FINNAL
ActiveFrom the official registers: KBO 6 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
FINNAL has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €239,887 and a net result of €28,362. Equity has been growing by about 26% per year since 2020. Its solvency ranks better than 19% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
Official details
KBO- Status
- Active since 21-12-2018 Normal situation
- Activity
- Plastering work NACE 43310
- Establishment unit
- 2.299.250.485 3530 Houthalen-Helchteren, since 18-02-2020
- Financial year end
- 30 September
- Peppol
- Reachable since 02-04-2026
Board and ownership
- Bislimaj DardanDirector · since 17-12-2018
- Bislimaj NuhDirector · since 01-09-2020
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.7%
- Gross margin
- €347,270
- ▲ 44.3%
- Turnover
- ≈ €980,000
- estimated
- Profit
- €28,362
- ▼ 51.8%
- Equity
- €239,887
- ▲ 0.2%
- Total assets
- €1.4m
- ▲ 75.5%
- Staff
- 1 FTE
- =
Score breakdownraises risk1 of the last 3 accounts lateSector: Specialised construction activities (NACE 43)lowers riskSize: total assets €1.4mFigures for financial year 2025 (filed on 08-05-2026)Show the evidence
Checked score
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 19% of them on solvency, 18% on liquidity, 40% on profitability and 35% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 6 accounts on average 89 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
Key points
Comparable companies
These companies have the same main activity as FINNAL: plastering work (NACE 43310). They are comparable in size and age: total assets between €1.1m and €2.1m, founded between 2016 and 2018.
| Company | Total assets | Gross margin |
|---|---|---|
| FINNAL Houthalen-Helchteren | €1.4m | €0.3m |
| Gevelwerken Croes Hasselt | €1.1m | €0.4m |
| E & V Works Hamont-Achel | €1.7m | €0.2m |
| ALGEMENE PLEISTERWERKEN DE SMET Wetteren | €1.6m | €0.4m |
| DS Details Zonhoven | €1.2m | €0.6m |
| VAN DUYSEN Hamme (Vl.) | €1.9m | €0.5m |
| Creawall Erpe-Mere | €2.1m | €0.2m |
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 30-04-2026
- Annual accounts 2024filed on 21-09-2026
- Annual accounts 2023filed on 15-05-2024
- Annual accounts 2022filed on 15-05-2023
Acts in the Belgian Official Gazette
All publications in the Belgian Official GazetteArticles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
- Check the withholding obligationwith enterprise number 0716.761.506
Key facts about FINNAL
- What is the company number of FINNAL?
- The company number of FINNAL is 0716.761.506. The VAT number is the same number with BE in front: BE 0716.761.506.
- Where is FINNAL based?
- The registered office is at Schutterijstraat 3, 3530 Houthalen-Helchteren.Company details
- What does FINNAL do?
- According to the KBO register, the main activity is plastering work (NACE 43310).
- What is the legal form of FINNAL?
- The legal form of FINNAL is Private limited company (pre-2019) (BVBA).
- When was FINNAL founded?
- FINNAL was founded on 21-12-2018.
- Is FINNAL still active?
- Yes, FINNAL is an active enterprise in the KBO register.
- How many employees does FINNAL have?
- FINNAL had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of FINNAL?
- The turnover in financial year 2025 is ≈ €980,000. This figure is estimated from the gross margin of €347,270 and 61 comparable companies (NACE 433). It probably lies between €730,000 and €1.3m.
- Is FINNAL profitable?
- In financial year 2025, FINNAL made a profit of €28,362.
- Where can I find the annual accounts of FINNAL?
- FINNAL filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
- When are the next annual accounts of FINNAL due?
- FINNAL must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
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