FINEGATE SOLUTIONS
ActiveSummary
FINEGATE SOLUTIONS has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-2k) and a net result of €-19k. Its solvency ranks better than 7% of 20780 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-100
Solvency10▼-73
Growth32
Track record94
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.83 against 2.4 in 2023; short-term debt: 115.2% and cash: 1.5% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-15.2%
Return on assets
-165.5%
Age of the figures
21 mo
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
2324
2023 to 2024 · latest year €-2k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
30 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€-2k
2023 · €18k
Total assets
€12k▼ 61.1%
2023 · €30k
Net result
€-19k
2023 · €15k
Working capital
€-2k
2023 · €18k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20232024
Operating result€20k-€-18k
Net result€15k-€-19k
Equity€18k-€-2k
Total assets€30k-€12k▼ 61.1%
Debt€13k-€13k▲ 7.6%
Working capital€18k-€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €18k after €20k in 2023.
Balance-sheet composition
Assets €12k
Fixed assets
€552
Current assets
€11k
Key figures and ratios
EBITDA
€-17k
Cash flow
€-19k
Solvency
-15.2%▼
2023 · 58.4%
Current ratio
0.83▼
2023 · 2.40
Debt to equity
-7.57▼
2023 · 0.71
ROA
-165.5%▼
2023 · 48.4%
Interest coverage
-11.34
Debt ≤ 1 year
€13k▲
2023 · €13k
Income taxes
€424▼
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €50 | - |
| Other operating charges640/8 | €31 | €741 | ▲ 2,300% |
| Gross operating margin9900 | €20k | €-17k | ▼ 182% |
| Operating profit (loss)9901 | €20k | €-18k | ▼ 186% |
| Financial income75/76B | - | €130 | - |
| Recurring financial income75 | - | €130 | - |
| Financial charges65/66B | €809 | €2k | ▲ 90.4% |
| Recurring financial charges65 | €809 | €2k | ▲ 90.4% |
| Profit (loss) for the period before taxes9903 | €19k | €-19k | ▼ 197% |
| Income taxes67/77 | €5k | €424 | ▼ 91.4% |
| Profit (loss) for the period9904 | €15k | €-19k | ▼ 233% |
| Profit (loss) for the period to be appropriated9905 | €15k | €-19k | ▼ 233% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €30k | €12k | ▼ 61.1% |
| Fixed assets21/28 | - | €552 | - |
| Tangible fixed assets22/27 | - | €552 | - |
| Furniture and vehicles24 | - | €552 | - |
| Current assets29/58 | €30k | €11k | ▼ 63.0% |
| Amounts receivable within one year40/41 | €23k | €11k | ▼ 51.8% |
| Trade receivables40 | €22k | €9k | ▼ 59.5% |
| Other amounts receivable41 | €689 | €2k | ▲ 192% |
| Cash at bank and in hand54/58 | €7k | €174 | ▼ 97.6% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €30k | €12k | ▼ 61.1% |
| Equity10/15 | €18k | €-2k | ▼ 110% |
| Contributions10/11 | €3k | €3k | = |
| Profit (loss) carried forward14 | €15k | €-5k | ▼ 133% |
| Amounts payable17/49 | €13k | €13k | ▲ 7.6% |
| Amounts payable within one year42/48 | €13k | €13k | ▲ 7.6% |
| Trade debts44 | €2k | €1k | ▼ 44.2% |
| Suppliers440/4 | €2k | €1k | ▼ 44.2% |
| Taxes, remuneration and social security45 | €10k | €12k | ▲ 17.8% |
| Taxes450/3 | €10k | €10k | ▼ 1.1% |
| Remuneration and social security454/9 | - | €2k | - |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €15k | €-19k | ▼ 233% |
| + Depreciation and write-downs630 | - | €50 | - |
| Operating cash flow (approximation) | €15k | €-19k | ▼ 232% |
| Change in cash | - | €-7k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tienen · 1 establishment unit since 2023
Ground area
117 m²
Building footprint
79 m²
Volume, LiDAR
786 m³
Parcel 24592F0102/00W003, Flanders · tallest building 14.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
FINEGATE SOLUTIONS
since 20232.345.266.889
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24592F0102/00W003 | Flanders | 117 m² | 1 · 79 m² | 14.5 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,390. 12,443 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-05-2023
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
62100Computer programming
68321Property management for co-owned buildings (syndics)
71121Engineering and related technical consultancy, excluding land surveyors
Scores and ratios are computed by Checked and are not a credit decision.