FINSECURE has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.37M and a net result of €104k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 95% of 31540 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
24 d late
2024
25 d late
2023
33 d early
2022
29 d late
2021
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.37M▲ 7.6%
2024 · €1.28M
2021: €1.20M
2022: €1.23M
2023: €1.23M
2024: €1.28M
2021 → 2025
Total assets
€1.43M▲ 7.9%
2024 · €1.32M
2021: €1.32M
2022: €1.40M
2023: €1.40M
2024: €1.32M
2021 → 2025
Net result
€104k▲ 131%
2024 · €45k
2021: €159
2022: €36k
2023: €1k
2024: €45k
2021 → 2025
Working capital
€519k▲ 24.0%
2024 · €419k
2021: €273k
2022: €306k
2023: €308k
2024: €419k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.20M-€1.23M▲ 2.7%€1.23M▲ 0.1%€1.28M▲ 3.4%€1.37M▲ 7.6%
Operating result€830-€40k▲ 4,691%€-3k€63k€141k▲ 124%
Net result€159-€36k▲ 22,565%€1k▼ 96.6%€45k▲ 3,538%€104k▲ 131%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 124% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.43M
Fixed assets
€853k▼ 0.6%
Current assets
€574k▲ 23.6%
Equity and liabilities €1.43M
Equity
€1.37M▲ 7.6%
Debt
€55k▲ 16.2%
The debt ratio rises from 3.6% to 3.8%. Equity and debt are higher.
Key figures and ratios
Solvency
96.2%▼
2024 · 96.4%
ROE
7.6%▲
2024 · 3.5%
ROA
7.3%▲
2024 · 3.4%
Debt
€55k▲
2024 · €47k
Debt ≤ 1 year
€55k▲
2024 · €46k
Income taxes
€36k▲
2024 · €16k
Staff costs
€111k▲
2024 · €80k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.32M€1.43M▲
Fixed assets21/28€858k€853k▼
Tangible fixed assets22/27€6k€1k▼
Furniture and vehicles24€6k€1k▼
Financial fixed assets28€852k€852k=
Current assets29/58€465k€574k▲
Amounts receivable within one year40/41€149k€70k▼
Trade receivables40€127k€62k▼
Other amounts receivable41€22k€8k▼
Current investments50/53-€400k
Cash at bank and in hand54/58€315k€103k▼
Deferred charges and accrued income490/1€685€541▼
Equity and liabilities
Total equity and liabilities10/49€1.32M€1.43M▲
Equity10/15€1.28M€1.37M▲
Contributions10/11€1.20M€1.20M=
Reserves13-€42k
Tax-exempt reserves132-€42k
Profit (loss) carried forward14€75k€130k▲
Amounts payable17/49€47k€55k▲
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€46k€55k▲
Current portion of amounts payable after more than one year42€5k€2k▼
Trade debts44€6k€20k▲
Suppliers440/4€6k€20k▲
Taxes, remuneration and social security45€32k€26k▼
Taxes450/3€21k€11k▼
Remuneration and social security454/9€11k€15k▲
Other amounts payable47/48€4k€7k▲
Income statement
Code20242025
Remuneration, social security and pensions62€80k€111k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k=
Other operating charges640/8€968€998▲
Gross operating margin9900€149k€258k▲
Operating profit (loss)9901€63k€141k▲
Financial charges65/66B€1k€667▼
Recurring financial charges65€1k€667▼
Profit (loss) for the period before taxes9903€62k€140k▲
Income taxes67/77€16k€36k▲
Profit (loss) for the period9904€45k€104k▲
Transfer to tax-exempt reserves689-€42k
Profit (loss) for the period to be appropriated9905€45k€62k▲
Appropriation of the result
Profit (loss) to be appropriated9906€79k€137k▲
Profit (loss) brought forward from the previous period14P€34k€75k▲
Profit to be distributed694/7€4k€7k▲
Employees696€4k€7k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Highest result since 2021net €104k ▲131%
Operating result €141k, net result €104k, both a record.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Liquidity quadruplescurrent ratio 10.16
Current ratio from 2.90 to 10.16; short-term debt falls from €162k to €46k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Denneboslaan 101180 UkkelGround area
2,449 m²
Building footprint
301 m²
Volume, LiDAR
2,313 m³
Parcel 21614H0055/00R071, Brussels · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FINSECURE
since 20212.312.737.247
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614H0055/00R071 | Brussels | 2,449 m² | 1 · 301 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 24,363 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-01-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.