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FINE

Active Private limited companyfounded 2020active for 6 yearsMinimenstraat 7, 1000 BrusselsKBO/BCE: BE 0743.926.751
FINE
Financial year 2025
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Annual accounts 2025

full format, filed on 02-02-2026, 2 days late
€1.3m
▲ 53.6%
€85,722
▲ €122,428
€78,102
▲ €115,648
-€980,709
▲ €110,300
-38.3%
▲ 13.3 percentage points
0.24
▲ 0.09

The turnover shown is an estimate from the gross margin.

Turnover ≈ €5.0m. Estimated: probably between €3.0m and €9.1m.

Balance sheet

balance sheet total €933,892 on 30-06-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

-38.3%

Lower than 95% of 6,423 companies in 2024.

0.24

Lower than 95% of 6,379 companies in 2024.

8.4%

Higher than 15% of 6,400 companies in 2024.

FINE Middle half of the sector 80% of the sector Full accounts in retail trade (NACE 47)

Staff

€49,238

Staff costs divided by the average number of full-time equivalents.

-2 people

people who joined people who left

In 2025, 42 people joined and 44 left.

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021
Balance sheet: assets
20/58 933,892845,770589,788575,723210,759
20 -103265427589
21/28 623,098654,289469,506497,209175,836
21 12,1534,2325,6307,0276,477
22/27 562,845601,957431,077472,382151,559
23 13,5219,74711,57013,39212,116
24 112,871143,10378,50493,229105,524
26 436,453449,106341,003365,76133,919
28 48,10048,10032,80017,80017,800
29/58 310,794191,378120,01778,08734,334
3 35,00133,22919,38315,0244,264
30/36 35,00133,22919,38315,0244,264
40/41 136,94464,84720,97217,3681,170
40 136,83651,42420,9728,304840
41 10913,422-9,064330
54/58 134,70989,97976,74743,28827,243
490/1 4,1403,3232,9152,4071,657
Balance sheet: equity and liabilities
10/49 933,892845,770589,788575,723210,759
10/15 -357,611-436,751-394,288-140,943-11,161
10/11 10,00010,00010,00010,00010,000
14 -405,529-483,632-446,086-197,659-21,161
15 37,91836,88141,79846,716-
17/49 1.3m1.3m984,076716,666221,920
42/48 1.3m1.3m983,557716,666221,920
43 10,000----
439 10,000----
44 15,83992,989101,51855,33024,213
440/4 15,83992,989101,51855,33024,213
45 200,594128,018134,98852,45311,468
450/3 39,558-13,6111,211-
454/9 161,037128,018121,37751,24311,468
47/48 1.1m1.1m747,051608,884186,239
492/3 -134519--
Income statement
9900 1.3m835,949494,351102,39786,074
62 1.1m782,670668,525231,00786,436
630 109,40977,88468,84646,27218,817
631/4 1,067----
640/8 4,28512,1026,8043,2911,790
9901 85,722-36,707-249,823-178,173-20,970
75/76B 6,2365,1994,9212,461772
75 6,2365,1994,9212,461772
65/66B 13,8556,0383,525786963
65 13,8556,0383,525786963
9903 78,102-37,546-248,427-176,498-21,161
9904 78,102-37,546-248,427-176,498-21,161
9905 78,102-37,546-248,427-176,498-21,161
Appropriation of the result
9906 -405,529-483,632-446,086-197,659-21,161
14P -483,632-446,086-197,659-21,161-
Social balance sheet
9087 2219.616.911.82.5
Hours worked1013 34,66332,36527,26111,2335,688
Document PDFPDFPDFPDFPDF

The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 02-02-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 2 days after the deadline. Filed on 2 February 2026, deadline 31 January 2026 (7 months after the close on 30 June 2025, Companies Code art. 3:10). Source: NBB, 2026-00030975.

Financial year Type Filed Reference Document
30-06-2025 full format 02-02-2026 2026-00030975 PDF
30-06-2024 full format 28-02-2025 2025-00042641 PDF
30-06-2023 full format 21-02-2024 2024-00033220 PDF
30-06-2022 micro format 31-01-2023 2023-00018510 PDF
30-06-2021 micro format 23-02-2022 2022-06200099 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021
195,13141,177-180,977-131,901-2,153
187,51240,338-179,581-130,226-2,344
78,218262,50540,981375,701194,432
44,73113,23133,45916,045-
-980,709-1.1m-863,540-638,579-187,586
-38.3%-51.6%-66.9%-24.5%-5.3%
0.240.150.120.110.15
0.210.120.100.090.14
8.4%-4.4%-42.1%-30.7%-10.0%
14.086.82-51.34-167.91-

EBIT margin: not included in this filing.

Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item30-06-202530-06-202430-06-202330-06-2022
Employees at the balance-sheet date29312826
full-time121776
part-time17142120
in full-time equivalents20.623.51613.5
2219.616.97.3
On a permanent contract151777
Joined42-8348
Left44-8136

Source: social balance sheet in the 2022 to 2025 annual accounts

Investments

fixed assets acquired
Item30-06-202530-06-202430-06-202330-06-2022
Tangible fixed assets€67,668€247,205€25,981€373,913
Intangible fixed assets€10,550--€1,788
Financial fixed assets-€15,300€15,000-
€109,409€77,884€68,846€46,272

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Insights on FINE

The operating result for 2025 is a profit of €85,722, after a loss of €36,707 in 2024. It is the highest result since 2021.

Equity is negative. Debt (€1.3m) exceeds the balance-sheet total (€933,892).

Next steps

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