Finsure
ActiveSummary
Finsure has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €11k. Its solvency ranks better than 34% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency60
Growth-
Track record67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.55; short-term debt: 64.5% and cash: 56.9% of total assets), but 64.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.2%
Return on assets
28.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
3 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€13k
Total assets
€38k
Net result
€11k
Working capital
€14k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €38k
Equity
€13k
Debt
€25k
Debt finances 64.8% of the balance-sheet total.
Key figures and ratios
Current ratio
1.55
Debt to equity
1.84
ROE
81.4%
ROA
28.7%
Debt ≤ 1 year
€25k
Income taxes
€3k
Filed annual accounts As filed with the NBB · 2025 · 28 lines
Balance sheet
Code2025
Assets
Total assets20/58€38k
Current assets29/58€38k
Amounts receivable within one year40/41€15k
Trade receivables40€15k
Cash at bank and in hand54/58€22k
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€38k
Equity10/15€13k
Contributions10/11€3k
Profit (loss) carried forward14€11k
Amounts payable17/49€25k
Amounts payable within one year42/48€25k
Trade debts44€538
Suppliers440/4€538
Taxes, remuneration and social security45€22k
Taxes450/3€12k
Remuneration and social security454/9€10k
Other amounts payable47/48€2k
Accrued charges and deferred income492/3€118
Income statement
Code2025
Gross operating margin9900€14k
Operating profit (loss)9901€14k
Financial charges65/66B€13
Recurring financial charges65€13
Profit (loss) for the period before taxes9903€14k
Income taxes67/77€3k
Profit (loss) for the period9904€11k
Profit (loss) for the period to be appropriated9905€11k
Appropriation of the result
Profit (loss) to be appropriated9906€11k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Henri Van Heurckstraat 212000 AntwerpenGround area
5,769 m²
Building footprint
1,128 m²
Volume, LiDAR
12,412 m³
Parcel 11803C2464/00A000, Flanders · tallest building 22.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Henri Van Heurckstraat 21, 2000 Antwerpen
since 20252.378.230.459
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11803C2464/00A000 | Flanders | 5,769 m² | 1 · 1,128 m² | 22.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Flat World Business
BE 0712.915.752
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DOCUMENT MAPPING CONSULTING
BE 0476.198.437
Genk · Eq €13,435
Altesia Procurement
BE 0732.968.325
Rixensart · Eq €13,428
BLUE LIFE CONSULTING
BE 0732.692.369
Châtelet · Eq €13,440
Jeremy'as
BE 0553.927.309
Mechelen · Eq €13,422
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 26,233 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-09-2025
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64999Other financial services
66199Other activities auxiliary to financial services, excluding insurance and pension funding
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.