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FINESSE DECO PARTNERS

Active
Private limited companyfounded 1967active for 58 yearsTerbekehofdreef 75, 2610 Antwerpen, BelgiumKBO/BCE: BE 0400.643.355
Summary

FINESSE DECO PARTNERS has been active since 1967 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.0m and a net result of -€141,818. Equity remains stable across the filed financial years (±1% per year). Its solvency ranks better than 14% of 58 sector peers (NACE 17, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Overview

Activity
Manufacture of paper and paper products
NACE 17250Manufacture of textiles NACE 13921
4th oldest company in the province of Antwerp, Paper sector1 site
Size
€4.6mtotal assets 2025
Staff
12 FTE
Equity
€1.0m
Loss
-€141,818
Turnover not published (abbreviated format)
Financial health
61 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.4%
Structure
  • LINEATRADEDirector · permanent representative DE CUYPER Jan Louis Eugeen Emiel
  • VINDIDirector · permanent representative PATTEET Dirk Maria Stefanie Lodewijk
2025 accounts on time1 of 5 deeds summarised
Why 61raises riskLiquidity: current ratio 0.83, cash €77,630, halvedEquity €1.0m (21.9% of total assets)Sector: Manufacture of paper and paper products (NACE 17)Loss of €141,818, the second in a row (financial year 2025)Show the evidence

Checked score

Score 2025
61 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 12% of its sector peers (NACE 17, small)
Financial strength · tick = 2024
Weak
Solvency 47-6
equity 21.9% of total assets
Liquidity 19-15
short-term debt 62.7% · cash 1.7%
Profitability 25-14
return on assets -3.1%
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (59 companies, NACE 17, small)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.5%▲ +0.1 percentage points vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%▼ -0.3 percentage points vs 07-2025lowest value 09-2025: 0.3%● unchanged vs 08-2025lowest value 10-2025: 0.3%● unchanged vs 09-2025lowest value 11-2025: 0.3%● unchanged vs 10-2025lowest value 12-2025: 0.3%● unchanged vs 11-2025lowest value 01-2026: 0.3%● unchanged vs 12-2025lowest value 02-2026: 0.3%● unchanged vs 01-2026lowest value 03-2026: 0.3%● unchanged vs 02-2026lowest value 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.4%▲ +0.1 percentage points vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 1.4%▲ +1.0 percentage point vs 07-2026highest value 09-2026: 1.4%● unchanged vs 08-2026highest value 10-2026: 1.4%● unchanged vs 09-2026highest value
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.83, compared with 1.05 in 2024, below 1; short-term debt: 62.7% and cash: 1.7% of total assets), and 78.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 17, small): better than 14% on solvency, 7% on liquidity, 11% on profitability and 17% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
raises riskneutral
raises risk · Liquidity: current ratio 0.83, cash €77,630, halved
NBB · annual accounts
raises risk · Equity €1.0m (21.9% of total assets)
NBB · annual accounts
raises risk · Sector: Manufacture of paper and paper products (NACE 17)
KBO
raises risk · Loss of €141,818, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€141,818
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 58 sector peers (2025).
NBB · sector comparison
Position among 58 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
29 days early
2023
5 days early
2022
4 days early
2021
5 days early
2020
2 days early
2019
15 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 9 days before the deadline; the sector median (NACE 17) for financial year 2024 is 13 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Weakest financial yearnet -€141,818
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Risk: 3 loss-making years in a rowloss financial year 2025 -€141,818 View
  • Caution: Result fell in 2025from -€2,482 to -€141,818 ▼ 5,614% View
  • Caution: Among the weakest 5% on net resultsector median €77,228 · 58 companies -€141,818 View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 7 years View
  • Active since 1967founded 16-12-1967 58 years View
  • Flemish supportawarded from 2022 to 2025 €127,919 View

By topic

Financials

Financial year
2025
Total assets
€4.6m
Loss
-€141,818
Solvency
21.9%
Total assets▲ 12.1%
Net result
20182025
Go to Financials

Timeline

Events
52
Since
1978
Next accounts
by 31-07-2027
  1. 26-07-2024Annual accounts filed
  2. 09-01-2024Permanent representatives: DE CUYPER Jan Louis Eugeen…
  3. 27-07-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Manufacture of paper and paper productsNACE 17250
Founded
16-12-1967
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
15
Annual meeting
Last Friday of June at 10:00
Purpose
“Voor eigen rekening en voor rekening van derden elke verrichting te ondernemen welke…” (deed in Dutch)
Go to Articles of association

Key facts about FINESSE DECO PARTNERS

What is the company number of FINESSE DECO PARTNERS?
0400.643.355. In Belgium the VAT number is the company number with BE in front: BE 0400.643.355.
Where is FINESSE DECO PARTNERS based?
The registered office is at Terbekehofdreef 75, 2610 Antwerpen.Company details
What does FINESSE DECO PARTNERS do?
According to the KBO register, the main activity is manufacture of paper and paper products (NACE 17250).
What is the legal form of FINESSE DECO PARTNERS?
Private limited company (BV).
When was FINESSE DECO PARTNERS founded?
On 16-12-1967.
Is FINESSE DECO PARTNERS still active?
Yes, FINESSE DECO PARTNERS is an active enterprise in the KBO register.
How many employees does FINESSE DECO PARTNERS have?
On average 12 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of FINESSE DECO PARTNERS?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is FINESSE DECO PARTNERS profitable?
In financial year 2025, FINESSE DECO PARTNERS made a loss of €141,818.
Where can I find the annual accounts of FINESSE DECO PARTNERS?
FINESSE DECO PARTNERS filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FINESSE DECO PARTNERS due?
By 31-07-2027, for financial year 2026.Timeline

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