FINSECURE
ActiveFINSECURE has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.37M and a net result of €104k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 95% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
94
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▲+20
Solvency100=
Growth78=
Stability94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity ample (current ratio 10.46 against 10.16 in 2024), and 3.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.2%
Return on assets
7.3%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
24 d late
2024
25 d late
2023
33 d early
2022
29 d late
2021
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.37M▲ 7.6%
2024 · €1.28M
2021: €1.20M
2022: €1.23M
2023: €1.23M
2024: €1.28M
2021 → 2025
Total assets
€1.43M▲ 7.9%
2024 · €1.32M
2021: €1.32M
2022: €1.40M
2023: €1.40M
2024: €1.32M
2021 → 2025
Net result
€104k▲ 131%
2024 · €45k
2021: €159
2022: €36k
2023: €1k
2024: €45k
2021 → 2025
Working capital
€519k▲ 24.0%
2024 · €419k
2021: €273k
2022: €306k
2023: €308k
2024: €419k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.20M-€1.23M▲ 2.7%€1.23M▲ 0.1%€1.28M▲ 3.4%€1.37M▲ 7.6%
Operating result€830-€40k▲ 4,691%€-3k€63k€141k▲ 124%
Net result€159-€36k▲ 22,565%€1k▼ 96.6%€45k▲ 3,538%€104k▲ 131%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 124% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.43M
Fixed assets
€853k▼ 0.6%
Current assets
€574k▲ 23.6%
Equity and liabilities €1.43M
Equity
€1.37M▲ 7.6%
Debt
€55k▲ 16.2%
The debt ratio rises from 3.6% to 3.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€145k▲
2024 · €68k
Cash flow
€109k▲
2024 · €50k
Solvency
96.2%▼
2024 · 96.4%
Current ratio
10.46▲
2024 · 10.16
Quick ratio
10.46▲
2024 · 10.16
Debt / equity
0.04▲
2024 · 0.04
ROE
7.6%▲
2024 · 3.5%
ROA
7.3%▲
2024 · 3.4%
Interest coverage
218.25▲
2024 · 56.25
Debt
€55k▲
2024 · €47k
Debt ≤ 1 year
€55k▲
2024 · €46k
Income taxes
€36k▲
2024 · €16k
Staff costs
€111k▲
2024 · €80k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.32M€1.43M▲
Fixed assets21/28€858k€853k▼
Tangible fixed assets22/27€6k€1k▼
Furniture and vehicles24€6k€1k▼
Financial fixed assets28€852k€852k=
Current assets29/58€465k€574k▲
Amounts receivable within one year40/41€149k€70k▼
Trade receivables40€127k€62k▼
Other amounts receivable41€22k€8k▼
Current investments50/53-€400k
Cash at bank and in hand54/58€315k€103k▼
Deferred charges and accrued income490/1€685€541▼
Equity and liabilities
Total equity and liabilities10/49€1.32M€1.43M▲
Equity10/15€1.28M€1.37M▲
Contributions10/11€1.20M€1.20M=
Reserves13-€42k
Tax-exempt reserves132-€42k
Profit (loss) carried forward14€75k€130k▲
Amounts payable17/49€47k€55k▲
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€46k€55k▲
Current portion of amounts payable after more than one year42€5k€2k▼
Trade debts44€6k€20k▲
Suppliers440/4€6k€20k▲
Taxes, remuneration and social security45€32k€26k▼
Taxes450/3€21k€11k▼
Remuneration and social security454/9€11k€15k▲
Other amounts payable47/48€4k€7k▲
Income statement
Code20242025
Remuneration, social security and pensions62€80k€111k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k=
Other operating charges640/8€968€998▲
Gross operating margin9900€149k€258k▲
Operating profit (loss)9901€63k€141k▲
Financial charges65/66B€1k€667▼
Recurring financial charges65€1k€667▼
Profit (loss) for the period before taxes9903€62k€140k▲
Income taxes67/77€16k€36k▲
Profit (loss) for the period9904€45k€104k▲
Transfer to tax-exempt reserves689-€42k
Profit (loss) for the period to be appropriated9905€45k€62k▲
Appropriation of the result
Profit (loss) to be appropriated9906€79k€137k▲
Profit (loss) brought forward from the previous period14P€34k€75k▲
Profit to be distributed694/7€4k€7k▲
Employees696€4k€7k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Highest result since 2021net €104k ▲131%
Operating result €141k, net result €104k, both a record.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Liquidity quadruplescurrent ratio 10.16
Current ratio from 2.90 to 10.16; short-term debt falls from €162k to €46k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Denneboslaan 101180 UkkelGround area
2,449 m²
Building footprint
301 m²
Volume, LiDAR
2,313 m³
Parcel 21614H0055/00R071, Brussels · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FINSECURE
since 20212.312.737.247
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614H0055/00R071 | Brussels | 2,449 m² | 1 · 301 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
STOKKLINX
BE 0466.197.440
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MANAP
BE 0461.153.143
Kortrijk · Eq €1.37M
VAN DAMME INVEST
BE 0451.537.968
Genappe · Eq €1.37M
KINDT INVEST
BE 0834.241.075
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EQUIMO
BE 0427.174.835
Herselt · Eq €1.37M
Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 24,281 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-01-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.