FINEXX
ActiveFINEXX has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-195k) and a net result of €-27k. Equity is shrinking by ~52.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 16906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-28
Solvency33=
Growth58=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.02 against 0.02 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-801%
Return on assets
-110.6%
Age of the figures
11 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year -€195k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-04-2026, 6 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
6 d early
2024
5 d late
2023
15 d late
2022
6 d early
2021
12 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-195k▼ 16.0%
2024 · €-168k
2021: €90k
2022: €-28k
2023: €-136k
2024: €-168k
2021 → 2025
Total assets
€24k▼ 52.4%
2024 · €51k
2021: €153k
2022: €107k
2023: €84k
2024: €51k
2021 → 2025
Net result
€-27k▲ 17.2%
2024 · €-33k
2021: €-110k
2022: €-117k
2023: €-108k
2024: €-33k
2021 → 2025
Working capital
€-215k▼ 0.1%
2024 · €-215k
2021: €-7k
2022: €-124k
2023: €-210k
2024: €-215k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€90k-€-28k€-136k▼ 390%€-168k▼ 24.0%€-195k▼ 16.0%
Operating result€-110k-€-117k▼ 5.5%€-107k▲ 8.0%€-32k▲ 69.8%€-27k▲ 17.3%
Net result€-110k-€-117k▼ 6.1%€-108k▲ 8.0%€-33k▲ 69.8%€-27k▲ 17.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €27k in 2025 against €32k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €24k
Fixed assets
€20k▼ 57.3%
Current assets
€4k▼ 0.5%
Key figures and ratios
EBITDA
€0▲
2024 · €-5k
Cash flow
€-120▲
2024 · €-5k
Solvency
-801.0%▼
2024 · -328.5%
Current ratio
0.02▼
2024 · 0.02
Quick ratio
0.02▼
2024 · 0.02
Debt / equity
-1.12▲
2024 · -1.30
ROE
13.8%▼
2024 · 19.4%
ROA
-110.6%▼
2024 · -63.6%
Interest coverage
0.00▲
2024 · -41.00
Debt
€219k=
2024 · €219k
Debt ≤ 1 year
€219k=
2024 · €219k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€51k€24k▼
Fixed assets21/28€47k€20k▼
Intangible fixed assets21€42k€20k▼
Tangible fixed assets22/27€5k-
Furniture and vehicles24€5k-
Current assets29/58€4k€4k▼
Amounts receivable within one year40/41€4k€4k=
Trade receivables40€605€605=
Other amounts receivable41€4k€4k=
Cash at bank and in hand54/58€29€5▼
Equity and liabilities
Total equity and liabilities10/49€51k€24k▼
Equity10/15€-168k€-195k▼
Contributions10/11€200k€200k=
Profit (loss) carried forward14€-368k€-395k▼
Amounts payable17/49€219k€219k=
Amounts payable within one year42/48€219k€219k=
Trade debts44€33k€20k▼
Suppliers440/4€33k€20k▼
Other amounts payable47/48€186k€199k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€27k▼
Gross operating margin9900€-5k-
Operating profit (loss)9901€-32k€-27k▲
Financial charges65/66B€127€120▼
Recurring financial charges65€127€120▼
Profit (loss) for the period before taxes9903€-33k€-27k▲
Profit (loss) for the period9904€-33k€-27k▲
Profit (loss) for the period to be appropriated9905€-33k€-27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-368k€-395k▼
Profit (loss) brought forward from the previous period14P€-336k€-368k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
05-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
15-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 15 days late
2023
24-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €-117k
Net result drops to €-117k, the lowest in the series; recovery starts the following year.
12-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2024
Cornet Koen
CurrentDirector · since 13-12-2022
12-02-2024
Cornet Koen: Resigned as Director
13-12-2022
Cornet Koen: Appointed as Director
13-12-2022
Devries Kristof: Resigned as Director
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Helzoldstraat 783530 Houthalen-HelchterenGround area
338 m²
Building footprint
129 m²
Volume, LiDAR
582 m³
Parcel 72014D0335/00C000, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Finexx
since 20202.303.392.781
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72014D0335/00C000 | Flanders | 338 m² | 1 · 129 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
METAVISION
BE 0712.925.353
Haaltert · Eq €90k
IVY ART
BE 0892.971.112
Boechout · Eq €90k
I.M. Belgium
BE 0457.356.483
Mechelen · Eq €89k
EXATIS
BE 0894.319.214
Antwerpen · Eq €89k
CORTEX
BE 0452.792.040
Lochristi · Eq €89k
Of 16,811 companies in sector 62100 we hold annual accounts for 8,749. 6,923 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-06-2020
Fiscal year end30-09
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:gert@bizzon.be