Equity
-€12,365
Debts exceed assets in financial year 2025.
FINITECH
Lifetime
5 annual accounts with figures on one time axispeak €61,564 (2025)
€61,564▲ 14.6%
lowest -€27,724 (2022)
€13,411▼ 16.7%
peak -€1,240 (2021)
-€12,365▲ €13,411
€60,257▼ 21.2%
Board1 name since 2020
1 director
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Gross margin from €53,715 to €61,564Equity from -€25,776 to -€12,365Debts from €76,478 to €60,257Cash from €27,151 to €12,249
Key points
from the 2025 annual accountsTurnover
≈ €310,000 estimated
The micro format states no turnover.
Debts
€60,257 126% of the balance sheet
Financial debts 7%Suppliers 37%Taxes and wages 5%Other 50%
Filings
5 annual accounts 61 days
Latest accounts filed late: after the legal deadline.
Starting capital
€10,000 100 shares
Position in the sector
-25.8%
Lower solvency than 94% of companies in specialised construction. Sector median 46.9% · 37,177 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 2,182 companies had the same profile as FINITECH has now. Each dot stands for 6 companies, two years later.
88.8%
were still trading
5.9%
stopped another way
4.8%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,182 companies, not a prediction for FINITECH. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0759861574
New establishment in Charleroi
Pulse Punch, Avenue du Centenaire 271
Incorporation
Founding capital of €10,000, 100 shares · Founder: · Appointment: (director) · published on 18-12-2020 · Gazette deed
First establishment
Rue de la Giloterie,Vitrival 7, Fosses-la-Ville
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FINITECH Fosses-la-Ville | €47,892 | €61,564 | -25.8% | - |
| Bouwwerken Geert Van den Broeck Hoogstraten | €51,014 | €63,835 | 47.0% | - |
| CM Piscines Modave | €48,343 | €67,549 | 55.2% | - |
| LACON Design & Build Grimbergen | €49,184 | €76,748 | 43.5% | - |
| ERO SERVICES Saint-Josse-ten-Noode | €55,855 | €53,639 | 61.4% | - |
| ACTIV CONSTRUCT Lebbeke | €54,142 | €51,405 | 28.9% | - |
| 2B Constructions Heist-op-den-Berg | €59,003 | €61,557 | 81.5% | - |
These companies have the same main activity as FINITECH: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €48,300 and €59,000, founded between 2020 and 2021.
Official details
Source: KBO- Status
- Active since 16-12-2020Normal situation
- Activity
- Other specialised construction activitiesNACE 43990and 1 other
- Establishment units
- 2.318.334.6425070 Fosses-la-Ville, since 16-12-2020
- 2.335.059.6206061 Charleroi, since 15-06-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 05-01-2026
Insights on FINITECH
FINITECH files the micro format. That format states no turnover. The gross margin rose from -€2,219 in 2021 to €61,564 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FINITECH
- What is the company number of FINITECH?
- The company number of FINITECH is 0759.861.574. The VAT number is the same number with BE in front: BE 0759.861.574.
- Where is FINITECH based?
- The registered office is at Rue de la Giloterie,Vitrival 7, 5070 Fosses-la-Ville.Company details
- What does FINITECH do?
- According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
- What is the legal form of FINITECH?
- FINITECH is a private limited company (BV).
- When was FINITECH founded?
- FINITECH was founded on 16-12-2020.
- Is FINITECH still active?
- Yes, FINITECH is an active enterprise in the KBO register.
- What is the turnover of FINITECH?
- The turnover in financial year 2025 is ≈ €310,000. This figure is estimated from the gross margin of €61,564 and 68 comparable companies (NACE 43990). It probably lies between €230,000 and €570,000.Financials
- Is FINITECH profitable?
- In financial year 2025, FINITECH made a profit of €13,411.
- Where can I find the annual accounts of FINITECH?
- FINITECH filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FINITECH due?
- FINITECH must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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