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FINE CONSTRUCT

Inactive KBO/BCE: BE 0404.583.535

Annual accounts 2020

micro format, filed on 31-08-2021, 31 days late
€13,650
▼ 69.8%
€5,020
▼ 59.8%
€3,580
▼ 62.7%
€53,787
▲ 32.9%
4.1%
▲ 3.7 percentage points
2.63
▲ 0.24

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €100,000. Estimated: probably between €48,000 and €250,000.

Balance sheet

balance sheet total €95,753 on 31-12-2020
What the company ownsHow it is paid for

in euro

in euro

Staff

€4,978

Staff costs divided by the average number of full-time equivalents.

people who joined people who left

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202020192018201720162015201420132012201120102009200820072006
Balance sheet: assets
20/58 95,75378,468101,689118,760126,29098,46157,4152391,7812,7685,8675,1905,0145,2614,522
21/28 8,8998,7569,42111,0699,6094,251--523526529521,252435818
21 660879-------------
22/27 8,2407,8769,42111,0699,6094,251---3006009001,200383766
23 3,0035003,6901,175350524---3006009001,200383766
24 4,4805,8623,4606,8669,2593,727---------
26 7571,5142,2713,028-----------
28 --------52525252525252
29/58 86,85369,71292,268107,691116,68194,21057,4152391,7292,4165,2154,2383,7624,8263,704
3 5,8439,055--8,5385102,048-1,2761,4873,0452,9422,8172,9203,026
30/36 5,8439,055--8,5385102,048-1,2761,4873,0452,9422,8172,9203,026
40/41 72,49550,98474,57893,06383,87077,60442,383239226-147-215-98
40 69,89947,38467,70882,42966,84468,02037,714--------
41 2,5963,6006,87010,63417,0269,5844,668239226-147-215-98
54/58 4,9766,25115,1199,91521,84914,06412,984-2279292,0241,2977301,906580
490/1 3,5393,4222,5714,7132,4252,032---------
Balance sheet: equity and liabilities
10/49 95,75378,468101,689118,760126,29098,46157,4152391,7812,7685,8675,1905,0145,2614,522
10/15 3,893314-9,279-14,569-21,349-36,289-24,712-29,174-28,444-28,167-29,354-28,866-28,023-30,071-30,983
10/11 18,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,592
100 -18,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,592
13 50,72250,72241,12941,12938,12932,22932,22932,22932,22932,22932,22932,22932,22932,22932,229
130/1 1,289--------------
130 -1,2891,2891,2891,2891,2891,2891,2891,2891,2891,2891,2891,2891,2891,289
1311 1,289--------------
132 8,9008,9008,9008,9005,900----------
133 40,53340,53330,94030,94030,94030,94030,94030,94030,94030,94030,94030,94030,94030,94030,940
14 -65,420-69,000-69,000-74,290-78,070-87,110-75,533-79,995-79,264-78,987-80,175-79,687-78,843-80,892-81,804
17/49 91,85978,154110,968133,330147,639134,75082,12729,41430,22430,93435,22234,05733,03735,33235,505
17 57,77048,89947,90365,87611,77217,150---------
170/4 57,77048,89947,90365,87611,77217,150---------
42/48 33,06629,25563,06467,454135,431117,60082,12729,41430,22430,93435,22234,05733,03735,33235,505
42 -4865,7335,5535,3785,209---------
43 ------1--------
430/8 ------1--------
44 24,78217,68140,36938,91570,47765,86245,757-1,729168203823-1,172
440/4 24,78217,68140,36938,91570,47765,86245,757-1,729168203823-1,172
45 8,28411,08716,96222,9866,4158,4052,463--396-109-76-
450/3 5,2476,69310,0108,0045,3222,3632,463--396-109-76-
454/9 3,0384,3956,95214,9821,0936,042---------
47/48 ----53,16138,12333,90729,41428,49530,37135,20233,91033,01435,25634,333
492/3 1,023---435----------
Income statement
76A 1651,950------------1,125
9900 13,65045,13499,24379,29349,80792,2957,539-5496501,863-2-1033,1251,677-7,281
62 99621,03162,01252,02911,39064,741---------
630 3,7644,4257,79010,6229,0403,901--300300300300683383382
631/4 -1,330-9,595--11,774---------
640/8 4,3884,9238,2663,1206,01819,84920090492254542872512591,453
66A 8112,2707169171,888----------
9901 5,02012,48610,86312,60621,471-7,9707,339-639-1421,309-356-6902,1911,035-9,116
75/76B 911162826024---0010
75 911162826024---0010
65/66B 4332572,9943,0853,6813,63341493139121132154143123195
65 1722572,9943,0853,6813,63341493139121132154143123195
66B 260--------------
9903 4,59612,2407,8709,52617,818-11,5776,925-731-2771,188-488-8442,049912-8,176
67/77 1,0162,6472,5802,7472,878-2,463--------
9904 3,5809,5935,2906,78014,940-11,5774,462-731-2771,188-488-8442,049912-8,176
689 ---3,0005,900----------
9905 3,5809,5935,2903,7809,040-11,5774,462-731-2771,188-488-8442,049912-8,176
Appropriation of the result
9906 -65,420-59,407-69,000-74,290-78,070-87,110-75,533-79,995-79,264-78,987-80,175-79,687-78,843-80,892-81,804
691/2 -9,593-------------
6921 -9,593-------------
Social balance sheet
9087 0.20.92.61.91.11.8---------
Hours worked1013 1521,1722,9162,3603802,744---------
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The accounts for 27 older financial years (1977-2005) were filed as documents without figures as data, scans for example.

Source: Annual accounts 2020 (PDF), filed on 31-08-2021.

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Filings

each dot is a set of accounts, on the day it reached the National Bank

2020 annual accounts filed 31 days after the deadline. Filed on 31 August 2021, deadline 31 July 2021 (7 months after the close on 31 December 2020, Companies Code art. 3:10). Source: NBB, 2021-62400528.

Financial year Type Filed Reference Document
31-12-2020 micro format 31-08-2021 2021-62400528 PDF
31-12-2019 micro format 20-10-2020 2020-62000537 PDF
31-12-2018 micro format 09-07-2019 2019-30400444 PDF
31-12-2017 micro format 13-06-2018 2018-18000134 PDF
31-12-2016 micro format 29-08-2017 2017-51700009 PDF
31-12-2015 abbreviated format 29-06-2016 2016-24800144 PDF
31-12-2014 abbreviated format 30-06-2015 2015-25200304 PDF
31-12-2013 abbreviated format 18-02-2015 2015-04400330 PDF
31-12-2012 abbreviated format 05-06-2013 2013-15400342 PDF
31-12-2011 abbreviated format 19-06-2012 2012-19000397 PDF
31-12-2010 abbreviated format 08-07-2011 2011-27600148 PDF
31-12-2009 abbreviated format 23-06-2010 2010-21100055 PDF
31-12-2008 abbreviated format 28-05-2009 2009-17400295 PDF
31-12-2007 abbreviated format 06-06-2008 2008-19800084 PDF
31-12-2006 abbreviated format 02-07-2007 2007-34900004 PDF
31-12-2005 abbreviated format 16-05-2006 2006-15103295 PDF
31-12-2004 abbreviated format 18-05-2005 2005-15704458 PDF
31-12-2003 abbreviated format 14-06-2004 2004-25203538 PDF
31-12-2002 abbreviated format 24-06-2003 2003-32000985 PDF
31-12-2001 abbreviated format 04-07-2002 2002-34802501 PDF
31-12-2000 abbreviated format 15-06-2001 2001-22102746 PDF
31-12-1999 abbreviated format 29-05-2000 2000-16001069 PDF
31-12-1998 abbreviated format 11-06-1999 1999-17204166 PDF
31-12-1997 abbreviated format 04-06-1998 1998-13601498 PDF
31-12-1996 abbreviated format 28-05-1997 1997-10000056 PDF
31-12-1995 abbreviated format 12-07-1996 1996-33702219 PDF
31-12-1994 abbreviated format 30-08-1995 1995-47301136 PDF
31-12-1993 abbreviated format 19-09-1994 1994-40200091 PDF
31-12-1990 abbreviated format 08-09-1992 1992-30903216 PDF
31-12-1989 abbreviated format 27-02-1991 1991-02100931 PDF
31-12-1988 abbreviated format 05-07-1990 1990-15500101 PDF
31-12-1987 abbreviated format 31-08-1988 1988-19603857 PDF
31-12-1986 abbreviated format 07-08-1987 1987-19803562 PDF
31-12-1985 abbreviated format 11-08-1986 1986-34500831 PDF
31-12-1984 full format 30-09-1985 1985-34401750 PDF
31-12-1983 unclassified schema 06-08-1984 1984-11701548 PDF
31-12-1982 unclassified schema 01-08-1983 1983-10600642 PDF
31-12-1981 unclassified schema 15-07-1982 1982-09700367 PDF
31-12-1980 unclassified schema 30-06-1981 1981-07200657 PDF
31-12-1979 unclassified schema 28-02-1980 1980-00602257 PDF
31-12-1978 unclassified schema 27-07-1979 1979-09502435 PDF
31-12-1977 unclassified schema 07-06-1978 1978-01802393 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202020192018201720162015201420132012201120102009200820072006
8,78416,91118,65423,22730,511-4,069--1581,609-56-3902,8741,417-8,734
7,34414,01813,08017,40123,980-7,676--231,488-188-5442,7321,295-7,794
3,9086,7006,31712,08216,31339,116--00001,500-0-
-1,275-8,8685,203-11,9337,7851,080---702-1,095727566-1,1761,326-
53,78740,45729,20340,238-18,750-23,390-24,712-29,174-28,496-28,519-30,006-29,818-29,275-30,506-31,801
4.1%0.4%-9.1%-12.3%-16.9%-36.9%-43.0%----500.3%-556.1%-558.8%-571.6%-
2.632.381.461.600.860.800.70---0.150.120.110.14-
2.452.071.461.600.800.800.67---0.060.040.030.05-
23.59--------------
91.9%--------------
3.7%12.2%5.2%5.7%11.8%-11.8%7.8%----8.3%-16.3%40.9%17.3%-

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Insights on FINE CONSTRUCT

The operating result for 2020 is 60% lower than in 2019 and the lowest since 2015.

Debt's share of the balance-sheet total falls from 99.6% to 95.9%. Equity and debt are higher.