Checked.be · Company dossierhttps://checked.be/en/c/finicoma-0668547457 · as of 27-10-2026
FINICOMA
Active
Private limited company · founded 2016 · active for 9 yearsHerman Teirlinckstraat 15, 9041 Gent, BelgiumKBO/BCE: BE 0668.547.457
Summary
The computed 12-month bankruptcy probability of FINICOMA is 1.9% (moderate). For FINICOMA, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €2.9m and a net result of -€774,672. Equity is shrinking by about 5.7% per year across the filed financial years. Its solvency ranks better than 10% of 4,578 sector peers (NACE 70, financial year 2024). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.
Auditor: RSM Interaudit BV2025 accounts not filed, 180 days past the deadline6 of 13 deeds summarised
Signalsraises riskFigures for financial year 2024 (filed 15-07-2025)1 financial year not filed after the legal deadline; last filed accounts filed 75 days late; 2 of the last 3 lateAnnual accounts not filed2024 accounts filed 75 days latelowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: turnover €2.1m, total assets €83.6mShow the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Filing: One filing cycle is missing
Financial strength, FY 2024 · tick = 2023
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Weak
Solvency28+4
equity 3.5% of total assets
Liquidity43+3
short-term debt 29.2% · cash 4.2%
Profitability28+21
return on assets -0.9%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
1.9%Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Sector median 0.1% (205 companies, NACE 70, large)
Last 24 months11-2024: 0.7%12-2024: 0.7%● unchanged vs 11-202401-2025: 0.7%● unchanged vs 12-202402-2025: 0.8%▲ +0.1 percentage points vs 01-202503-2025: 0.9%▲ +0.1 percentage points vs 02-202504-2025: 0.9%● unchanged vs 03-202505-2025: 1.2%▲ +0.3 percentage points vs 04-202506-2025: 1.4%▲ +0.2 percentage points vs 05-202507-2025: 2.1%▲ +0.7 percentage points vs 06-2025highest value08-2025: 0.4%▼ -1.7 percentage points vs 07-202509-2025: 0.4%● unchanged vs 08-202510-2025: 0.4%● unchanged vs 09-202511-2025: 0.4%● unchanged vs 10-202512-2025: 0.4%● unchanged vs 11-202501-2026: 0.4%● unchanged vs 12-2025lowest value02-2026: 0.4%● unchanged vs 01-202603-2026: 0.4%● unchanged vs 02-202604-2026: 0.4%● unchanged vs 03-202605-2026: 0.7%▲ +0.3 percentage points vs 04-202606-2026: 0.8%▲ +0.1 percentage points vs 05-202607-2026: 1.2%▲ +0.4 percentage points vs 06-202608-2026: 1.2%● unchanged vs 07-202609-2026: 1.4%▲ +0.2 percentage points vs 08-202610-2026: 1.9%▲ +0.5 percentage points vs 09-2026
30-09-2025 year end30-04-2026 deadline27-10-2026 today
raises risk · 2024 accounts filed 75 days late
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 14-07-2025, 75 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 39 days after the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
Annual accounts filedfinancial year 2024 · full…
Resignations & appointmentsPower of attorney · Shareholding
Capital & shares · RestructuringMerger · Shareholding · Accounting…
Key points
Risk: 2025 accounts not fileddeadline was 30-04-2026180 days past the deadlineView
Caution: Among the weakest 5% on net resultsector median €45,533 · 4,589 companies-€774,672View
Controlled by Ovalie Développement 2ultimately: Ovalie Développement 4100%View
2 restructurings since 2024latest: merger with SODIGROUP2View
Result rose in 2024merger with IMMORTHO▲ 69.4%View
Caution: 2 loss-making years in a rowloss financial year 2024-€774,672View