FINHANSA

Active

Private limited companyfounded 20206 yrs activeDobbelhuizen 5, 2800 Mechelen, BelgiumKBO/BCE: BE 0748.387.563

Summary

FINHANSA has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €110,770 and a net result of €263,398. Equity is shrinking by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 24% of 36981 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

FINHANSAActiveChecked score 93/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200Business consulting NACE 70220

1 site

Size

€500,607total assets 2025

Equity: €110,770
Profit: €263,398

Turnover not published (abridged schema)

Financial health

93 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts 23 d early0 of 2 deeds read

Why 93+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €500,607+ Liquidity: current ratio 1.27, cash €304,904+ Figures for FY 2025 (filed 08-07-2026)Show the evidence

Checked score

Score 2025

93 / 100

Excellent

Probability in this band: under 0.55%

Better than 43% of its sector peers (NACE 70, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 47-9

equity 22.1% of total assets

Liquidity 58+16

short-term debt 77.9% · cash 60.9%

Profitability 100=

return on assets 52.6%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,599 companies)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%▼ -1.4% vs 12-2024 02-2025: 0.1%▲ +1.4% vs 01-2025 03-2025: 0.1%▲ +4.1% vs 02-2025 04-2025: 0.1%▲ +13.2% vs 03-2025 05-2025: 0.1%▲ +26.7% vs 04-2025highest value 06-2025: < 0.1%▼ -56.9% vs 05-2025 07-2025: 0.1%▲ +10.6% vs 06-2025 08-2025: < 0.1%▼ -25.0% vs 07-2025 09-2025: < 0.1%▼ -2.6% vs 08-2025lowest value 10-2025: < 0.1%● 0.0% vs 09-2025lowest value 11-2025: < 0.1%● 0.0% vs 10-2025lowest value 12-2025: < 0.1%● 0.0% vs 11-2025lowest value 01-2026: < 0.1%▲ +2.6% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%▲ +5.1% vs 03-2026 05-2026: < 0.1%▲ +4.9% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%▲ +7.0% vs 06-2026 08-2026: < 0.1%▼ -4.3% vs 07-2026 09-2026: < 0.1%● 0.0% vs 08-2026 10-2026: < 0.1%● 0.0% vs 09-2026

Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Size: total assets €500,607 lowers the probability for this profile
Liquidity: current ratio 1.27, cash €304,904 lowers the probability
Figures for FY 2025 (filed 08-07-2026) lowers the probability

Credit up to €10,000 at 30 days acceptable

Liquidity tight (current ratio 1.27 against 1.41 in 2024; short-term debt: 77.9% and cash: 60.9% of total assets), and 77.9% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 25%, liquidity 49%, profitability 85%, growth against the median 15%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Activities of head offices; management consultancy activities (NACE 70)

In the bankruptcy model this factor lowers the probability.

KBO

Size: total assets €500,607

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Liquidity: current ratio 1.27, cash €304,904

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Figures for FY 2025 (filed 08-07-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 36981 sector peers (2025).

NBB · sector comparison

Position among 36981 sector peers

Solvency

better than 24%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

23 d early

2024

28 d early

2023

6 d early

2022

21 d early

2021

20 d early

2020

16 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 10 July (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

03-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

08-07-26 Annual accounts filedfiscal year 2025 · micro…
03-07-25 Annual accounts filedfiscal year 2024 · micro…
31-12-24 Highest result since 2020net €298,750 ▲29.6%

Key points

Positive: Among the best 5% on net resultsector median €27,007 · 36,996 companies €263,398 View
Caution: Equity fell in 2025from €180,372 to €110,770 ▼ 38.6% View
Positive: Always filed on timeaccounts within the deadline every year 6 years View
Positive: 6 profitable years in a rowprofit 2025: €263,398 6 years View