Financials
- Fiscal year
- 2024
- Total assets
- €5,596
- Loss
- -€106
- Solvency
- 51.4%
Total assets▼ 19.4%
Net result
20192024
FINHOLECO
ActiveSummary
FINHOLECO has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2,875 and a net result of -€106. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 1.2% (low).
Overview
Activity
Activity not known
Size
€5,596total assets 2024
- Equity
- €2,875
- Loss
- -€106
Turnover not published (abridged schema)
Structure
Accounts 67 d overdue
Why 65- Figures for FY 2024 (filed 31-07-2025)- No main activity registered+ Founded in 1999+ Liquidity: current ratio 3.33, cash €5,586Show the evidence
Checked score
Score 2024
65
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 45% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency
76+8
equity 51.4% of total assets
Liquidity
88+8
short-term debt 30.0% · cash 99.8%
Profitability
33+4
return on assets -1.9%
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%
12-2024: 0.2%● 0.0% vs 11-2024
01-2025: 0.2%▼ -1.3% vs 12-2024
02-2025: 0.2%● 0.0% vs 01-2025
03-2025: 0.3%▲ +15.7% vs 02-2025
04-2025: 0.3%▲ +2.9% vs 03-2025
05-2025: 0.3%▲ +2.5% vs 04-2025
06-2025: 0.3%▲ +16.0% vs 05-2025
07-2025: 0.4%▲ +27.6% vs 06-2025
08-2025: 0.2%▼ -54.1% vs 07-2025lowest value
09-2025: 0.2%● 0.0% vs 08-2025lowest value
10-2025: 0.2%● 0.0% vs 09-2025lowest value
11-2025: 0.2%● 0.0% vs 10-2025lowest value
12-2025: 0.2%● 0.0% vs 11-2025lowest value
01-2026: 0.2%▲ +2.1% vs 12-2025
02-2026: 0.2%● 0.0% vs 01-2026
03-2026: 0.2%▲ +4.0% vs 02-2026
04-2026: 0.2%▲ +2.9% vs 03-2026
05-2026: 0.2%▲ +2.8% vs 04-2026
06-2026: 0.3%▲ +16.4% vs 05-2026
07-2026: 0.3%▲ +18.8% vs 06-2026
08-2026: 0.6%▲ +87.5% vs 07-2026
09-2026: 0.7%▲ +19.7% vs 08-2026
10-2026: 1.2%▲ +82.1% vs 09-2026highest value
- Figures for FY 2024 (filed 31-07-2025) raises the probability
- Founded in 1999 lowers the probability for this profile
- No main activity registered raises the probability
- Liquidity: current ratio 3.33, cash €5,586 lowers the probability
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 45%, liquidity 78%, profitability 23%, growth against the median 34%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
1 d late
2022
19 d late
2021
115 d early
2020
11 d late
2019
53 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 6 accounts on average 5 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Weakest financial yearnet -€223
Key points
By topic
Timeline
- Events
- 13
- Since
- 2013
- 30-07-2025Annual accounts filed
- 01-08-2024Annual accounts filed
- 31-12-2023Weakest financial year
Company details
- Legal form
- Public limited company
- Founded
- 22-12-1999
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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