Finico
ActiveSummary
Finico has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €15,486 and a net result of €10,486. Its solvency ranks better than 27% of 37951 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
Axes
Profitability93
Solvency54
Growth-
Track record67
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.1; short-term debt: 71% and cash: 44.2% of total assets), and 71% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
29%
Return on assets
19.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-04-2025, 108 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
108 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 108 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€15,486
Total assets
€53,354
Net result
€10,486
Working capital
€3,801
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €53,354
Fixed assets
€11,685
Current assets
€41,669
Equity and liabilities €53,354
Equity
€15,486
Debt
€37,868
Debt finances 71.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€13,889
Cash flow
€10,801
Current ratio
1.10
Debt to equity
2.45
ROE
67.7%
ROA
19.7%
Interest coverage
317.45
Debt ≤ 1 year
€37,868
Income taxes
€3,044
Annual accounts
| Line | 2024 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €315 |
| Other operating charges640/8 | €561 |
| Gross operating margin9900 | €14,449 |
| Operating profit (loss)9901 | €13,574 |
| Financial charges65/66B | €44 |
| Recurring financial charges65 | €44 |
| Profit (loss) for the period before taxes9903 | €13,530 |
| Income taxes67/77 | €3,044 |
| Profit (loss) for the period9904 | €10,486 |
| Profit (loss) for the period to be appropriated9905 | €10,486 |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €53,354 | |
| Fixed assets21/28 | €11,685 | |
| Tangible fixed assets22/27 | €11,685 | |
| Furniture and vehicles24 | €11,685 | |
| Current assets29/58 | €41,669 | |
| Amounts receivable within one year40/41 | €14,268 | |
| Trade receivables40 | €14,268 | |
| Cash at bank and in hand54/58 | €23,586 | |
| Deferred charges and accrued income490/1 | €3,815 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €53,354 | |
| Equity10/15 | €15,486 | |
| Contributions10/11 | €5,000 | |
| Reserves13 | €10,486 | |
| Distributable reserves133 | €10,486 | |
| Amounts payable17/49 | €37,868 | |
| Amounts payable within one year42/48 | €37,868 | |
| Trade debts44 | €2,249 | |
| Suppliers440/4 | €2,249 | |
| Taxes, remuneration and social security45 | €2,174 | |
| Taxes450/3 | €2,174 | |
| Other amounts payable47/48 | €33,444 | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €10,486 |
| + Depreciation and write-downs630 | €315 |
| Operating cash flow (approximation) | €10,801 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
14-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2024
Ground area
1,239 m²
Building footprint
260 m²
Volume, LiDAR
1,618 m³
Parcel 44064B0074/00R004, Flanders · tallest building 14.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Finico
since 20242.361.179.938
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064B0074/00R004 | Flanders | 1,239 m² | 1 · 260 m² | 14.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HK-ADVIES
BE 1004.114.504
Oud-Turnhout · Eq €15,487
HUYS SIOEN
BE 0633.648.441
Destelbergen · Eq €15,485
AD BELGIUM COMPANY
BE 0826.844.430
Watermaal-Bosvoorde · Eq €15,484
DLC
BE 0766.311.579
Bilzen-Hoeselt · Eq €15,483
VOLTI
BE 1008.700.327
Deinze · Eq €15,491
Of 82,642 companies in sector 70200 we hold annual accounts for 52,583. 27,793 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-07-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
62200Computer consultancy and computer facilities management
63920Other information service activities
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.