FINTECH
Dissolution or liquidationSummary
The KBO register records for FINTECH the legal situation: dissolution or liquidation; this is today's state according to the register itself, which carries no start date. The 2025 annual accounts show equity of €69,034 and a net result of -€1,038.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€1,038
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
13 d early
2023
21 d late
2022
27 d early
2021
31 d late
2020
81 d late
2019
122 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 31 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€69,034▼ 1.5%
2024 · €70,072
Total assets
€130,916▼ 0.8%
2024 · €131,954
Net result
-€1,038▲ 86.4%
2024 · -€7,641
Working capital
€107,683▼ 1.0%
2024 · €108,721
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€334▼ 99.6%€1,592▲ 377%€1,059▼ 33.5%-€7,263-€974▲ 86.6%
Net result€698▼ 99.0%€3,206▲ 359%€366▼ 88.6%-€7,641-€1,038▲ 86.4%
Equity€74,141▲ 1.0%€77,347▲ 4.3%€77,713▲ 0.5%€70,072▼ 9.8%€69,034▼ 1.5%
Total assets€141,069▼ 0.7%€141,335▲ 0.2%€139,693▼ 1.2%€131,954▼ 5.5%€130,916▼ 0.8%
Debt€26,137▼ 6.1%€25,339▼ 3.1%€23,331▼ 7.9%€23,233▼ 0.4%€23,233=
Working capital€114,932▲ 0.6%€115,996▲ 0.9%€116,362▲ 0.3%€108,721▼ 6.6%€107,683▼ 1.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €974 in 2025 against €7,263 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €130,916
Equity
€69,034 ▼ 1.5%
Provisions
€38,649 =
Debt
€23,233 =
Debt's share of the balance-sheet total rises from 17.6% to 17.7%. Equity is lower.
Key figures and ratios
Current ratio
5.63▼
2024 · 5.68
Debt to equity
0.34▲
2024 · 0.33
ROE
-1.5%▲
2024 · -10.9%
ROA
-0.8%▲
2024 · -5.8%
Debt ≤ 1 year
€23,233=
2024 · €23,233
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | -€2,141 | - | - | - | - |
| Gross operating margin9900 | €334 | -€549 | €1,059 | -€7,263 | -€974 | ▲ 86.6% |
| Operating profit (loss)9901 | €334 | €1,592 | €1,059 | -€7,263 | -€974 | ▲ 86.6% |
| Financial income75/76B | €471 | €2,259 | - | - | - | - |
| Recurring financial income75 | €6 | €2,259 | - | - | - | - |
| Non-recurring financial income76B | €464 | - | - | - | - | - |
| Financial charges65/66B | €106 | €645 | €693 | €378 | €64 | ▼ 83.2% |
| Recurring financial charges65 | €106 | €284 | €286 | €378 | €64 | ▼ 83.2% |
| Non-recurring financial charges66B | - | €361 | €407 | - | - | - |
| Profit (loss) for the period before taxes9903 | €698 | €3,206 | €366 | -€7,641 | -€1,038 | ▲ 86.4% |
| Profit (loss) for the period9904 | €698 | €3,206 | €366 | -€7,641 | -€1,038 | ▲ 86.4% |
| Profit (loss) for the period to be appropriated9905 | €698 | €3,206 | €366 | -€7,641 | -€1,038 | ▲ 86.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €141,069 | €141,335 | €139,693 | €131,954 | €130,916 | ▼ 0.8% |
| Current assets29/58 | €141,069 | €141,335 | €139,693 | €131,954 | €130,916 | ▼ 0.8% |
| Amounts receivable within one year40/41 | €19,090 | €13,236 | €13,236 | €13,236 | €13,236 | = |
| Other amounts receivable41 | €19,090 | €13,236 | €13,236 | €13,236 | €13,236 | = |
| Cash at bank and in hand54/58 | €121,979 | €128,099 | €126,457 | €118,718 | €117,680 | ▼ 0.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €141,069 | €141,335 | €139,693 | €131,954 | €130,916 | ▼ 0.8% |
| Equity10/15 | €74,141 | €77,347 | €77,713 | €70,072 | €69,034 | ▼ 1.5% |
| Contributions10/11 | €18,595 | €18,595 | €18,595 | €18,595 | €18,595 | = |
| Reserves13 | €88,551 | €88,551 | €88,551 | €88,551 | €88,551 | = |
| Non-distributable reserves130/1 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Tax-exempt reserves132 | €18,750 | €18,750 | €18,750 | €18,750 | €18,750 | = |
| Distributable reserves133 | €67,941 | €67,941 | €67,941 | €67,941 | €67,941 | = |
| Profit (loss) carried forward14 | -€33,004 | -€29,798 | -€29,432 | -€37,073 | -€38,111 | ▼ 2.8% |
| Provisions and deferred taxes16 | €40,791 | €38,649 | €38,649 | €38,649 | €38,649 | = |
| Provisions for liabilities and charges160/5 | €40,791 | €38,649 | €38,649 | €38,649 | €38,649 | = |
| Environmental obligations163 | €40,791 | €38,649 | €38,649 | €38,649 | €38,649 | = |
| Amounts payable17/49 | €26,137 | €25,339 | €23,331 | €23,233 | €23,233 | = |
| Amounts payable within one year42/48 | €26,137 | €25,339 | €23,331 | €23,233 | €23,233 | = |
| Trade debts44 | €26,137 | €25,339 | €23,331 | €23,233 | €23,233 | = |
| Suppliers440/4 | €26,137 | €25,339 | €23,331 | €23,233 | €23,233 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €698 | €3,206 | €366 | -€7,641 | -€1,038 | ▲ 86.4% |
| Operating cash flow (approximation) | €698 | €3,206 | €366 | -€7,641 | -€1,038 | ▲ 86.4% |
| Change in cash | - | €6,120 | -€1,643 | -€7,739 | -€1,038 | ▲ 86.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€7,641
Net result drops to -€7,641, the lowest in the series.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
20-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 81 days late
2020
31-12
Financial
Highest result since 2018net €71,711 ▲1,455%
Net result €71,711, the highest in the series.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
16-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 47 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 423 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts
We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 1997
Ground area
3,014 m²
Building footprint
386 m²
Volume, LiDAR
1,696 m³
2 parcels, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
AEGON CONSULT
since 19972.084.747.556
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71324E0220/00D000 | Flanders | 2,451 m² | 1 · 293 m² | 6.2 m · 1 fl. |
| 71325F0536/00T002 | Flanders | 563 m² | 1 · 93 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded21-11-1997
Fiscal year end31-12
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.