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FINESTDETAILING

Active
Private limited companyfounded 20251 yr activeRue de Renoupré 58, 4821 Dison, BelgiumKBO/BCE: BE 1024.656.926

FINESTDETAILING has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €-2k. Its solvency ranks better than 24% of 2449 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
43 / 100
Weak
The score combines four axes. Every signal that weighs is under Signals.
Axes
Profitability0
Solvency20
Growth-
Stability67
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.07), and 88.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
11.2%
Return on assets
-3%
Age of the figures
8 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 2449 sector peers (2025).
NBB · sector comparison
Position among 2449 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
31 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€8k
Total assets
€70k
Net result
€-2k
Working capital
€2k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €70k
Fixed assets €41k
Current assets €29k
Equity and liabilities €70k
Equity €8k
Debt €62k
Debt finances 88.8% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€4k
Cash flow
€3k
Solvency
11.2%
Current ratio
1.07
Quick ratio
0.69
Debt / equity
7.89
ROE
-26.3%
ROA
-3.0%
Interest coverage
7.30
Debt
€62k
Debt ≤ 1 year
€27k
Debt > 1 year
€35k
Staff costs
€23k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet Code2025
Assets
Total assets20/58€70k
Fixed assets21/28€41k
Tangible fixed assets22/27€41k
Plant, machinery and equipment23€10k
Furniture and vehicles24€32k
Current assets29/58€29k
Stocks and contracts in progress3€11k
Stocks30/36€11k
Amounts receivable within one year40/41€5k
Trade receivables40€5k
Cash at bank and in hand54/58€10k
Deferred charges and accrued income490/1€3k
Equity and liabilities
Total equity and liabilities10/49€70k
Equity10/15€8k
Contributions10/11€10k
Profit (loss) carried forward14€-2k
Amounts payable17/49€62k
Amounts payable after more than one year17€35k
Other amounts payable178/9€35k
Amounts payable within one year42/48€27k
Financial debts43€2k
Credit institutions430/8€2k
Trade debts44€8k
Suppliers440/4€8k
Taxes, remuneration and social security45€12k
Taxes450/3€5k
Remuneration and social security454/9€7k
Other amounts payable47/48€6k
Accrued charges and deferred income492/3€317
Income statement Code2025
Remuneration, social security and pensions62€23k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k
Other operating charges640/8€3k
Gross operating margin9900€29k
Operating profit (loss)9901€-2k
Financial charges65/66B€509
Recurring financial charges65€509
Profit (loss) for the period before taxes9903€-2k
Profit (loss) for the period9904€-2k
Profit (loss) for the period to be appropriated9905€-2k
Appropriation of the result
Profit (loss) to be appropriated9906€-2k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 directors, last change in 2025
Claire Viatour
Director · since 04-07-2025
Current
04-07-2025 Claire Viatour: Appointed as Director
04-07-2025 Norbert Thelen: Resigned as Director
Not every act has been read: a resignation may be missing here
3 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Dison · 1 establishment unit since 2025
approximate (street level) On OpenStreetMap
Ground area
154 m²
Building footprint
67 m²
Volume, LiDAR
815 m³
Parcel 63002B0288/00X006, Wallonia · tallest building 14.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
FINESTDETAILING
Rue de Renoupré 58, 4821 DisonRetail sale of motor vehicle parts and accessories
since 20252.375.500.603
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63002B0288/00X006 Wallonia 154 m² 1 · 67 m² 14.6 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,869 companies in sector 95314 we hold annual accounts for 836. 265 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded24-06-2025
Fiscal year end31-12
Activities, NACEBEL
95314Bodywork repair (including spraying and painting)
95316Washing and cleaning of motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.