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FINDFIDO

Active
Private limited companyfounded 20251 yr activeBremlaan 22, 8200 Brugge, BelgiumKBO/BCE: BE 1021.372.683
Summary

FINDFIDO has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23,534 and a net result of €22,534. Its solvency ranks better than 54% of 2074 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes
Profitability100
Solvency74
Growth-
Track record67
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.41; short-term debt: 51.2% and cash: 34.6% of total assets), and 51.2% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Education (NACE 85)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
48.8%
Return on assets
46.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-09-2026, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
56 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

FINDFIDO was incorporated on 24 March 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€23,534
Total assets
€48,208
Net result
€22,534
Working capital
€10,167

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €48,208
Fixed assets €13,367
Current assets €34,841
Equity and liabilities €48,208
Equity €23,534
Debt €24,674
Debt finances 51.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€30,715
Cash flow
€22,593
Current ratio
1.41
Debt to equity
1.05
ROE
95.8%
ROA
46.7%
Interest coverage
602.25
Debt ≤ 1 year
€24,674
Income taxes
€8,071

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet Code2025
Assets
Total assets20/58€48,208
Fixed assets21/28€13,367
Tangible fixed assets22/27€6,317
Furniture and vehicles24€1,317
Other tangible fixed assets26€5,000
Financial fixed assets28€7,050
Current assets29/58€34,841
Amounts receivable within one year40/41€18,149
Trade receivables40€16,149
Other amounts receivable41€2,000
Cash at bank and in hand54/58€16,692
Equity and liabilities
Total equity and liabilities10/49€48,208
Equity10/15€23,534
Contributions10/11€1,000
Reserves13€22,534
Distributable reserves133€22,534
Amounts payable17/49€24,674
Amounts payable within one year42/48€24,674
Trade debts44€1,603
Suppliers440/4€1,603
Taxes, remuneration and social security45€22,446
Taxes450/3€22,446
Other amounts payable47/48€624
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59
Gross operating margin9900€30,715
Operating profit (loss)9901€30,656
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€51
Recurring financial charges65€51
Profit (loss) for the period before taxes9903€30,605
Income taxes67/77€8,071
Profit (loss) for the period9904€22,534
Profit (loss) for the period to be appropriated9905€22,534
Appropriation of the result
Profit (loss) to be appropriated9906€22,534
Transfer to equity691/2€22,534
To other reserves6921€22,534

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59
Gross operating margin9900€30,715
Operating profit (loss)9901€30,656
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€51
Recurring financial charges65€51
Profit (loss) for the period before taxes9903€30,605
Income taxes67/77€8,071
Profit (loss) for the period9904€22,534
Profit (loss) for the period to be appropriated9905€22,534
Line2025
Assets
Total assets20/58€48,208
Fixed assets21/28€13,367
Tangible fixed assets22/27€6,317
Furniture and vehicles24€1,317
Other tangible fixed assets26€5,000
Financial fixed assets28€7,050
Current assets29/58€34,841
Amounts receivable within one year40/41€18,149
Trade receivables40€16,149
Other amounts receivable41€2,000
Cash at bank and in hand54/58€16,692
Equity and liabilities
Total equity and liabilities10/49€48,208
Equity10/15€23,534
Contributions10/11€1,000
Reserves13€22,534
Distributable reserves133€22,534
Amounts payable17/49€24,674
Amounts payable within one year42/48€24,674
Trade debts44€1,603
Suppliers440/4€1,603
Taxes, remuneration and social security45€22,446
Taxes450/3€22,446
Other amounts payable47/48€624
Line2025
Profit (loss) for the period9904€22,534
+ Depreciation and write-downs630€59
Operating cash flow (approximation)€22,593

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
25-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 56 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
3,431 m²
Building footprint
267 m²
Volume, LiDAR
1,561 m³
Parcel 31027D0055/00V002, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
FINDFIDO
Bremlaan 22, 8200 BruggeOther business support services
since 20252.372.288.319
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31027D0055/00V002 Flanders 3,431 m² 1 · 266 m² 10.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,021 companies in sector 85592 we hold annual accounts for 991. 607 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded24-03-2025
Fiscal year end31-12
Activities, NACEBEL 2025
85592Vocational training
E-invoicing
Reachable via Peppol
Peppol ID 0208:1021372683
Also 9925:BE1021372683
Registered 02-04-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.