Turnover€735k
EBIT margin15.8%
Net result€17k-47.8%
Working capital€-247k+35.8%
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 23-02-2026 with the NBB · fiscal year 2025 · verkort
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts — not a forecast, the extended trend.
growing
Equity: growth of ~6.7%/year over 3 fiscal years — indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil–Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 64 — Financial services · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -401.4% | 35.9% | |
| Net result | €17k | €69k | |
| Equity | €-414k | €346k | |
| Gross operating margin | €432k | €73k | |
| Total assets | €103k | €1.30M |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€735k
—
21–25
€63k
-18.4%
21–25
€17k
-47.8%
21–25
€53k
-21.0%
21–25
€103k
-84.5%
21–25
€-414k
+20.6%
21–25
€-247k
+35.8%
21–25
5
+32.4%
21–25
€367k
+32.1%
21–25
€8k
+1341.9%
21–25
€517k
-56.4%
21–25
€295k
-69.4%
21–25
€222k
0.0%
21–25
0.17
-72.5%
21–25
0.17
-72.5%
21–25
-401.4%
-411.0%
21–25
-1.25
+45.0%
21–25
-4.1%
+34.2%
21–25
16.3%
+236.3%
21–25
-146.1%
—
21–25
20.5%
—
21–25
5.32
-31.1%
21–25
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Revenue | — |
| EBITDA | €63k |
| Net profit | €17k |
| Cash flow | €53k |
| Staff costs | €367k |
| Income taxes | €8k |
| Dividends | — |
| Total assets | €103k |
| Equity | €-414k |
| Debt | €517k |
| of which ≤ 1y | €295k |
| of which > 1y | €222k |
| Working capital | €-247k |
| Employees (FTE) | 4.9 |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.17 |
| Quick ratio | 0.17 |
| Working capital ratio | -239.1% |
| Solvency | -401.4% |
| Debt / equity | -1.25 |
| Long-term debt ratio | -0.54 |
| Interest coverage | 5.32 |
| Gross margin | — |
| Net margin | — |
| ROA | 16.3% |
| ROE | -4.1% |
| EBITDA margin | — |
| Days sales outstanding | — |
| Days payable outstanding | — |
| Inventory turnover | — |
| Days inventory (DSI) | — |
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet — Assets | ||
| TOTAL ASSETS | 20/58 | €103k |
| Fixed assets | 21/28 | €54k |
| Intangible fixed assets | 21 | €18k |
| Tangible fixed assets | 22/27 | €36k |
| Financial fixed assets | 28 | €1 |
| Current assets | 29/58 | €49k |
| Amounts receivable within one year | 40/41 | €44k |
| Cash & bank | 54/58 | €674 |
| Balance sheet — Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €103k |
| Equity | 10/15 | €-414k |
| Contributions / capital | 10/11 | €200k |
| Reserves | 13 | €20k |
| Accumulated profits (losses) | 14 | €-634k |
| Amounts payable | 17/49 | €517k |
| Amounts payable after one year | 17 | €222k |
| Amounts payable within one year | 42/48 | €295k |
| Trade debts payable within one year | 44 | €30k |
| Income statement | ||
| Gross operating margin | 9900 | €432k |
| Operating result | 9901 | €27k |
| Financial income | 75 | €10k |
| Financial charges | 65 | €12k |
| Result before taxes | 9903 | €25k |
| Income taxes | 67/77 | €8k |
| Net result for the period | 9904 | €17k |
| Result to be appropriated | 9905 | €17k |
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Health barometer
FY 2025 · computed0
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See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.