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FiNi

Active
Private limited companyfounded 2020active for 6 yearsFochelstraat 8, 9280 Lebbeke, BelgiumKBO/BCE: BE 0747.579.196
Summary

FiNi has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €162,872 and a net result of €19,919. Equity has been growing by about 37% per year since 2021. Its solvency ranks better than 19% of 10,798 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 25-05-2020 Normal situation
Activity
Business and other management consultancy NACE 70200
Establishment unit
2.302.794.351 9280 Lebbeke, since 25-05-2020
Financial year end
31 December
Peppol
Reachable since 19-11-2025

Board and ownership

Board
  • Mergan SvenDirector

Financial position

90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€44,193
▼ 23.8%
Turnover
≈ €110,000
estimated
Profit
€19,919
▼ 28.4%
Equity
€162,872
▲ 13.9%
Total assets
€1.1m
▲ 1.1%
Filed on 27-05-2026, 65 days before the deadline
Score breakdownraises riskLiquidity: current ratio 0.18, cash €17,207lowers riskSize: total assets €1.1mSector: Activities of head offices; management consultancy activities (NACE 70)Figures for financial year 2025 (filed on 27-05-2026)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 31% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Weak
Solvency 40+1
equity 15.4% of total assets
Liquidity 39-7
short-term debt 31.3% · cash 1.6%
Profitability 46-4
return on assets 1.9%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,528 companies, NACE 70, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.2%▲ +0.1 percentage points vs 04-2025highest value 06-2025: 0.1%▼ -0.1 percentage points vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.18 (0.24 in 2024), below 1. Short-term debt is 31.3% and cash 1.6% of total assets. 84.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 20% of them on solvency, 19% on liquidity, 22% on profitability and 61% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €1.1m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · Liquidity: current ratio 0.18, cash €17,207
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 27-05-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 10798 sector peers (2025).
NBB · sector comparison
Position among 10798 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
65 days early
2024
66 days early
2023
61 days early
2022
55 days early
2021
54 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 60 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower solvency than 80% of companies in head offices and management consultancysector median 52.4% · 10,798 companies 15.4% View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed General meeting · Other provision
  2. · Gazette deed Incorporation
All 11 events

Comparable companies

These companies have the same main activity as FiNi: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €980,000 and €1.2m, founded between 2019 and 2021.

CompanyTotal assetsGross margin
FiNi Lebbeke€1.1m€0.04m
Filia Lebbeke€1.0m€0.04m
Balou Sint-Niklaas€1.0m€0.05m
Business for Growth Deinze€1.0m€0.04m
De Vliender Maarkedal€1.2m€0.05m
NCF Sint-Gillis-Waas€1.0m€0.05m
B-CHEMICALS INTERNATIONAL HOLDING Couvin€1.1m€0.04m
Full comparison

Key facts about FiNi

What is the company number of FiNi?
The company number of FiNi is 0747.579.196. The VAT number is the same number with BE in front: BE 0747.579.196.
Where is FiNi based?
The registered office is at Fochelstraat 8, 9280 Lebbeke.Company details
What does FiNi do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of FiNi?
The legal form of FiNi is Private limited company (BV).
When was FiNi founded?
FiNi was founded on 25-05-2020.
Is FiNi still active?
Yes, FiNi is an active enterprise in the KBO register.
What is the turnover of FiNi?
The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €44,193 and 68 comparable companies (NACE 70200). It probably lies between €70,000 and €170,000.Financials
Is FiNi profitable?
In financial year 2025, FiNi made a profit of €19,919.
Where can I find the annual accounts of FiNi?
FiNi filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FiNi due?
FiNi must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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