Equity
-€568
Debts exceed assets in financial year 2025.
FINEXPERT
Lifetime
1 annual account with figurespeak -€568 (2025)
-€568
lowest -€568 (2025)
-€568
peak -€568 (2025)
-€568
€1,190
Board1 name since 2025
1 directorRAHOU Mohamed
Documentsfilings and deeds
13-01-202618 days before the deadline
2025micro format
Loss of €568Incorporation 02-051 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€1,500 100 shares
Position in the sector
-91.3%
Lower solvency than 95% of companies in legal and accounting. Sector median 56.8% · 15,824 companies.
Turnover not published (micro format)
Checked score
54
Fair
Financially stronger than 33% of micro companies in legal and accounting (NACE 69)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2026: 0.3%
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026highest value
09-2026: 0.3%● unchanged vs 08-2026highest value
10-2026: 0.2%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€568
Loss of €568 (financial year 2025)
lowers risk
Sector: Legal and accounting activities (NACE 69)
Size: total assets €622
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 1% of them on solvency, 97% on liquidity and 1% on profitability.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,322 companies had the same profile as FINEXPERT has now. Each dot stands for 4 companies, two years later.
90.3%
were still trading
5.5%
stopped another way
4.2%
went bankrupt
The bankruptcy probability of FINEXPERT itself is lower: 0.2% within 12 months. It rests on far more data about FINEXPERT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,322 companies, not a prediction for FINEXPERT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-01-2026, 18 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
18 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1022862129
Incorporation
Founding capital of €1,500, 100 shares · Founder: RAHOU Mohamed (founder and shareholder) · Appointment: RAHOU Mohamed (director) · published on 02-05-2025 · Gazette deed
First establishment
Plantin en Moretuslei 331B, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FINEXPERT Antwerp | €622 | -€568 | -91.3% | - |
| PROFISCAL UP Etterbeek | €494 | -€1,106 | 100.0% | - |
| Fin Advisors Opwijk | €803 | -€372 | -52.6% | - |
| GARY CONSULT Huy | €719 | -€1,281 | 100.0% | - |
| Fiducia Santé Liège | €891 | -€109 | 100.0% | - |
| NEXOVIA Brussels | €908 | €0 | -783.6% | - |
| ATALIS Herstal | €528 | -€722 | 70.4% | - |
These companies have the same main activity as FINEXPERT: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €494 and €908, founded between 2020 and 2025.
Official details
Source: KBO- Status
- Active since 29-04-2025Normal situation
- Registered office
- 24 active companies are registered at this address2 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- Certified accountants and tax accountantsNACE 69201
- Establishment unit
- 2.373.077.0862140 Antwerp, since 29-04-2025
- Financial year end
- 30 June
- Peppol
- Reachable since 01-12-2025
Annual accounts to 30-06-2025
- €622
- Filing
- Filed on 13-01-2026, 18 days before the end of the filing period
Insights on FINEXPERT
FINEXPERT has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€568) and a net result of -€568.
Its solvency ranks better than 5% of 15,824 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FINEXPERT
- What is the company number of FINEXPERT?
- The company number of FINEXPERT is 1022.862.129. The VAT number is the same number with BE in front: BE 1022.862.129.
- Where is FINEXPERT based?
- The registered office is at Plantin en Moretuslei 331B, 2140 Antwerp.Company details
- What does FINEXPERT do?
- According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
- What is the legal form of FINEXPERT?
- FINEXPERT is a private limited company (BV).
- When was FINEXPERT founded?
- FINEXPERT was founded on 29-04-2025.
- Is FINEXPERT still active?
- Yes, FINEXPERT is an active enterprise in the KBO register.
- What is the turnover of FINEXPERT?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is FINEXPERT profitable?
- In financial year 2025, FINEXPERT made a loss of €568.
- Where can I find the annual accounts of FINEXPERT?
- FINEXPERT filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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