FINTECH - INTERNATIONAL
ActiveSummary
FINTECH - INTERNATIONAL has been active since 1979 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €570,317 and a net result of €390,674. Equity has been shrinking by about 7% per year since 2018. Its solvency ranks better than 30% of 6,167 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Official details
Source: KBO- Status
- Active since 09-11-1979 Normal situation
- Activity
- Wholesale trade NACE 46491
- Establishment unit
- 2.017.743.421 1050 Elsene, since 01-08-1980
- Financial year end
- 31 December
- Peppol
- Reachable since 15-04-2025
Board and ownership
- Christophe ROUSSEAUXManaging director
- Joachim CEUPPENSManaging director
- Belgoinvest70%· score 652025 annual accounts of Belgoinvest
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
- Gross margin
- €517,040
- ▲ 18×
- Turnover
- ≈ €2.6m
- estimated
- Profit
- €390,674
- Equity
- €570,317
- ▲ 217%
- Total assets
- €2.1m
- ▲ 957%
Score breakdownraises riskLiquidity: current ratio 91.35, cash €21,414, halved1 of the last 3 accounts latelowers riskSize: total assets €2.1mFounded in 1979Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small). It does better than 31% of them on solvency, 66% on liquidity, 94% on profitability and 98% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 76 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
Key points
- Positive: Equity rose in 2025from €179,643 to €570,317 ▲ 217% View
Recent changes
- · Gazette deed Appointments: Christophe ROUSSEAUX (managing director) and Joachim CEUPPENS (managing director)
- · Gazette deed Resignations: Renée PETHUYNE, Ghislain BAYET and Jean BAONVILLEAppointments: Christophe ROUSSEAUX (director) and Joachim CEUPPENS (director)
- · Gazette deed Appointment: Ghislain Bayet (additional director)
Comparable companies
These companies have the same main activity as FINTECH - INTERNATIONAL: wholesale trade (NACE 46491). They are comparable in size and age: total assets between €1.7m and €2.7m, founded between 1973 and 1987.
| Company | Total assets | Gross margin |
|---|---|---|
| FINTECH - INTERNATIONAL Elsene | €2.1m | €0.5m |
| Diffusion Nord-Sud Noord-Zuid Diffusie Braine-le-Château | €2.2m | €0.8m |
| Thiemann Sankt Vith | €2.7m | €0.9m |
| ALVAN DIFFUSION Fleurus | €2.3m | €0.8m |
| STRIPWEB Kortrijk | €1.7m | €0.4m |
| RENT - EVENT Asse | €1.7m | €1.5m |
| CRAENEN Herent | €2.3m | €1.0m |
Key facts about FINTECH - INTERNATIONAL
- What is the company number of FINTECH - INTERNATIONAL?
- The company number of FINTECH - INTERNATIONAL is 0419.966.844. The VAT number is the same number with BE in front: BE 0419.966.844.
- Where is FINTECH - INTERNATIONAL based?
- The registered office is at Waterloose Steenweg 434, 1050 Elsene.Company details
- What does FINTECH - INTERNATIONAL do?
- According to the KBO register, the main activity is wholesale trade (NACE 46491).
- What is the legal form of FINTECH - INTERNATIONAL?
- The legal form of FINTECH - INTERNATIONAL is Public limited company (NV).
- When was FINTECH - INTERNATIONAL founded?
- FINTECH - INTERNATIONAL was founded on 09-11-1979.
- Is FINTECH - INTERNATIONAL still active?
- Yes, FINTECH - INTERNATIONAL is an active enterprise in the KBO register.
- What is the turnover of FINTECH - INTERNATIONAL?
- The turnover in financial year 2025 is ≈ €2.6m. This figure is estimated from the gross margin of €517,040 and 37 comparable companies (NACE 464). It probably lies between €1.9m and €4.0m.Financials
- Is FINTECH - INTERNATIONAL profitable?
- In financial year 2025, FINTECH - INTERNATIONAL made a profit of €390,674.
- Where can I find the annual accounts of FINTECH - INTERNATIONAL?
- FINTECH - INTERNATIONAL filed 46 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FINTECH - INTERNATIONAL due?
- FINTECH - INTERNATIONAL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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