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Fintel.Tax

Active
Private limited companyfounded 20178 yrs activeDuwijckstraat 17, 2500 Lier, BelgiumKBO/BCE: BE 0685.451.191
Summary

Fintel.Tax has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €173,036 and a net result of €112,809. Equity is growing by ~43% per year across the filed fiscal years. Its solvency ranks better than 34% of 14849 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
Fintel.TaxActiveChecked score 93/100
Risk analysis ReportCompare

Overview

Activity
Certified accountants and tax accountants
NACE 69201
2 sites
Size
€444,085total assets 2025
Equity
€173,036
Profit
€112,809
Turnover not published (abridged schema)
Financial health
93 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Holdings
1
Accounts 21 d early0 of 3 deeds read
Why 93- 1 of the last 3 late+ Sector Legal and accounting activities (NACE 69)+ Liquidity: current ratio 2.77, cash €131,994+ Size: total assets €444,085Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Better than 43% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 64+12
equity 39.0% of total assets
Liquidity 74+27
short-term debt 30.4% · cash 29.7%
Profitability 71-1
return on assets 25.4%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (19,768 companies)
Last 24 months 11-2024: 0.3% 12-2024: 0.4%▲ +10.7% vs 11-2024 01-2025: 0.4%▲ +14.6% vs 12-2024highest value 02-2025: 0.1%▼ -84.1% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%● 0.0% vs 03-2025 05-2025: 0.1%● 0.0% vs 04-2025 06-2025: 0.1%● 0.0% vs 05-2025 07-2025: 0.1%▼ -4.3% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.1%▲ +7.5% vs 08-2025 10-2025: 0.1%▲ +4.2% vs 09-2025 11-2025: 0.1%▲ +8.0% vs 10-2025 12-2025: 0.1%▲ +9.9% vs 11-2025 01-2026: 0.1%▲ +19.1% vs 12-2025 02-2026: < 0.1%▼ -64.2% vs 01-2026lowest value 03-2026: < 0.1%● 0.0% vs 02-2026lowest value 04-2026: < 0.1%● 0.0% vs 03-2026lowest value 05-2026: < 0.1%● 0.0% vs 04-2026lowest value 06-2026: < 0.1%● 0.0% vs 05-2026lowest value 07-2026: < 0.1%● 0.0% vs 06-2026lowest value 08-2026: < 0.1%● 0.0% vs 07-2026lowest value 09-2026: < 0.1%▲ +2.6% vs 08-2026 10-2026: < 0.1%● 0.0% vs 09-2026
  • Sector Legal and accounting activities (NACE 69) lowers the probability
  • Liquidity: current ratio 2.77, cash €131,994 lowers the probability
  • 1 of the last 3 late raises the probability
  • Size: total assets €444,085 lowers the probability for this profile
Credit up to €16,000 at 30 days acceptable
Liquidity ample (current ratio 2.77 against 3.7 in 2024; short-term debt: 30.4% and cash: 29.7% of total assets), but 61% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 37%, liquidity 64%, profitability 20%, growth against the median 52%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Legal and accounting activities (NACE 69)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 2.77, cash €131,994
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Size: total assets €444,085
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 10-01-2026, 21 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
21 d early
2024
2 d early
2023
194 d late
2022
64 d early
2021
49 d early
2020
60 d early
2019
35 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 5 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 10 January (4 of the last 5 filed years within 43 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close03-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Director appointment · Director resignationBranch representative · Branch opening
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Highest result since 2019net €112,809 ▲629%

Key points

  • Positive: Result rose in 2025from €15,472 to €112,809 ▲ 629% View
  • Positive: Among the best 17% on net resultsector median €37,878 · 14,850 companies €112,809 View
  • Positive: 7 profitable years in a rowprofit 2025: €112,809 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€444,085
Profit
€112,809
Solvency
39.0%
Total assets▼ 24.2%
Net result
20192025
Go to Financials

Timeline

Events
12
Since
2019
Next accounts
by 31-01-2027
  1. 01-09-2026Director appointment · Director resignation
  2. 10-01-2026Annual accounts filed
  3. 30-06-2025Highest result since 2019
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Certified accountants and tax accountantsNACE 69201
Founded
28-11-2017
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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