Turnover
≈ €190,000 estimated
The micro format states no turnover.
FINSOLVE
Overview
Lifetime
1 annual account with figurespeak €92,481 (2025)
€92,481
peak €57,056 (2025)
€57,056
peak €61,223 (2025)
€61,223
€48,709
Board1 name since 2025
1 director
Documentsfilings and deeds
25-06-202636 days before the deadline
2025micro format
Dividend €833First year with figures
Key points
from the 2025 annual accountsStarting capital
€5,000 100 shares
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as FINSOLVE has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for FINSOLVE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1012271709
Incorporation
Founding capital of €5,000, 100 shares · Founder: · Registered office clause: Tempelstraat 3 B000:9890 Gavere (Asper) · published on 09-08-2024 · Gazette deed
First establishment
Tempelstraat 3, Gavere
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FINSOLVE Gavere | €109,932 | €92,481 | 55.7% | - |
| B.DAHBI Ghent | €112,402 | €96,760 | 89.6% | - |
| L-EV consultancy Ghent | €113,979 | €99,957 | 72.0% | - |
| Jan Van Looy Ghent | €110,096 | €84,271 | 68.3% | - |
| Mathieu Detemmerman Kluisbergen | €119,137 | €91,839 | 67.3% | - |
| HSE Vision Dendermonde | €117,701 | €90,481 | 67.6% | - |
| CALYPSO Lochristi | €112,347 | €102,282 | 72.7% | - |
These companies have the same main activity as FINSOLVE: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €110,000 and €119,000, founded in 2024.
Official details
Source: KBO- Status
- Active since 07-08-2024Normal situation
- Activity
- Business and other management consultancyNACE 70200and 3 others
- Establishment unit
- 2.363.204.1699890 Gavere, since 07-08-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 30-01-2025
Annual accounts 2025
- €92,481
- €57,056
- €61,223
- €109,932
- Filing
- Filed on 25-06-2026, 36 days before the end of the filing period
Insights on FINSOLVE
FINSOLVE has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €61,223 and a net result of €57,056.
Its solvency ranks better than 50% of 39,376 sector peers (NACE 70, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 25-06-2026, 36 days before the deadline€92,481
€74,979
€57,056
€46,296
55.7%
2.38
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €190,000. Estimated: probably between €140,000 and €240,000.
Balance sheet
balance sheet total €109,932 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
55.7%
Higher than 50% of 39,376 companies in 2025.
2.38
Higher than 55% of 38,058 companies in 2025.
51.9%
Higher than 87% of 38,530 companies in 2025.
FINSOLVE
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
109,932 | |
21/28 |
30,130 | |
22/27 |
30,030 | |
24 |
30,030 | |
28 |
100 | |
29/58 |
79,803 | |
40/41 |
14,883 | |
40 |
14,883 | |
54/58 |
64,208 | |
490/1 |
712 | |
| Balance sheet: equity and liabilities | ||
10/49 |
109,932 | |
10/15 |
61,223 | |
10/11 |
5,000 | |
14 |
56,223 | |
17/49 |
48,709 | |
17 |
15,203 | |
170/4 |
15,203 | |
42/48 |
33,506 | |
42 |
8,580 | |
44 |
266 | |
440/4 |
266 | |
45 |
23,730 | |
450/3 |
23,730 | |
47/48 |
931 | |
| Income statement | ||
9900 |
92,481 | |
630 |
14,904 | |
640/8 |
2,597 | |
9901 |
74,979 | |
75/76B |
19 | |
75 |
19 | |
65/66B |
1,831 | |
65 |
1,831 | |
9903 |
73,167 | |
67/77 |
16,111 | |
9904 |
57,056 | |
9905 |
57,056 | |
| Appropriation of the result | ||
9906 |
57,056 | |
694/7 |
833 | |
694 |
833 | |
| Document | ||
The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 25-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 25-06-2026 | 2026-00201136 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 89,884 | ||
| 71,960 | ||
| 43,780 | ||
| 46,296 | ||
| 55.7% | ||
| 2.38 | ||
| 0.80 | ||
| 93.2% | ||
| 51.9% | ||
| 49.08 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €43,680 |
| Financial fixed assets | €100 |
| €14,904 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on FINSOLVE
Debt's share of the balance-sheet total is 44.3%.
Board & ownership
Board
1 director- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 09-08-2024
Mandates through the years
1 name, the dashed line is todayDirector
Boardmandate already running before its first mention
Mandates as a list
-
- Director, since before 31-12-2025
Control
Founder
This company
FINSOLVE
Equity €61,223
Profit €57,056 in 2025
Capital
- Contribution
- €5,000
- Shares
- 100
- Contribution per share
- €50
- Equity per share
- €612 in 2025
- Source
- deed of 09-08-2024
Articles of association
deed of 09-08-2024 (in Dutch)- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- 100 shares
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 18:00
Founder
At incorporation
deed of 09-08-2024 ↗
- sole founder · 100% at incorporation
Network & group
No group
FINSOLVE has no parent and no holdings in its annual accounts. is the only director. FINSOLVE shares no director with another company.
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 36 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1012271709
2024
IncorporationFounding capital of €5,000, 100 shares · Founder: · Registered office clause: Tempelstraat 3 B000:9890 Gavere (Asper) · published on 09-08-20243 points ▸
- Founder,
- Founding capital, €5,000, 100 shares
- Registered office clause, Tempelstraat 3 B000:9890 Gavere (Asper)
First establishment Tempelstraat 3, Gavere
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1012.271.709
- VAT number
- BE 1012.271.709
- Peppol ID
- 0208:1012271709
- Other Peppol ID
- 9925:BE1012271709
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 07-08-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 18:00deed of 09-08-2024 (in Dutch)
- Peppol
- Reachable since 30-01-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- FINSOLVE in Dutch
- Entity type
- Legal entity
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 09-08-2024 (in Dutch)
Activities
NACEBEL 202570200
Business and other management consultancy main activity
64999
Other financial services
Codes under NACEBEL 2008
70220
Business consulting main activity
63990
Computing infrastructure, data processing, hosting and other information service activities
64999
Financial service activities, except insurance and pension funding
82990
Other business support services
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “De aan- en verkoop van machines, toestellen en uitrustingsgoederen (inclusief hard- en software) voor bedrijven en particulieren; alsook het…”deed of 09-08-2024 (in Dutch)
15 activities
- De aan- en verkoop van machines, toestellen en uitrustingsgoederen (inclusief hard- en software) voor bedrijven en particulieren; alsook het verhuren en ter beschikking stellen van voorgenoemde machines, toestellen en uitrustingsgoederen (inclusief hard- en software) voor bedrijven en particulieren. Zij mag hiervoor genoemde leveringen of diensten verstrekken in hoofd- of in onderaanneming;
- De aan- en verkoop, in- en uitvoer, commissiehandel en vertegenwoordiging van om het even welke goederen doen en handelsbemiddeling algemeen assortiment.
- Het beleggen, het intekenen op, vast overnemen, plaatsen, kopen, verkopen en verhandelen van aandelen, deelbewijzen, obligaties, inschrijvingsrechten, certificaten, schuldvorderingen, gelden en andere roerende waarden, uitgegeven door Belgische of buitenlandse ondernemingen, administratiekantoren, instellingen en verenigingen, al dan niet met een (semi)-publiekrechtelijk statuut,
- Het verwerven en aanhouden van participaties, in eender welke vorm en op eender welke wijze, in alle bestaande of op te richten, industriële, commerciële, financiële, landbouw- of immobiliënondernemingen, het stimuleren, de planning en coördinatie van de ontwikkeling van de ondernemingen waarin ze een participatie aanhoudt, het deelnemen aan hun beheer, bestuur, vereffening en toezicht, als ook het verlenen van technische, administratieve en financiële bijstand aan deze vennootschappen en ondernemingen.
- Het beheren van beleggingen en van participaties in (dochter)vennootschappen.
- Het verstrekken van leningen en voorschotten en andere financiële tussenkomsten onder eender welke vorm of duur, aan alle verbonden ondernemingen of ondernemingen waarin ze een participatie bezit, alsmede het waarborgen van alle verbintenissen van zelfde ondernemingen.
- Het uitbaten van een onderneming voor bezoldigd goederenvervoer;
- Het uitbaten van een koerier- en pakjesdienst in de meest ruime vorm, inhoudende alle verrichtingen van vervoer en levering van documenten, pakketten en vracht alsmede van alle verrichtingen die daarmee verband houden;
- Verhuur van voertuigen met of zonder chauffeur, en met of zonder begeleiders.
- Het aanleggen, het oordeelkundig uitbouwen, het beheren en verhandelen van een onroerend vermogen; alle verrichtingen, studies en operaties met betrekking tot onroerende goederen en onroerende zakelijke rechten, zoals de aan- en verkoop, de bouw, de verbouwing, de aanpassing, de binnenhuisinrichting en decoratie, de huur en verhuur, de ruil, de verkaveling en, in het algemeen, alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken van onroerende goederen of onroerende zakelijke rechten.
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend vermogen; alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals de aan- en verkoop, de huur en verhuur, de ruil in het bijzonder het beheer en de valorisatie van alle verhandelbare waardepapieren, aandelen, obligaties, staatsfondsen.
- Alle verrichtingen die rechtstreeks of onrechtstreeks in verband staan met de recrutering, testing en selectie van personeel en kaderleden, het geven van advies en consulting, personeelsbeheer en -beleid, en de opleiding van alle personeel en kaderleden, in de ruimste zin ten behoeve van ondernemingen, verenigingen, overheden en private personen, zowel voor tijdelijke als permanente opdrachten;
- Het leveren van prestaties als selectiebureau – headhunterskantoor;
- Alle diensten die gericht zijn op het in dienst nemen van werknemers om hen ter beschikking te stellen van gebruikers met het oog op de uitvoering van tijdelijke arbeid, de terbeschikkingstelling van personeel, de outplacement activiteiten en de diensten van human resources.
- Het verlenen van bijstand, advies en consultancy aan bedrijven, privépersonen en instellingen, voornamelijk doch niet uitsluitend op het vlak van financieel, strategisch en algemeen management en beheer, marketing, productie en ontwikkeling, overnames, change management, projectmanagement, strategie, HR en personeelsbeleid, consultancy in het algemeen, processing en het besturen van vennootschappen, dit alles in de meest ruime betekenis.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Tempelstraat 3 registered office 9890 Gavere | 07-08-2024 | 2.363.204.169 |