ 7.4%
Debt€2.3m-€1.9m▼ 16.7%€1.5m▼ 23.3%€1.5m▲ 2.9%€2.7m-€2.6m▼ 5.2%€2.3m▼ 10.1%€2.5m▲ 7.4%
Working capital-€0.2m--€0.3m▼ 66.7%-€0.3mwithin the sector's middle half▲ 5.6%-€0.4mwithin the sector's middle half▼ 43.5%-€1.9mbelow the sector's middle half--€1.9mbelow the sector's middle half▲ 1.9%-€1.6mbelow the sector's middle half▲ 15.0%-€1.5m▲ 8.9%
Solvency45.3%-53.4%▲ 8.1pp63.2%within the sector's middle half▲ 9.7pp65.1%within the sector's middle half▲ 2.0pp36.7%within the sector's middle half-40.7%within the sector's middle half▲ 4.0pp46.2%within the sector's middle half▲ 5.5pp46.2%=
Current ratio0.71-0.54▼ 0.170.45within the sector's middle half▼ 0.090.59within the sector's middle half▲ 0.140.24below the sector's middle half-0.26below the sector's middle half▲ 0.020.30below the sector's middle half▲ 0.040.40▲ 0.11
Return on assets (ROA)-0.1%-7.1%▲ 7.2pp8.1%above the sector's middle half▲ 0.9pp7.0%within the sector's middle half▼ 1.1pp14.5%above the sector's middle half-4.4%within the sector's middle half▼ 10.2pp5.1%within the sector's middle half▲ 0.7pp3.1%▼ 2.0pp
Staff (FTE)0.2-1▲ 400%1below the sector's middle half=1below the sector's middle half=0.3below the sector's middle half-0below the sector's middle half▼ 100%
above
within
below
the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Why a figure moved sharply
- 2024 Net result -70% on 2023. The previous financial year ran 15 months, this one 12.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €4.6m
Fixed assets
€3.6m =
Current assets
€1.0m ▲ 45.8%
Equity and liabilities €4.6m
Equity
€2.1m ▲ 7.3%
Debt
€2.5m ▲ 7.4%
Debt's share of the balance-sheet total stays at 53.8%.
Key figures and ratios
ROE
6.8%▼
2025 · 11.1%
Debt ≤ 1 year
€2.5m▲
2025 · €2.3m
Income taxes
€48,515▼
2025 · €73,176
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Operating income70/76A | - | - | - | €487,660 | €607,500 | €726,000 | €730,500 | €742,000 | ▲ 1.6% |
| Turnover70 | €606,000 | €606,000 | €606,000 | €486,000 | €607,500 | €726,000 | €726,000 | €726,000 | = |
| Other operating income74 | - | - | - | €1,660 | €0 | - | €4,500 | €16,000 | ▲ 256% |
| Operating charges60/66A | - | - | - | €336,408 | €430,921 | €415,012 | €377,527 | €480,081 | ▲ 27.2% |
| Services and other goods61 | - | - | - | €244,074 | €398,256 | €413,937 | €376,433 | €478,955 | ▲ 27.2% |
| Remuneration, social security and pensions62 | - | - | - | €86,706 | €31,685 | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,165 | €1,620 | €3,240 | €1,620 | €0 | - | - | - | - |
| Other operating charges640/8 | - | - | - | €1,411 | €980 | €1,075 | €1,094 | €1,126 | ▲ 3.0% |
| Non-recurring operating charges66A | - | - | - | €2,597 | €0 | - | - | - | - |
| Operating profit (loss)9901 | €244,721 | €159,181 | €184,987 | €151,252 | €176,579 | €310,988 | €352,973 | €261,919 | ▼ 25.8% |
| Financial income75/76B | - | - | - | €200,000 | €529,944 | €3,897 | €338 | €0 | ▼ 100% |
| Recurring financial income75 | €201,250 | €200,485 | €200,000 | €200,000 | €529,944 | €3,897 | €338 | €0 | ▼ 100% |
| Income from financial fixed assets750 | - | - | - | €200,000 | €529,944 | €0 | - | - | - |
| Income from current assets751 | - | - | - | - | - | €3,074 | €338 | €0 | ▼ 100% |
| Other financial income752/9 | - | - | - | - | - | €823 | €0 | - | - |
| Financial charges65/66B | - | - | - | €15,718 | €47,984 | €62,645 | €60,450 | €68,479 | ▲ 13.3% |
| Recurring financial charges65 | €32,306 | €27,415 | €22,420 | €15,718 | €32,981 | €62,645 | €60,450 | €68,479 | ▲ 13.3% |
| Debt charges650 | €29,898 | €24,845 | €20,195 | €15,140 | €26,852 | €60,927 | €58,879 | €66,629 | ▲ 13.2% |
| Other financial charges652/9 | - | - | - | €577 | €6,128 | €1,718 | €1,572 | €1,850 | ▲ 17.7% |
| Non-recurring financial charges66B | - | - | - | - | €15,003 | €0 | - | - | - |
| Profit (loss) for the period before taxes9903 | €60,314 | €332,250 | €362,567 | €335,535 | €658,539 | €252,240 | €292,861 | €193,440 | ▼ 33.9% |
| Income taxes67/77 | €63,512 | €39,120 | €41,043 | €34,209 | €36,500 | €63,023 | €73,176 | €48,515 | ▼ 33.7% |
| Taxes670/3 | - | - | - | €34,209 | €36,500 | €63,023 | €73,176 | €48,515 | ▼ 33.7% |
| Profit (loss) for the period9904 | -€3,198 | €293,131 | €321,524 | €301,326 | €622,039 | €189,217 | €219,684 | €144,925 | ▼ 34.0% |
| Profit (loss) for the period to be appropriated9905 | -€3,198 | €293,131 | €321,524 | €301,326 | €622,039 | €189,217 | €219,684 | €144,925 | ▼ 34.0% |
| Line | 2018 | 2019 | 2020 | 2021 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €4.2m | €4.1m | €4.0m | €4.3m | €4.3m | €4.3m | €4.3m | €4.6m | ▲ 7.4% |
| Fixed assets21/28 | €3.8m | €3.8m | €3.8m | €3.8m | €3.7m | €3.7m | €3.6m | €3.6m | = |
| Tangible fixed assets22/27 | €0.006m | €0.005m | €0.002m | - | - | - | - | - | - |
| Financial fixed assets28 | €3.8m | €3.8m | €3.8m | €3.8m | €3.7m | €3.7m | €3.6m | €3.6m | = |
| Affiliated companies280/1 | - | - | - | €3.8m | €3.7m | €3.7m | €3.6m | €3.6m | = |
| Participating interests280 | - | - | - | €3.8m | €3.6m | €3.6m | €3.6m | €3.6m | = |
| Amounts receivable281 | - | - | - | - | €0.08m | €0.07m | €0 | - | - |
| Current assets29/58 | €0.4m | €0.3m | €0.2m | €0.6m | €0.6m | €0.7m | €0.7m | €1.0m | ▲ 45.8% |
| Stocks and contracts in progress3 | - | - | - | - | €0 | €0 | €0 | €0 | - |
| Amounts receivable within one year40/41 | €0.4m | €0.3m | €0.2m | €0.1m | €0.2m | €0.2m | €0.2m | €0.6m | ▲ 183% |
| Trade receivables40 | - | - | - | €0.01m | €0.04m | €0.08m | €0.2m | €0.5m | ▲ 178% |
| Other amounts receivable41 | - | - | - | €0.1m | €0.1m | €0.1m | €0.03m | €0.09m | ▲ 215% |
| Current investments50/53 | - | - | - | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | = |
| Own shares50 | - | - | - | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | = |
| Cash at bank and in hand54/58 | €0.02m | €0.02m | €0.01m | €0.05m | €0.02m | €0.06m | €0.08m | €0.01m | ▼ 84.5% |
| Deferred charges and accrued income490/1 | - | - | - | €226 | €0.001m | €0 | - | €97 | - |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €4.2m | €4.1m | €4.0m | €4.3m | €4.3m | €4.3m | €4.3m | €4.6m | ▲ 7.4% |
| Equity10/15 | €1.9m | €2.2m | €2.5m | €2.8m | €1.6m | €1.8m | €2.0m | €2.1m | ▲ 7.3% |
| Contributions10/11 | €0.5m | €0.5m | €0.5m | €0.5m | €0.5m | €0.5m | €0.5m | €0.5m | = |
| Capital10 | - | - | - | €0.5m | €0.5m | €0.5m | €0.5m | €0.5m | = |
| Issued capital100 | - | - | - | €0.5m | €0.5m | €0.5m | €0.5m | €0.5m | = |
| Reserves13 | €0.05m | €0.05m | €0.05m | €0.5m | €0.5m | €1.3m | €1.5m | €1.6m | ▲ 9.8% |
| Non-distributable reserves130/1 | - | - | - | €0.5m | €0.5m | €0.5m | €0.5m | €0.5m | = |
| Legal reserve130 | - | - | - | €0.05m | €0.05m | €0.05m | €0.05m | €0.05m | = |
| Own shares acquired1312 | - | - | - | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | = |
| Distributable reserves133 | - | - | - | - | - | €0.8m | €1.0m | €1.2m | ▲ 14.1% |
| Profit (loss) carried forward14 | €1.3m | €1.6m | €2.0m | €1.9m | €0.6m | €0 | - | - | - |
| Amounts payable17/49 | €2.3m | €1.9m | €1.5m | €1.5m | €2.7m | €2.6m | €2.3m | €2.5m | ▲ 7.4% |
| Amounts payable after more than one year17 | €1.7m | €1.3m | €1.0m | €0.5m | €0.2m | €0 | - | - | - |
| Financial debts170/4 | - | - | - | €0.5m | €0.2m | €0 | - | - | - |
| Credit institutions173 | - | - | - | €0.1m | €0 | - | - | - | - |
| Other loans174 | - | - | - | €0.4m | €0.2m | €0 | - | - | - |
| Amounts payable within one year42/48 | €0.6m | €0.6m | €0.5m | €1.0m | €2.5m | €2.6m | €2.3m | €2.5m | ▲ 7.4% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.4m | €0.2m | €0.2m | €0 | - | - |
| Financial debts43 | - | - | - | - | €0.05m | €0 | - | - | - |
| Credit institutions430/8 | - | - | - | - | €0.05m | €0 | - | - | - |
| Trade debts44 | €0.04m | €0.08m | €0.07m | €0.08m | €0.04m | €0.09m | €0.04m | €0.1m | ▲ 173% |
| Suppliers440/4 | - | - | - | €0.08m | €0.04m | €0.09m | €0.04m | €0.1m | ▲ 173% |
| Taxes, remuneration and social security45 | - | - | - | €0.01m | €0.007m | €0 | €0.01m | €0 | ▼ 100% |
| Taxes450/3 | - | - | - | - | €0.007m | €0 | €0.01m | €0 | ▼ 100% |
| Remuneration and social security454/9 | - | - | - | €0.01m | €0 | - | - | - | - |
| Other amounts payable47/48 | - | - | - | €0.4m | €2.2m | €2.3m | €2.3m | €2.4m | ▲ 5.1% |
| Accrued charges and deferred income492/3 | - | - | - | - | €212 | €138 | €0 | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,198 | €293,131 | €321,524 | €301,326 | €622,039 | €189,217 | €219,684 | €144,925 | ▼ 34.0% |
| + Depreciation and write-downs630 | €2,165 | €1,620 | €3,240 | €1,620 | €0 | - | - | - | - |
| Operating cash flow (approximation) | -€1,033 | €294,751 | €324,763 | €302,946 | €622,039 | €189,217 | €219,684 | €144,925 | ▼ 34.0% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | - | €15,346 | €65,644 | €0 | ▼ 100% |
| Change in cash | - | -€2,304 | -€5,784 | €35,551 | - | €37,638 | €22,786 | -€67,044 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 11 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-03-2026 | full format | 03-09-2026 | 2026-00498184 |
| 31-03-2025 | full format | 10-09-2025 | 2025-00489590 |
| 31-03-2024 | full format | 27-09-2024 | 2024-00479370 |
| 31-03-2023 | full format | 11-10-2023 | 2023-00484509 |
| 31-12-2021 | full format | 30-09-2022 | 2022-20442858 |
| 31-12-2020 | full format | 31-08-2021 | 2021-64400461 |
| 31-12-2019 | full format | 30-10-2020 | 2020-67700169 |
| 31-12-2018 | full format | 30-09-2019 | 2019-68800228 |
| 31-12-2017 | full format | 28-06-2018 | 2018-23800176 |
| 31-12-2016 | full format | 27-06-2017 | 2017-22800118 |
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Of the 24,455 active companies whose main activity is activities of holding companies (NACE 64210), figures are known for 20,128. 10,799 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.