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FINPOWER

Active
Public limited companyfounded 199630 yrs activeRenier Sniederspad 7, 2970 Schilde, BelgiumKBO/BCE: BE 0456.765.773
Summary

FINPOWER has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €164k and a net result of €15k. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 54% of 8692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability75=
Solvency82▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 1.82 against 1.61 in 2024; short-term debt: 42.7% and cash: 54.6% of total assets), and 42.7% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 30 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
57.3%
Return on assets
5.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 d early
2024
31 d early
2023
33 d early
2022
31 d early
2021
26 d early
2020
31 d early
2019
31 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€164k▼ 2.9%
2024 · €169k
Total assets
€287k▼ 6.0%
2024 · €305k
Net result
€15k▼ 11.4%
2024 · €16k
Working capital
€100k▲ 20.6%
2024 · €83k
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€23k▼ 13.8%€24k▲ 0.7%€23k▼ 1.1%€32k▲ 38.8%€32k▼ 1.9%
Net result€10k▼ 33.4%€10k▼ 2.6%€9k▼ 10.2%€16k▲ 81.1%€15k▼ 11.4%
Equity€134k▲ 8.4%€144k▲ 7.6%€153k▲ 6.3%€169k▲ 10.7%€164k▼ 2.9%
Total assets€213k▼ 15.2%€230k▲ 7.7%€318k▲ 38.6%€305k▼ 4.1%€287k▼ 6.0%
Debt€79k▼ 37.9%€86k▲ 8.1%€165k▲ 92.8%€136k▼ 17.8%€122k▼ 9.9%
Working capital€130k▲ 65.9%€141k▲ 8.7%€48k▼ 66.0%€83k▲ 73.4%€100k▲ 20.6%
Staff (FTE)
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30kOperating result 2021: €23k€23kNet result 2021: €10k€10kOperating result 2022: €24k€24kNet result 2022: €10k€10kOperating result 2023: €23k€23kNet result 2023: €9k€9kOperating result 2024: €32k€32kNet result 2024: €16k€16kOperating result 2025: €32k€32kNet result 2025: €15k€15k20212022202320242025€0€10k€20k€30kOperating result 2023: €23k€23kNet result 2023: €9k€9.1kOperating result 2024: €32k€32kNet result 2024: €16k€16kOperating result 2025: €32k€32kNet result 2025: €15k€15k202320242025
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €287k
Fixed assets €64k ▼ 25.6%
Current assets €223k ▲ 1.7%
Equity and liabilities €287k
Equity €164k ▼ 2.9%
Debt €122k ▼ 9.9%
Debt's share of the balance-sheet total falls from 44.5% to 42.7%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€55k▼
2024 · €58k
Cash flow
€38k▼
2024 · €42k
Current ratio
1.82▲
2024 · 1.61
Debt to equity
0.74▼
2024 · 0.80
ROE
8.8%▼
2024 · 9.7%
ROA
5.1%▼
2024 · 5.4%
Interest coverage
7.78▲
2024 · 6.60
Debt ≤ 1 year
€122k▼
2024 · €136k
Income taxes
€12k▲
2024 · €10k
Staff costs
€845▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€305k€287k▼
Fixed assets21/28€86k€64k▼
Tangible fixed assets22/27€86k€64k▼
Plant, machinery and equipment23€169€1k▲
Furniture and vehicles24€86k€63k▼
Current assets29/58€219k€223k▲
Amounts receivable within one year40/41€89k€66k▼
Trade receivables40€89k€66k▼
Cash at bank and in hand54/58€127k€157k▲
Deferred charges and accrued income490/1€3k€274▼
Equity and liabilities
Total equity and liabilities10/49€305k€287k▼
Equity10/15€169k€164k▼
Contributions10/11€100k€100k=
Capital10€100k€100k=
Issued capital100€100k€100k=
Reserves13€65k€60k▼
Non-distributable reserves130/1€10k€10k=
Legal reserve130€10k€10k=
Distributable reserves133€55k€50k▼
Profit (loss) carried forward14€4k€4k=
Amounts payable17/49€136k€122k▼
Amounts payable within one year42/48€136k€122k▼
Trade debts44€10k€7k▼
Suppliers440/4€10k€7k▼
Taxes, remuneration and social security45€23k€16k▼
Taxes450/3€23k€16k▼
Other amounts payable47/48€103k€100k▼
Income statement Code20242025
Remuneration, social security and pensions62€1k€845▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€24k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€60k€58k▼
Operating profit (loss)9901€32k€32k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€9k€7k▼
Recurring financial charges65€9k€7k▼
Profit (loss) for the period before taxes9903€26k€26k▲
Income taxes67/77€10k€12k▲
Profit (loss) for the period9904€16k€15k▼
Profit (loss) for the period to be appropriated9905€16k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€19k▼
Profit (loss) brought forward from the previous period14P€4k€4k▲
Transfer from equity791/2-€20k
Transfer to equity691/2€16k€15k▼
To other reserves6921€16k€15k▼
Profit to be distributed694/7-€20k
Return on contributions (dividend)694-€20k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A€15k-----
Remuneration, social security and pensions62€1k-€1k€1k€845▼ 39.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k€10k€25k€24k▼ 6.3%
Other operating charges640/8€449€450€109€1k€1k▼ 13.6%
Gross operating margin9900€28k€28k€34k€60k€58k▼ 4.9%
Operating profit (loss)9901€23k€24k€23k€32k€32k▼ 1.9%
Financial income75/76B-€0€2€2k€2k▼ 36.2%
Recurring financial income75-€0€2€2k€2k▼ 36.2%
Financial charges65/66B€4k€3k€5k€9k€7k▼ 18.5%
Recurring financial charges65€4k€3k€5k€9k€7k▼ 18.5%
Profit (loss) for the period before taxes9903€20k€20k€18k€26k€26k▲ 0.5%
Income taxes67/77€9k€10k€9k€10k€12k▲ 20.9%
Profit (loss) for the period9904€10k€10k€9k€16k€15k▼ 11.4%
Transfer from tax-exempt reserves789€9k-----
Profit (loss) for the period to be appropriated9905€20k€10k€9k€16k€15k▼ 11.4%
Line20212022202320242025Change
Assets
Total assets20/58€213k€230k€318k€305k€287k▼ 6.0%
Fixed assets21/28€7k€5k€105k€86k€64k▼ 25.6%
Tangible fixed assets22/27€7k€5k€105k€86k€64k▼ 25.6%
Plant, machinery and equipment23€6k€5k€2k€169€1k▲ 616%
Furniture and vehicles24--€103k€86k€63k▼ 26.9%
Other tangible fixed assets26€1k€363----
Current assets29/58€206k€224k€213k€219k€223k▲ 1.7%
Amounts receivable within one year40/41€91k€89k€90k€89k€66k▼ 26.3%
Trade receivables40€91k€89k€90k€89k€66k▼ 26.3%
Cash at bank and in hand54/58€115k€128k€122k€127k€157k▲ 23.1%
Deferred charges and accrued income490/1€353€7k€1k€3k€274▼ 89.3%
Equity and liabilities
Total equity and liabilities10/49€213k€230k€318k€305k€287k▼ 6.0%
Equity10/15€134k€144k€153k€169k€164k▼ 2.9%
Contributions10/11€100k€100k€100k€100k€100k=
Capital10€100k€100k€100k€100k€100k=
Issued capital100€100k€100k€100k€100k€100k=
Reserves13€30k€40k€49k€65k€60k▼ 7.6%
Non-distributable reserves130/1€10k€10k€10k€10k€10k=
Legal reserve130€10k€10k€10k€10k€10k=
Distributable reserves133€20k€30k€39k€55k€50k▼ 9.0%
Profit (loss) carried forward14€4k€4k€4k€4k€4k=
Amounts payable17/49€79k€86k€165k€136k€122k▼ 9.9%
Amounts payable within one year42/48€77k€83k€165k€136k€122k▼ 9.9%
Trade debts44€14k€12k€7k€10k€7k▼ 28.6%
Suppliers440/4€14k€12k€7k€10k€7k▼ 28.6%
Taxes, remuneration and social security45€18k€25k€22k€23k€16k▼ 32.7%
Taxes450/3€18k€25k€22k€23k€16k▼ 32.7%
Other amounts payable47/48€44k€46k€137k€103k€100k▼ 2.9%
Accrued charges and deferred income492/3€3k€3k----
Line20212022202320242025Change
Profit (loss) for the period9904€10k€10k€9k€16k€15k▼ 11.4%
+ Depreciation and write-downs630€3k€4k€10k€25k€24k▼ 6.3%
Operating cash flow (approximation)€13k€14k€19k€42k€38k▼ 8.3%
Investment in fixed assets (approximation)-€-3k€-109k€-6k€-2k▲ 76.5%
Change in cash-€12k€-6k€5k€29k▲ 462%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2018net €16k ▲81.1%
Operating result €32k, net result €16k, both a record.
28-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Equity above €150kEq €153k ▲6.3%
4 profitable years in a row build equity to €153k.
30-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
05-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €16k
Net result €16k after one loss-making year.
30-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
28-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
11-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
10-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 1996
seat establishment The establishment unit on the map
Ground area
3,940 m²
Building footprint
498 m²
Volume, LiDAR
2,755 m³
Parcel 11922B0349/00F000, Flanders · tallest building 12.2 m, ±2 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
FINPOWER
Renier Sniederspad 7, 2970 SchildeManufacture of basic metals
since 19962.074.641.047
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11922B0349/00F000 Flanders 3,940 m² 1 · 498 m² 12.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 40,735 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded08-01-1996
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy

Scores and ratios are computed by Checked and are not a credit decision.