FINIK
ActiveSummary
FINIK has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €46k. Its solvency ranks better than 78% of 12738 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+8
Growth78
Track record82
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 5.2 against 3.03 in 2024; short-term debt: 19.2% and cash: 99.9% of total assets), and 19.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.8%
Return on assets
61.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
13 d late
2024
43 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€60k▲ 318%
2024 · €14k
Total assets
€75k▲ 247%
2024 · €22k
Net result
€46k▲ 302%
2024 · €11k
Working capital
€60k▲ 318%
2024 · €14k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€15k-€61k▲ 302%
Net result€11k-€46k▲ 302%
Equity€14k-€60k▲ 318%
Total assets€22k-€75k▲ 247%
Debt€7k-€14k▲ 102%
Working capital€14k-€60k▲ 318%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 302% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €75k
Equity
€60k ▲ 318%
Debt
€14k ▲ 102%
Debt's share of the balance-sheet total falls from 33.0% to 19.2%. Equity and debt are higher.
Key figures and ratios
Current ratio
5.20▲
2024 · 3.03
Debt to equity
0.24▼
2024 · 0.49
ROE
76.1%▼
2024 · 79.2%
ROA
61.5%▲
2024 · 53.0%
Debt ≤ 1 year
€14k▲
2024 · €7k
Income taxes
€15k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Gross operating margin9900 | €15k | €61k | ▲ 302% |
| Operating profit (loss)9901 | €15k | €61k | ▲ 302% |
| Financial income75/76B | - | €114 | - |
| Recurring financial income75 | - | €114 | - |
| Financial charges65/66B | €6 | €70 | ▲ 1,026% |
| Recurring financial charges65 | €6 | €70 | ▲ 1,026% |
| Profit (loss) for the period before taxes9903 | €15k | €61k | ▲ 303% |
| Income taxes67/77 | €4k | €15k | ▲ 307% |
| Profit (loss) for the period9904 | €11k | €46k | ▲ 302% |
| Profit (loss) for the period to be appropriated9905 | €11k | €46k | ▲ 302% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €22k | €75k | ▲ 247% |
| Current assets29/58 | €22k | €75k | ▲ 247% |
| Amounts receivable within one year40/41 | €16 | €104 | ▲ 546% |
| Trade receivables40 | €16 | €0 | ▼ 100% |
| Other amounts receivable41 | - | €104 | - |
| Cash at bank and in hand54/58 | €22k | €75k | ▲ 246% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €22k | €75k | ▲ 247% |
| Equity10/15 | €14k | €60k | ▲ 318% |
| Contributions10/11 | €3k | €3k | = |
| Profit (loss) carried forward14 | €11k | €57k | ▲ 402% |
| Amounts payable17/49 | €7k | €14k | ▲ 102% |
| Amounts payable within one year42/48 | €7k | €14k | ▲ 102% |
| Trade debts44 | - | €27 | - |
| Suppliers440/4 | - | €27 | - |
| Taxes, remuneration and social security45 | €7k | €14k | ▲ 101% |
| Taxes450/3 | €7k | €14k | ▲ 101% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €11k | €46k | ▲ 302% |
| Operating cash flow (approximation) | €11k | €46k | ▲ 302% |
| Change in cash | - | €53k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2024
Ground area
1,286 m²
Building footprint
182 m²
Volume, LiDAR
1,037 m³
Parcel 44055A0459/00M000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FINIK
since 20242.366.641.236
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44055A0459/00M000 | Flanders | 1,286 m² | 1 · 182 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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GB-M
BE 0802.366.083
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Advocatenkantoor Laurens Lammens
BE 1005.985.911
Kortrijk · Eq €60,301
Riemis Janou
BE 1021.565.891
Zoersel · Eq €60,298
Of 22,069 companies in sector 69101 we hold annual accounts for 9,055. 7,340 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-11-2024
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Scores and ratios are computed by Checked and are not a credit decision.