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FINTECH REAL ESTATE 2

Active
Private limited companyfounded 2011active for 15 yearsThonissenlaan 7A, 3500 Hasselt, BelgiumKBO/BCE: BE 0839.809.469
Summary

FINTECH REAL ESTATE 2 has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €735,226 and a net result of €10,146. Equity has been shrinking by about 6% per year since 2019. The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Official details

Source: KBO
Status
Active since 30-09-2011 Normal situation
Activity
No activity registered in the KBO
Establishment unit
2.237.112.483 3500 Hasselt, since 26-09-2011
Financial year end
31 December
Peppol
Reachable since 09-09-2025

Board and ownership

Board
  • SOM BEHEERSMAATSCHAPPIJ bvDirector · since 03-03-2022
  • VERCAMMEN IVO bvDirector · since 03-03-2022
  • Zweegers Investment Building Corporation bvDirector · since 03-03-2022
Shareholders

Financial position

81 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
€15,037
▲ 2.8%
Turnover
≈ €100,000
estimated
Profit
€10,146
▼ 7.7%
Equity
€735,226
▲ 1.4%
Total assets
€3.2m
▲ 0.7%
Filed on 30-06-2026, 31 days before the deadline
Score breakdownraises riskLiquidity: current ratio 6.55, cash €50, halvedNo main activity registeredlowers riskSize: total assets €3.2mFounded in 2011Show the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 40% of small companies without a NACE code
Financial strength · tick: 2024
Weak
Solvency 48=
equity 23.1% of total assets
Liquidity 47+1
short-term debt 15.3% · cash 0.0%
Profitability 38=
return on assets 0.3%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2%lowest value 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.4%▲ +0.1 percentage points vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.3%▼ -0.1 percentage points vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.5%▲ +0.2 percentage points vs 06-2026highest value 08-2026: 0.5%● unchanged vs 07-2026highest value 09-2026: 0.5%● unchanged vs 08-2026highest value 10-2026: 0.5%● unchanged vs 09-2026highest value 11-2026: 0.5%● unchanged vs 10-2026highest value
Credit of up to €55,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.55 (6.26 in 2024), above the usual 1.5. Short-term debt is 15.3% and cash 0% of total assets. However, 76.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, small). It does better than 30% of them on solvency, 36% on liquidity, 40% on profitability and 55% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 6.55, cash €50, halved
NBB · annual accounts
lowers risk · Size: total assets €3.2m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · No main activity registered
KBO
lowers risk · Founded in 2011
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 days early
2024
31 days early
2023
33 days early
2022
31 days early
2021
31 days early
2020
60 days early
2019
216 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average on the deadline day. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

Recent changes

  1. · Gazette deed Incorporation
All 13 events

Key facts about FINTECH REAL ESTATE 2

What is the company number of FINTECH REAL ESTATE 2?
The company number of FINTECH REAL ESTATE 2 is 0839.809.469. The VAT number is the same number with BE in front: BE 0839.809.469.
Where is FINTECH REAL ESTATE 2 based?
The registered office is at Thonissenlaan 7A, 3500 Hasselt.Company details
What is the legal form of FINTECH REAL ESTATE 2?
The legal form of FINTECH REAL ESTATE 2 is Private limited company (BV).
When was FINTECH REAL ESTATE 2 founded?
FINTECH REAL ESTATE 2 was founded on 30-09-2011.
Is FINTECH REAL ESTATE 2 still active?
Yes, FINTECH REAL ESTATE 2 is an active enterprise in the KBO register.
What is the turnover of FINTECH REAL ESTATE 2?
The turnover in financial year 2025 is ≈ €100,000. This figure is estimated from the gross margin of €15,037 and 2,694 comparable companies of the same size. It probably lies between €42,000 and €250,000. It is a rough estimate.Financials
Is FINTECH REAL ESTATE 2 profitable?
In financial year 2025, FINTECH REAL ESTATE 2 made a profit of €10,146.
Where can I find the annual accounts of FINTECH REAL ESTATE 2?
FINTECH REAL ESTATE 2 filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FINTECH REAL ESTATE 2 due?
FINTECH REAL ESTATE 2 must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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