Finesse Consulting
ActiveFinesse Consulting has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38k and a net result of €38k. Its solvency ranks better than 75% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 4.39; short-term debt: 21.3% and cash: 59.8% of total assets), and 21.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.7%
Return on assets
78.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
28 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€38k
Total assets
€48k
Net result
€38k
Working capital
€35k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €48k
Fixed assets
€3k
Current assets
€45k
Equity and liabilities €48k
Equity
€38k
Debt
€10k
Debt finances 21.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€51k
Cash flow
€38k
Solvency
78.7%
Current ratio
4.39
Quick ratio
4.39
Debt / equity
0.27
ROE
99.6%
ROA
78.4%
Interest coverage
19.62
Debt
€10k
Debt ≤ 1 year
€10k
Income taxes
€10k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€48k
Fixed assets21/28€3k
Tangible fixed assets22/27€3k
Furniture and vehicles24€3k
Current assets29/58€45k
Amounts receivable within one year40/41€16k
Trade receivables40€12k
Other amounts receivable41€4k
Cash at bank and in hand54/58€29k
Deferred charges and accrued income490/1€269
Equity and liabilities
Total equity and liabilities10/49€48k
Equity10/15€38k
Contributions10/11€1k
Reserves13€37k
Distributable reserves133€37k
Profit (loss) carried forward14€0
Amounts payable17/49€10k
Amounts payable within one year42/48€10k
Trade debts44€4k
Suppliers440/4€4k
Taxes, remuneration and social security45€6k
Taxes450/3€6k
Other amounts payable47/48€833
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€195
Other operating charges640/8€323
Gross operating margin9900€52k
Operating profit (loss)9901€51k
Financial income75/76B€11
Recurring financial income75€11
Financial charges65/66B€3k
Recurring financial charges65€3k
Profit (loss) for the period before taxes9903€48k
Income taxes67/77€10k
Profit (loss) for the period9904€38k
Profit (loss) for the period to be appropriated9905€38k
Appropriation of the result
Profit (loss) to be appropriated9906€38k
Transfer to equity691/2€37k
To other reserves6921€37k
Profit to be distributed694/7€833
Return on contributions (dividend)694€833
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rotselaar · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beukenlaan 733110 RotselaarGround area
156 m²
Building footprint
156 m²
Volume, LiDAR
701 m³
Parcel 24094E0043/00C028, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Finesse Consulting - Finesse
since 20252.371.322.475
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24094E0043/00C028 | Flanders | 156 m² | 1 · 156 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 36,371 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-03-2025
Fiscal year end31-12
Abbreviation NL
Finesse
Activities, NACEBEL
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.