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FINESSE DECO PARTNERS
ActiveFrom the official registers: KBO 49 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
FINESSE DECO PARTNERS has been active since 1967 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.0m and a net result of -€141,818. Equity remains stable across the filed financial years (±1% per year). Its solvency ranks better than 14% of 58 sector peers (NACE 17, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Overview
Official details
KBO- Status
- Active since 16-12-1967 Normal situation
- Legal form
- Private limited company
- Registered office
- Terbekehofdreef 75, 2610 Antwerpen
- Activity
- Manufacture of paper and paper products NACE 17250and 2 others
- Establishment unit
- 2.042.559.583 2610 Antwerpen, since 16-03-1989
- Financial year end
- 31 December
- Peppol
- Reachable
Who decides
Board
- LINEATRADEDirector · since 14-12-2017 · permanent representative DE CUYPER Jan Louis Eugeen Emiel
- VINDIDirector · since 14-12-2017 · permanent representative PATTEET Dirk Maria Stefanie Lodewijk
How it is doing
- Bankruptcy probabilitywithin 12 months
- 1.4%
Annual accounts 2025
- Gross margin
- €1.1m
- ▼ 0.6%
- Turnover
- ≈ €2.0m
- estimated
- Loss
- €141,818
- ▲ 57×
- Equity
- €1.0m
- ▼ 12.2%
- Total assets
- €4.6m
- ▲ 12.1%
- Staff
- 12 FTE
- ▲ 0.8%
2025 accounts on time
Filed on 31-07-2026at the National Bank
Why 61raises riskLiquidity: current ratio 0.83, cash €77,630, halvedEquity €1.0m (21.9% of total assets)Sector: Manufacture of paper and paper products (NACE 17)Loss of €141,818, the second in a row (financial year 2025)Show the evidence
Checked score
Score 2025
61
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 12% of its sector peers (NACE 17, small)
Financial strength · tick = 2024
Weak
Solvency
47-6
equity 21.9% of total assets
Liquidity
19-15
short-term debt 62.7% · cash 1.7%
Profitability
25-14
return on assets -3.1%
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.4%
12-2024: 0.4%● unchanged vs 11-2024
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.5%▲ +0.1 percentage points vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.6%▲ +0.1 percentage points vs 06-2025
08-2025: 0.3%▼ -0.3 percentage points vs 07-2025lowest value
09-2025: 0.3%● unchanged vs 08-2025lowest value
10-2025: 0.3%● unchanged vs 09-2025lowest value
11-2025: 0.3%● unchanged vs 10-2025lowest value
12-2025: 0.3%● unchanged vs 11-2025lowest value
01-2026: 0.3%● unchanged vs 12-2025lowest value
02-2026: 0.3%● unchanged vs 01-2026lowest value
03-2026: 0.3%● unchanged vs 02-2026lowest value
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.4%▲ +0.1 percentage points vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 1.4%▲ +1.0 percentage point vs 07-2026highest value
09-2026: 1.4%● unchanged vs 08-2026highest value
10-2026: 1.4%● unchanged vs 09-2026highest value
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.83, compared with 1.05 in 2024, below 1; short-term debt: 62.7% and cash: 1.7% of total assets), and 78.1% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 17, small): better than 14% on solvency, 7% on liquidity, 11% on profitability and 17% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Seven signals.
raises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€141,818
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 58 sector peers (2025).
NBB · sector comparisonPosition among 58 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
29 days early
2023
5 days early
2022
4 days early
2021
5 days early
2020
2 days early
2019
15 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days before the deadline; the sector median (NACE 17) for financial year 2024 is 13 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
- Risk: 3 loss-making years in a rowloss financial year 2025 -€141,818 View
- Caution: Result fell in 2025from -€2,482 to -€141,818 ▼ 5,614% View
- Caution: Among the weakest 5% on net resultsector median €77,228 · 58 companies -€141,818 View
- Positive: Filed on time since financial year 2019accounts within the deadline every year 7 years View
- Flemish supportawarded from 2022 to 2025 €127,919 View
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 31-07-2026
- Annual accounts 2024filed on 02-07-2025
- Annual accounts 2023filed on 26-07-2024
- Annual accounts 2022filed on 27-07-2023
Acts in the Belgian Official Gazette
- Legal-form change · Resignations & appointmentsact of 09-01-2024
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about FINESSE DECO PARTNERS
- What is the company number of FINESSE DECO PARTNERS?
- 0400.643.355. In Belgium the VAT number is the company number with BE in front: BE 0400.643.355.
- Where is FINESSE DECO PARTNERS based?
- The registered office is at Terbekehofdreef 75, 2610 Antwerpen.Company details
- What does FINESSE DECO PARTNERS do?
- According to the KBO register, the main activity is manufacture of paper and paper products (NACE 17250).
- What is the legal form of FINESSE DECO PARTNERS?
- Private limited company (BV).
- When was FINESSE DECO PARTNERS founded?
- On 16-12-1967.
- Is FINESSE DECO PARTNERS still active?
- Yes, FINESSE DECO PARTNERS is an active enterprise in the KBO register.
- How many employees does FINESSE DECO PARTNERS have?
- On average 12 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of FINESSE DECO PARTNERS?
- ≈ €2.0m in financial year 2025. Estimated from the gross margin of €1.1m: probably between €1.3m and €3.2m, based on 1,587 comparable companies of the same size. A rough estimate.
- Is FINESSE DECO PARTNERS profitable?
- In financial year 2025, FINESSE DECO PARTNERS made a loss of €141,818.
- Where can I find the annual accounts of FINESSE DECO PARTNERS?
- FINESSE DECO PARTNERS filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
- When are the next annual accounts of FINESSE DECO PARTNERS due?
- By 31-07-2027, for financial year 2026.Timeline
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