FINKENS
ActiveFINKENS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40k and a net result of €330k. Equity is growing by ~62.8% per year across the filed fiscal years. Its solvency ranks better than 15% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency32▼-68
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.74 against 36.38 in 2024; short-term debt: 92.8% and cash: 27.6% of total assets), and 92.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.2%
Return on assets
60.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 31662 sector peers (2025).
NBB · sector comparisonPosition among 31662 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
1 d early
2024
76 d early
2023
5 d early
2022
6 d early
2021
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€40k▼ 95.3%
2024 · €845k
2021: €126k
2022: €331k
2023: €549k
2024: €845k
2021 → 2025
Total assets
€548k▼ 36.7%
2024 · €867k
2021: €144k
2022: €337k
2023: €555k
2024: €867k
2021 → 2025
Net result
€330k▲ 11.4%
2024 · €296k
2021: €121k
2022: €205k
2023: €218k
2024: €296k
2021 → 2025
Working capital
€-134k
2024 · €770k
2021: €126k
2022: €331k
2023: €549k
2024: €770k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€126k-€331k▲ 162%€549k▲ 65.9%€845k▲ 53.9%€40k▼ 95.3%
Operating result€157k-€270k▲ 72.1%€286k▲ 5.7%€385k▲ 34.8%€432k▲ 12.1%
Net result€121k-€205k▲ 68.6%€218k▲ 6.6%€296k▲ 35.8%€330k▲ 11.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 12% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €548k
Fixed assets
€174k▲ 131%
Current assets
€375k▼ 52.6%
Equity and liabilities €548k
Equity
€40k▼ 95.3%
Debt
€509k▲ 2,218%
The debt ratio rises from 2.5% to 92.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€458k▲
2024 · €402k
Cash flow
€356k▲
2024 · €313k
Solvency
7.2%▼
2024 · 97.5%
Current ratio
0.74▼
2024 · 36.38
Quick ratio
0.74▼
2024 · 36.38
Debt / equity
12.80▲
2024 · 0.03
ROE
830.0%▲
2024 · 35.0%
ROA
60.1%▲
2024 · 34.1%
Interest coverage
308.14▼
2024 · 2786.58
Debt
€509k▲
2024 · €22k
Debt ≤ 1 year
€509k▲
2024 · €22k
Income taxes
€101k▲
2024 · €95k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€867k€548k▼
Fixed assets21/28€75k€174k▲
Tangible fixed assets22/27€75k€174k▲
Land and buildings22-€117k
Furniture and vehicles24€75k€57k▼
Current assets29/58€792k€375k▼
Amounts receivable within one year40/41€52k€50k▼
Trade receivables40€42k€50k▲
Other amounts receivable41€10k€7▼
Current investments50/53€482k€173k▼
Cash at bank and in hand54/58€257k€151k▼
Deferred charges and accrued income490/1€935€231▼
Equity and liabilities
Total equity and liabilities10/49€867k€548k▼
Equity10/15€845k€40k▼
Contributions10/11€5k€5k=
Reserves13€840k€35k▼
Distributable reserves133€840k€35k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€22k€509k▲
Amounts payable within one year42/48€22k€509k▲
Trade debts44€92€6k▲
Suppliers440/4€92€6k▲
Taxes, remuneration and social security45€22k€26k▲
Taxes450/3€22k€26k▲
Other amounts payable47/48-€477k
Accrued charges and deferred income492/3€190€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€26k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€404k€460k▲
Operating profit (loss)9901€385k€432k▲
Financial income75/76B€6k€38▼
Recurring financial income75€6k€38▼
Financial charges65/66B€144€1k▲
Recurring financial charges65€144€1k▲
Profit (loss) for the period before taxes9903€391k€431k▲
Income taxes67/77€95k€101k▲
Profit (loss) for the period9904€296k€330k▲
Profit (loss) for the period to be appropriated9905€296k€330k▲
Appropriation of the result
Profit (loss) to be appropriated9906€296k€330k▲
Transfer from equity791/2-€840k
Transfer to equity691/2€296k€35k▼
To other reserves6921€296k€35k▼
Profit to be distributed694/7-€1.13M
Return on contributions (dividend)694-€1.13M
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €330k ▲11.4%
Operating result €432k, net result €330k, both a record.
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €500kEq €549k ▲65.9%
3 profitable years in a row build equity to €549k.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 7current ratio 59.31
Current ratio from 8.18 to 59.31; short-term debt falls from €18k to €6k.
31-12
Financial
Equity above €200kEq €331k ▲162%
2 profitable years in a row build equity to €331k.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zwartezustersstraat 19000 GentGround area
1.7 ha
Building footprint
2,810 m²
Volume, LiDAR
731 m³
2 parcels, Flanders · tallest building 15.0 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
FINKENS
since 20212.313.846.512
Sky Tower Two
since 20252.376.953.425
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35013A4616/00A000 | Flanders | 1.7 ha | 1 · 2,735 m² | - |
| 44815F1052/00A000 | Flanders | 80 m² | 1 · 75 m² | 15.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 36,651 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-02-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.