FINTERIO
ActiveFrom the official registers: KBO 31 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
FINTERIO has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.0m and a net result of €27,588. Equity is growing by about 2.7% per year across the filed financial years. Its solvency ranks better than 94% of 9,829 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Official details
KBO- Status
- Active since 20-12-1993 Normal situation
- Legal form
- Public limited company
- Registered office
- Vliegveld 45, 8560 Wevelgem
- Activity
- Agents in the wholesale of furniture, household goods and hardware NACE 46150and 1 other
- Establishment unit
- 2.065.048.341 8560 Wevelgem, since 12-01-1994
- Financial year end
- 30 June
- Peppol
- Reachable since 24-11-2023
How it is doing
- Bankruptcy probabilitywithin 12 months
- < 0.1%
Annual accounts to 30-06-2025
- Gross margin
- €217,399
- ▼ 22.1%
- Turnover
- ≈ €820,000
- estimated
- Profit
- €27,588
- ▼ 63.9%
- Equity
- €2.0m
- ▲ 1.4%
- Total assets
- €2.2m
- ▲ 0.2%
- Staff
- 2 FTE
- =
2025 accounts 45 days early
Filed on 17-12-2025PDF
Why 95lowers riskLiquidity: current ratio 13.86, cash €490,862Founded in 1993Equity €2.0m (92.9% of total assets)Size: 2 FTE, total assets €2.2mShow the evidence
Checked score
Score 2025
95
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 63% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Strong
Solvency
100=
equity 92.9% of total assets
Liquidity
78+2
short-term debt 7.1% · cash 22.6%
Profitability
44-22
return on assets 1.3%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: < 0.1%
12-2024: < 0.1%● unchanged vs 11-2024highest value
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €190,000 on 30-day terms is acceptable
Liquidity ample (current ratio 13.86, compared with 11.98 in 2024, above the usual 1.5; short-term debt: 7.1% and cash: 22.6% of total assets), and 7.1% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 90% on solvency, 81% on liquidity, 35% on profitability and 46% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-12-2025, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 days early
2024
43 days early
2023
2 days early
2022
1 day early
2021
11 days early
2020
1 day late
2019
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 20 January (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end01-11-2026 today31-01-2027 deadline
Financials · financial year 2025, abbreviated format
Latest annual accounts filed
Annual accounts 2025
- Financial year ended
- 30-06-2025
- Filed on
- 17-12-2025
- Format
- abbreviated format
- Reference
- 2025-00584904
Turnover
≈ €820,000
Estimated: probably between €380,000 and €2.0m
Total assets
€2.2m▲ 0.2%
2024 · €2.2m
Net result
€27,588▼ 63.9%
2024 · €76,523
Working capital
€2.0m▲ 1.0%
2024 · €2.0m
Trend over the years
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result has fallen three years in a row; 2025 is 51% below 2024 and is the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result€0.06m
2025
Net result€0.03m
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€2.2m
2025
Equity€2.0m
2025
Debt€0.2m
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital€2.0m
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)1.3%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency92.9%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio13.86
2025
Average staff in full-time equivalents (FTE).
Staff (FTE)2
2025
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 46, Wholesale trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the financial year before
favourable
unfavourable
Line2019202020212022202320242025
Operating result€0.08m-€0.1m▲ 28.5%€0.2m▲ 62.9%€0.2m▲ 2.3%€0.1m▼ 20.0%€0.1m▼ 7.2%€0.06m▼ 50.6%
Net result€0.04m-€0.06mwithin the sector's middle half▲ 36.9%€0.1mwithin the sector's middle half▲ 87.0%€0.1mwithin the sector's middle half▲ 2.0%€0.08mwithin the sector's middle half▼ 25.7%€0.08mwithin the sector's middle half▼ 5.6%€0.03mwithin the sector's middle half▼ 63.9%
Equity€1.7m-€1.8mabove the sector's middle half▲ 3.3%€1.9mabove the sector's middle half▲ 6.0%€1.8mabove the sector's middle half▼ 2.6%€1.9mabove the sector's middle half▲ 4.4%€2.0mabove the sector's middle half▲ 4.0%€2.0mabove the sector's middle half▲ 1.4%
Total assets€1.9m-€1.9mwithin the sector's middle half▲ 0.1%€2.1mwithin the sector's middle half▲ 9.3%€2.1mwithin the sector's middle half▲ 1.9%€2.3mwithin the sector's middle half▲ 6.7%€2.2mwithin the sector's middle half▼ 3.8%€2.2mwithin the sector's middle half▲ 0.2%
Debt€0.2m-€0.1m▼ 31.0%€0.2m▲ 56.5%€0.3m▲ 45.3%€0.3m▲ 21.7%€0.2m▼ 47.5%€0.2m▼ 13.5%
Working capital€1.6m-€1.7mabove the sector's middle half▲ 5.1%€1.8mabove the sector's middle half▲ 6.6%€1.8mabove the sector's middle half▼ 1.6%€1.9mabove the sector's middle half▲ 5.9%€2.0mabove the sector's middle half▲ 3.8%€2.0mabove the sector's middle half▲ 1.0%
Solvency90.6%-93.5%above the sector's middle half▲ 2.9pp90.7%above the sector's middle half▼ 2.8pp86.8%above the sector's middle half▼ 4.0pp84.9%above the sector's middle half▼ 1.9pp91.8%above the sector's middle half▲ 6.9pp92.9%above the sector's middle half▲ 1.1pp
Current ratio10.09-14.84above the sector's middle half▲ 4.7510.43above the sector's middle half▼ 4.417.38above the sector's middle half▼ 3.056.55above the sector's middle half▼ 0.8311.98above the sector's middle half▲ 5.4313.86above the sector's middle half▲ 1.88
Return on assets (ROA)2.2%-3.0%within the sector's middle half▲ 0.8pp5.2%within the sector's middle half▲ 2.1pp5.2%within the sector's middle half=3.6%within the sector's middle half▼ 1.6pp3.5%within the sector's middle half▼ 0.1pp1.3%within the sector's middle half▼ 2.3pp
Staff (FTE)2.3-2within the sector's middle half▼ 13.0%2within the sector's middle half=2within the sector's middle half=2within the sector's middle half=2within the sector's middle half=2within the sector's middle half=
above
within
below
the middle half of NACE 46, Wholesale trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.2m
Fixed assets
€40,493 ▲ 27.7%
Current assets
€2.1m ▼ 0.3%
Equity and liabilities €2.2m
Equity
€2.0m ▲ 1.4%
Debt
€154,438 ▼ 13.5%
Debt's share of the balance-sheet total falls from 8.2% to 7.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€75,216▼
2024 · €136,673
Cash flow
€38,740▼
2024 · €83,398
Quick ratio
4.58▲
2024 · 4.24
Debt to equity
0.08▼
2024 · 0.09
ROE
1.4%▼
2024 · 3.8%
Interest coverage
2.90▼
2024 · 5.11
Debt ≤ 1 year
€154,036▼
2024 · €178,610
Income taxes
€10,520▼
2024 · €26,665
Staff costs
€139,200▼
2024 · €140,026
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,041 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94.4% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94.4%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,041 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €0 | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | €99,333 | €137,181 | €140,026 | €139,200 | ▼ 0.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €29,911 | €25,048 | €23,599 | €23,539 | €24,017 | €6,875 | €11,152 | ▲ 62.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | - | - | €274 | - |
| Other operating charges640/8 | - | - | - | €2,372 | €965 | €2,344 | €2,710 | ▲ 15.6% |
| Gross operating margin9900 | €287,508 | €226,660 | €301,263 | €299,984 | €301,982 | €279,043 | €217,399 | ▼ 22.1% |
| Operating profit (loss)9901 | €81,606 | €104,834 | €170,748 | €174,740 | €139,820 | €129,798 | €64,064 | ▼ 50.6% |
| Financial income75/76B | - | - | - | €266 | €0 | €146 | €0 | ▼ 100% |
| Recurring financial income75 | €1,172 | €3,363 | €2,578 | €266 | €0 | €146 | €0 | ▼ 100% |
| Financial charges65/66B | - | - | - | €27,870 | €29,195 | €26,756 | €25,956 | ▼ 3.0% |
| Recurring financial charges65 | €22,919 | €25,212 | €28,890 | €27,870 | €29,195 | €26,756 | €25,956 | ▼ 3.0% |
| Profit (loss) for the period before taxes9903 | €59,859 | €82,985 | €144,435 | €147,136 | €110,624 | €103,188 | €38,107 | ▼ 63.1% |
| Income taxes67/77 | €18,018 | €25,714 | €37,359 | €37,954 | €29,544 | €26,665 | €10,520 | ▼ 60.5% |
| Profit (loss) for the period9904 | €41,841 | €57,270 | €107,076 | €109,181 | €81,080 | €76,523 | €27,588 | ▼ 63.9% |
| Profit (loss) for the period to be appropriated9905 | €41,841 | €57,270 | €107,076 | €109,181 | €81,080 | €76,523 | €27,588 | ▼ 63.9% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €1.9m | €1.9m | €2.1m | €2.1m | €2.3m | €2.2m | €2.2m | ▲ 0.2% |
| Fixed assets21/28 | €0.1m | €0.08m | €0.07m | €0.05m | €0.03m | €0.03m | €0.04m | ▲ 27.7% |
| Intangible fixed assets21 | €0.01m | €0.006m | €0.004m | €0.005m | €0.003m | €0.002m | €0.001m | ▼ 41.2% |
| Tangible fixed assets22/27 | €0.08m | €0.06m | €0.05m | €0.03m | €0.01m | €0.02m | €0.03m | ▲ 57.8% |
| Furniture and vehicles24 | - | - | - | €0.03m | €0.008m | €0.01m | €0.02m | ▲ 80.5% |
| Other tangible fixed assets26 | - | - | - | €0.003m | €0.002m | €0.003m | €0.002m | ▼ 33.9% |
| Financial fixed assets28 | €0.01m | €0.01m | €0.01m | €0.01m | €0.01m | €0.01m | €0.01m | = |
| Current assets29/58 | €1.8m | €1.8m | €2.0m | €2.1m | €2.2m | €2.1m | €2.1m | ▼ 0.3% |
| Stocks and contracts in progress3 | €1.3m | €1.3m | €1.3m | €1.3m | €1.6m | €1.4m | €1.4m | ▲ 3.2% |
| Stocks30/36 | - | - | - | €1.3m | €1.6m | €1.4m | €1.4m | ▲ 3.2% |
| Amounts receivable within one year40/41 | €0.4m | €0.3m | €0.2m | €0.4m | €0.3m | €0.3m | €0.2m | ▼ 29.2% |
| Trade receivables40 | - | - | - | €0.4m | €0.3m | €0.3m | €0.2m | ▼ 29.2% |
| Other amounts receivable41 | - | - | - | €0 | - | - | - | - |
| Cash at bank and in hand54/58 | €0.1m | €0.3m | €0.5m | €0.3m | €0.4m | €0.5m | €0.5m | ▲ 8.1% |
| Deferred charges and accrued income490/1 | - | - | - | €0.007m | €0.007m | €0.006m | €0.005m | ▼ 12.3% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €1.9m | €1.9m | €2.1m | €2.1m | €2.3m | €2.2m | €2.2m | ▲ 0.2% |
| Equity10/15 | €1.7m | €1.8m | €1.9m | €1.8m | €1.9m | €2.0m | €2.0m | ▲ 1.4% |
| Contributions10/11 | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Capital10 | - | - | - | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Issued capital100 | - | - | - | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Reserves13 | €1.7m | €1.7m | €1.8m | €1.8m | €1.9m | €1.9m | €2.0m | ▲ 1.4% |
| Non-distributable reserves130/1 | - | - | - | €0.006m | €0.006m | €0.006m | €0.006m | = |
| Legal reserve130 | - | - | - | €0.006m | €0.006m | €0.006m | €0.006m | = |
| Distributable reserves133 | - | - | - | €1.8m | €1.8m | €1.9m | €2.0m | ▲ 1.4% |
| Profit (loss) carried forward14 | - | - | - | €0 | €0 | - | - | - |
| Amounts payable17/49 | €0.2m | €0.1m | €0.2m | €0.3m | €0.3m | €0.2m | €0.2m | ▼ 13.5% |
| Amounts payable within one year42/48 | €0.2m | €0.1m | €0.2m | €0.3m | €0.3m | €0.2m | €0.2m | ▼ 13.8% |
| Trade debts44 | €0.1m | €0.04m | €0.1m | €0.2m | €0.3m | €0.1m | €0.07m | ▼ 41.2% |
| Suppliers440/4 | - | - | - | €0.2m | €0.3m | €0.1m | €0.07m | ▼ 41.2% |
| Taxes, remuneration and social security45 | - | - | - | €0.08m | €0.07m | €0.05m | €0.08m | ▲ 53.2% |
| Taxes450/3 | - | - | - | €0.07m | €0.05m | €0.04m | €0.06m | ▲ 50.9% |
| Remuneration and social security454/9 | - | - | - | €0.01m | €0.01m | €0.01m | €0.02m | ▲ 59.6% |
| Other amounts payable47/48 | - | - | - | €92 | €0 | €186 | €291 | ▲ 56.1% |
| Accrued charges and deferred income492/3 | - | - | - | - | - | - | €402 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €41,841 | €57,270 | €107,076 | €109,181 | €81,080 | €76,523 | €27,588 | ▼ 63.9% |
| + Depreciation and write-downs630 | €29,911 | €25,048 | €23,599 | €23,539 | €24,017 | €6,875 | €11,152 | ▲ 62.2% |
| Operating cash flow (approximation) | €71,751 | €82,318 | €130,675 | €132,720 | €105,097 | €83,398 | €38,740 | ▼ 53.5% |
| Investment in fixed assets (approximation) | - | €0 | -€18,173 | -€4,743 | €0 | -€11,102 | -€19,933 | ▼ 79.5% |
| Change in cash | - | €139,289 | €243,241 | -€159,091 | €59,528 | €59,319 | €36,928 | ▼ 37.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 31 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-06-2025 | abbreviated format | 17-12-2025 | 2025-00584904 | |
| 30-06-2024 | abbreviated format | 19-12-2024 | 2024-00620701 | |
| 30-06-2023 | abbreviated format | 29-01-2024 | 2024-00010184 | |
| 30-06-2022 | abbreviated format | 30-01-2023 | 2023-00009932 | |
| 30-06-2021 | abbreviated format | 20-01-2022 | 2022-01300089 | |
| 30-06-2020 | abbreviated format | 01-02-2021 | 2021-03800290 | |
| 30-06-2019 | abbreviated format | 30-01-2020 | 2020-03000305 | |
| 30-06-2018 | abbreviated format | 10-01-2019 | 2019-00900315 | |
| 30-06-2017 | abbreviated format | 20-12-2017 | 2017-72700324 | |
| 30-06-2016 | abbreviated format | 18-10-2016 | 2016-65900017 |
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Of the 1,699 active companies whose main activity is agents in the wholesale of furniture, household goods and hardware (NACE 46150), figures are known for 775. 258 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
1 director, last change in 2026
Board 1
De Bilona
Current
Director · appointed in the act of 05-05-2026 · Private limited company · permanent representative: Peter Denys
Permanent representatives 1
Peter Denys
Current
Permanent representative · appointed in the act of 05-05-2026 · for De Bilona
Mandate history
3 people, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| De Bilona |
|
| Luc Denys |
|
| KRIMALI |
|
How the board is organised
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Two directors jointly, or a managing director alonedeed of 05-05-2026
- Board ruleHow the board is made up, meets and takes decisions.
- “Zes jaar, minimum aantal leden dat door de wet is voorgeschreven”deed of 06-03-2024 (in Dutch)
Oversight and winding up
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Na aanzuivering schulden,lasten en kosten of consignatie nodige gelden, goederen nog in natura aanwezig op zelfde wijze verdeeld”
deed of 06-03-2024 (in Dutch)
Owners and capital
Owners
1 ownerCapital and shareholders
Capital over the years
- 06-03-2024 Capital stated in the deed · €62,000 · 100 shares
Other provisions of the articles of association
- Other provisionsRules from the articles on subjects other than the board, the shares, the purpose and the meetings.
- Other provision: “Individueel optreden, handelingen en beslissingen niet verder dan behoeften dagelijks leven en handelingen die om minder belang of…”Other provision: “Toelating tot algemene vergadering, als zodanig ingeschreven in register van effecten op naam met betrekking tot zijn soort van effecten”Other provision: “Elke eigenaar van effecten kan zich laten vertegenwoordigen door gevolmachtigde,al dan niet aandeelhouder, vertegenwoordiging op algemene…”Other provision: “Stemrecht, behoudens wet of statuten besluiten bij meerderheid van stemmen ongeacht aantal vertegenwoordigde effecten”Other provision: “Geregeld door jaarvergadering bij gewone meerderheid op voorstel raad van bestuur, bestemming van de winst”1 more provision in the deed, see the deed of 06-03-2024
Articles of association, deed of 06-03-2024 (in Dutch)
Group and network
Connections & network
7 connected companiesThis company
Company
Director
Shareholding
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Linked via shared directors
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History
Acts, filings and financial milestones
Next filing, financial year 2026, expected by
2026
05-05
Gazette deed
Resignation: Luc Denys (director)Appointment: DE BILONA (director) · Permanent representative: Peter Denys4 facts ▸
Gazette deed
Resignation: Luc Denys (director)
Appointment: DE BILONA (director) · Permanent representative: Peter Denys4 facts ▸
- General meeting, 31-03-2026
- Director resignation, Luc Denys (director)
- Director appointment, DE BILONA (director)
- Permanent representative, Peter Denys
2025
17-12
financial year 2025 · abbreviated format
30-06
Financial
Weakest financial yearnet €27,588 ▼63.9%
Net result drops to €27,588, the lowest in the series.
30-06
Financial
Equity above €2mequity €2.0m ▲1.4%
A profit in every financial year since 2019 builds equity to €2.0m.
2024
19-12
financial year 2024 · abbreviated format
06-03
Gazette deed
Reappointments: Luc DENYS (director) and KRIMALI (director)Permanent representative: Kristien VANCANNEYT · Resignations: Luc DENYS (director) and KRIMALI (director) · Legal form clause15 facts ▸
Gazette deed
Reappointments: Luc DENYS (director) and KRIMALI (director)
Permanent representative: Kristien VANCANNEYT · Resignations: Luc DENYS (director) and KRIMALI (director) · Legal form clause15 facts ▸
- General meeting, 16-02-2024
- Legal form clause, “NV, behoud” (deed in Dutch)
- Amendment of the articles (3 times)
- Registered office clause, “Vliegveld 45,8560 Wevelgem” (deed in Dutch)
- Purpose change
- Transfer restriction, “volledige herformulering regeling overdracht en overgang van aandelen” (deed in Dutch)
- Director reappointment, Luc DENYS (director)
- Director reappointment, KRIMALI (director)
- Permanent representative, Kristien VANCANNEYT (2 times)
- Capital, €62,000
- Board composition, Luc DENYS (director)
- Board composition, KRIMALI (director)
- +3 further facts in this act
29-01
financial year 2023 · abbreviated format
2023
30-01
financial year 2022 · abbreviated format
2022
30-06
Financial
Highest result from 2019 to 2025net €109,181 ▲2%
Operating result €174,740, net result €109,181, both a record.
20-01
financial year 2021 · abbreviated format
2021
01-02
financial year 2020 · abbreviated format · 1 day late
2020
30-01
financial year 2019 · abbreviated format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Who it is
KBO recordName
FINTERIO in Dutch
Enterprise number
0451.538.661
Legal form
Public limited company
Status
Active, normale toestand
Founded
20-12-1993
Type
Legal entity
Where it is based
Registered office
Vliegveld 45, 8560 Wevelgem, Belgium
Establishments
1 establishment unit since 1994
What it does
NACEBEL 202546150
Agents in the wholesale of furniture, household goods and hardware main activity
46841
Wholesale trade main activity
Invoicing and payment
VAT number
BE 0451.538.661
Financial year and general meeting
Accounts at the NBBFinancial year end
30-06
Scores and ratios are computed by Checked and are not a credit decision.
Purpose, financial year and meetings according to the articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Agenturen en vertegenwoordiging van Belgische en buitenlandse ondernemingen; In- en uitvoer van bouwmaterialen,meubelen,interieur…”
11 activities
- Agenturen en vertegenwoordiging van Belgische en buitenlandse ondernemingen;
- In- en uitvoer van bouwmaterialen,meubelen,interieur toebehoren,doe-het zelf producten,hand-elektrische- en pneumatische gereedschappen en toebehoren.
- Alle financiële en beheersverrichtingen met betrekking tot eigen roerend vermogen en met betrekking tot onroerend vermogen,onder meer,krediet en financiering,belegging van eigen roerend vermogen en van onroerend vermogen,het nemen van participaties in nieuwe en bestaande vennootschappen,beheren van eigen roerend en van onroerend vermogen,hypothecaire en andere borgstelling,commissie- en delcredereverrichtingen,voor zover dit alles wettelijk is toegelaten.
- Het stellen van persoonlijke of zakelijke borgen in het voordeel van derden.
- Het verwerven en huren met het oog op het verhuren en onderverhuren van onroerende goederen en eigen roerende installaties.
- Het optreden als bestuurder of vereffenaar in andere vennootschappen.
- Een patrimonium bestaande uit eigen roerende en onroerende goederen te verwerven,te behouden,in de ruimste zin van het woord te beheren en oordeelkundig uit te breiden.
- Binnen dit kader mag de vennootschap overgaan tot het aankopen,verkopen,bouwen,verbouwen,uitrusten,opschikken,herstellen,valoriseren,huren,verhuren,onderverhuren of in pand nemen,maar ook eventueel verkopen van alle roerende en onroerende goederen,al dan niet gemeubeld.
- Het optreden als commissionair,tussenpersoon,zowel voor eigen rekening als voor rekening van derden bij alle commerciële activiteiten.
- Het nemen van participaties onder welke vorm ook,in alle bestaande en op te richten vennootschappen en ondernemingen,het beheren en valoriseren van eigen roerende waarden en participaties,het verlenen van financiële en andere bijstand aan de vennootschappen en ondernemingen waarin ze belangen heeft.
- Elke dienstverlening op het gebied van management,het beheer en het bestuur van en alle adviesverlening aan bedrijven,personen en vennootschappen.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- FINTERIO
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest”
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Monday of December at 19:00
Articles of association, deed of 06-03-2024 (in Dutch)
Recognitions · licences · registrations
Legal Entity Identifier
699400CA2YXUR5G2YI36
Environmental permits: No permit applications found in Flanders.
Sites & property
Registered office and establishments
1 establishment unit
VERMEULEN AGENTUREN NV
since 1994unit no. 2.065.048.341
Buildings and parcels at the address
Ground area
6,118 m²
Building footprint
1,916 m²
Parcel 34302B0875/00Z013, Flanders.
1 parcel
Flanders
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 34302B0875/00Z013 | Flanders | 6,118 m² | 1 · 1,916 m² | - |