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FINELCO

Active
Private limited companyfounded 2022active for 4 yearsUrsene 50, 1840 Londerzeel, BelgiumKBO/BCE: BE 0781.599.472
Summary

FINELCO has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5,799 and a net result of €28,333. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 15% of 39,242 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 04-02-2022 Normal situation
Activity
Business and other management consultancy NACE 70200
Establishment unit
2.327.427.601 1840 Londerzeel, since 04-02-2022
Financial year end
31 December
Peppol
Reachable since 11-10-2024

Board and ownership

Board
  • Van Overloop NickDirector · since 04-02-2022

Financial position

85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€43,898
▼ 35.0%
Turnover
≈ €130,000
estimated
Profit
€28,333
▼ 42.6%
Equity
€5,799
▼ 93.8%
Total assets
€67,240
▼ 43.0%
Filed on 25-05-2026, 67 days before the deadline
Score breakdownraises riskFounded in 2022Equity €5,799 (8.6% of total assets)lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €67,240Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 27% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Weak
Solvency 34-66
equity 8.6% of total assets
Liquidity 9-52
short-term debt 91.4% · cash 6.8%
Profitability 100=
return on assets 42.1%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,528 companies, NACE 70, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: < 0.1%▼ -0.1 percentage points vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: 0.1%▲ +0.1 percentage points vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.2%▲ +0.1 percentage points vs 05-2026highest value 07-2026: 0.2%● unchanged vs 06-2026highest value 08-2026: 0.2%● unchanged vs 07-2026highest value 09-2026: 0.2%● unchanged vs 08-2026highest value 10-2026: 0.2%● unchanged vs 09-2026highest value 11-2026: 0.2%● unchanged vs 10-2026highest value
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 16% of them on solvency, 4% on liquidity, 84% on profitability and 5% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €67,240
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Equity €5,799 (8.6% of total assets)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 39242 sector peers (2025).
NBB · sector comparison
Position among 39242 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-05-2026, 67 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
67 days early
2024
1 day early
2023
6 days early
2022
36 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 28 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Caution: Equity fell in 2025from €93,466 to €5,799 ▼ 93.8% View
  • Caution: Less equity than 86% of companies in head offices and management consultancysector median €78,218 · 39,274 companies €5,799 View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

Comparable companies

These companies have the same main activity as FINELCO: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €63,600 and €77,700, founded between 2021 and 2022.

CompanyTotal assetsGross margin
FINELCO Londerzeel€67,240€43,898
1SPACE Keerbergen€64,440€44,329
Point2Point Boortmeerbeek€73,927€41,016
DPAME CONSULTING Sint-Genesius-Rode€72,148€48,733
Subsea Consulting Liedekerke€77,653€47,323
KGMC Rotselaar€63,985€38,336
FinTrip Overijse€63,627€46,897
Full comparison

Key facts about FINELCO

What is the company number of FINELCO?
The company number of FINELCO is 0781.599.472. The VAT number is the same number with BE in front: BE 0781.599.472.
Where is FINELCO based?
The registered office is at Ursene 50, 1840 Londerzeel.Company details
What does FINELCO do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of FINELCO?
The legal form of FINELCO is Private limited company (BV).
When was FINELCO founded?
FINELCO was founded on 04-02-2022.
Is FINELCO still active?
Yes, FINELCO is an active enterprise in the KBO register.
What is the turnover of FINELCO?
The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €43,898 and 144 comparable companies (NACE 70200). It probably lies between €74,000 and €170,000. In financial year 2022 turnover was €87,917.Financials
Is FINELCO profitable?
In financial year 2025, FINELCO made a profit of €28,333.
Where can I find the annual accounts of FINELCO?
FINELCO filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FINELCO due?
FINELCO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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