FINGELT
ActiveFINGELT has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97k and a net result of €94k. Its solvency ranks better than 81% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days only on tighter terms
Liquidity ample (current ratio 5.62; short-term debt: 16.1% and cash: 62.9% of total assets), and 16.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.7%
Return on assets
80.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
30 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€97k
Total assets
€116k
Net result
€94k
Working capital
€87k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €116k
Fixed assets
€11k
Current assets
€106k
Equity and liabilities €116k
Equity
€97k
Debt
€19k
Debt finances 16.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€122k
Cash flow
€94k
Solvency
83.7%
Current ratio
5.62
Quick ratio
5.62
Debt / equity
0.19
ROE
96.4%
ROA
80.7%
Interest coverage
80.68
Debt
€19k
Debt ≤ 1 year
€19k
Income taxes
€26k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€116k
Fixed assets21/28€11k
Tangible fixed assets22/27€11k
Plant, machinery and equipment23€2k
Other tangible fixed assets26€9k
Current assets29/58€106k
Amounts receivable within one year40/41€24k
Trade receivables40€24k
Current investments50/53€8k
Cash at bank and in hand54/58€73k
Deferred charges and accrued income490/1€945
Equity and liabilities
Total equity and liabilities10/49€116k
Equity10/15€97k
Contributions10/11€4k
Reserves13€94k
Distributable reserves133€94k
Amounts payable17/49€19k
Amounts payable within one year42/48€19k
Trade debts44€7k
Suppliers440/4€7k
Taxes, remuneration and social security45€12k
Taxes450/3€12k
Other amounts payable47/48€28
Accrued charges and deferred income492/3€144
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€350
Other operating charges640/8€509
Gross operating margin9900€122k
Operating profit (loss)9901€121k
Financial income75/76B€2
Recurring financial income75€2
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€120k
Income taxes67/77€26k
Profit (loss) for the period9904€94k
Profit (loss) for the period to be appropriated9905€94k
Appropriation of the result
Profit (loss) to be appropriated9906€94k
Transfer to equity691/2€94k
To other reserves6921€94k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Binnenslag 199920 LievegemGround area
726 m²
Building footprint
118 m²
Volume, LiDAR
501 m³
Parcel 44036A1198/00H000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FINGELT
since 20252.372.102.435
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44036A1198/00H000 | Flanders | 726 m² | 1 · 118 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BCF SECURITE
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AXIA Environment
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DEVOMO
BE 0670.608.114
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MINOTA
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 40,563 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-04-2025
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
62200Computer consultancy and computer facilities management
66199Other activities auxiliary to financial services, excluding insurance and pension funding
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.