FINICT
ActiveFINICT has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €11k and a net result of €6k. Equity is growing by ~53.3% per year across the filed fiscal years. Its solvency ranks better than 17% of 9519 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency4▲+3
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.12 against 0.17 in 2023), and 94.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
5.4%
Return on assets
3.1%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 9519 sector peers (2024).
NBB · sector comparisonPosition among 9519 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-06-2025, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
42 d early
2023
56 d early
2022
35 d early
2021
48 d early
2020
33 d early
2019
58 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€11k▲ 134%
2023 · €5k
2018: €-18k
2019: €-12k
2020: €-9k
2021: €-468
2022: €2k
2023: €5k
2018 → 2024
Total assets
€209k▼ 6.4%
2023 · €224k
2018: €278k
2019: €269k
2020: €257k
2021: €249k
2022: €234k
2023: €224k
2018 → 2024
Net result
€6k▲ 101%
2023 · €3k
2018: €1k
2019: €6k
2020: €3k
2021: €8k
2022: €2k
2023: €3k
2018 → 2024
Working capital
€-44k▼ 0.2%
2023 · €-44k
2018: €-41k
2019: €-38k
2020: €-41k
2021: €-38k
2022: €-41k
2023: €-44k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-9k-€-468▲ 94.6%€2k€5k▲ 201%€11k▲ 134%
Operating result€15k-€18k▲ 14.1%€11k▼ 38.7%€11k▲ 5.5%€14k▲ 21.1%
Net result€3k-€8k▲ 152%€2k▼ 75.0%€3k▲ 55.6%€6k▲ 101%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 21% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €209k
Fixed assets
€204k▼ 5.3%
Current assets
€6k▼ 33.8%
Equity and liabilities €209k
Equity
€11k▲ 134%
Debt
€198k▼ 9.5%
The debt ratio falls from 97.9% to 94.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€25k▲
2023 · €23k
Cash flow
€18k▲
2023 · €15k
Solvency
5.4%▲
2023 · 2.1%
Current ratio
0.12▼
2023 · 0.17
Quick ratio
0.12▼
2023 · 0.17
Debt / equity
17.64▼
2023 · 45.67
ROE
57.3%▼
2023 · 66.8%
ROA
3.1%▲
2023 · 1.4%
Interest coverage
3.41▲
2023 · 2.78
Debt
€198k▼
2023 · €219k
Debt ≤ 1 year
€49k▼
2023 · €52k
Debt > 1 year
€149k▼
2023 · €167k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€224k€209k▼
Fixed assets21/28€215k€204k▼
Tangible fixed assets22/27€215k€204k▼
Land and buildings22€215k€204k▼
Financial fixed assets28€25€25=
Current assets29/58€9k€6k▼
Amounts receivable within one year40/41€8k€2k▼
Trade receivables40€8k€2k▼
Other amounts receivable41€46€45▼
Cash at bank and in hand54/58€1k€56▼
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€224k€209k▼
Equity10/15€5k€11k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-16k€-9k▲
Amounts payable17/49€219k€198k▼
Amounts payable after more than one year17€167k€149k▼
Financial debts170/4€167k€149k▼
Amounts payable within one year42/48€52k€49k▼
Current portion of amounts payable after more than one year42€17k€17k=
Trade debts44€7k€0▼
Suppliers440/4€7k€0▼
Taxes, remuneration and social security45€7€9▲
Taxes450/3€7€9▲
Other amounts payable47/48€29k€33k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-1k
Other operating charges640/8€9k€679▼
Gross operating margin9900€32k€25k▼
Operating profit (loss)9901€11k€14k▲
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€3k€6k▲
Profit (loss) for the period9904€3k€6k▲
Profit (loss) for the period to be appropriated9905€3k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€-9k▲
Profit (loss) brought forward from the previous period14P€-19k€-16k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €8k ▲152%
Operating result €18k, net result €8k, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
23-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Joost-ten-Node · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marktstraat 661210 Sint-Joost-ten-NodeGround area
838 m²
Parcel 21014A0004/00R020, Brussels. Linked by address, not a title deed.
1 establishment unit
Marktstraat 66, 1210 Sint-Joost-ten-Node
since 20092.184.440.691
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21014A0004/00R020 | Brussels | 838 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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WGR CONSULTING
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Of 24,419 companies in sector 82990 we hold annual accounts for 9,361. 4,735 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded30-10-2009
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
62010Computer programming, consultancy and related activities
62020IT consultancy
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.