FINDAJOB
ActiveFINDAJOB has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €412k and a net result of €3k. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 59% of 353 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability64▼-5
Solvency64▼-19
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.07 against 2.27 in 2023; short-term debt: 23.7% and cash: 10% of total assets), and 61.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
34 d early
2022
65 d late
2021
61 d late
2020
36 d early
2019
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€412k▲ 0.7%
2023 · €409k
2018: €106k
2019: €258k
2020: €347k
2021: €395k
2022: €405k
2023: €409k
2018 → 2024
Total assets
€1.07M▲ 50.4%
2023 · €708k
2018: €365k
2019: €495k
2020: €590k
2021: €758k
2022: €755k
2023: €708k
2018 → 2024
Net result
€3k▼ 26.6%
2023 · €4k
2018: €86k
2019: €152k
2020: €88k
2021: €48k
2022: €10k
2023: €4k
2018 → 2024
Working capital
€18k▼ 95.3%
2023 · €380k
2018: €21k
2019: €220k
2020: €291k
2021: €325k
2022: €351k
2023: €380k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€347k-€395k▲ 13.8%€405k▲ 2.5%€409k▲ 1.0%€412k▲ 0.7%
Operating result€124k-€75k▼ 39.0%€29k▼ 61.9%€17k▼ 40.4%€28k▲ 64.3%
Net result€88k-€48k▼ 45.9%€10k▼ 79.1%€4k▼ 59.8%€3k▼ 26.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 64% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.07M
Fixed assets
€796k▲ 2,641%
Current assets
€270k▼ 60.3%
Equity and liabilities €1.07M
Equity
€412k▲ 0.7%
Debt
€654k▲ 118%
The debt ratio rises from 42.3% to 61.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€66k▲
2023 · €42k
Cash flow
€41k▲
2023 · €29k
Solvency
38.6%▼
2023 · 57.7%
Current ratio
1.07▼
2023 · 2.27
Quick ratio
1.07▼
2023 · 2.27
Debt / equity
1.59▲
2023 · 0.73
ROE
0.7%▼
2023 · 1.0%
ROA
0.3%▼
2023 · 0.6%
Interest coverage
5.33▼
2023 · 164.66
Debt
€654k▲
2023 · €300k
Debt ≤ 1 year
€252k▼
2023 · €300k
Debt > 1 year
€402k
Income taxes
€13k▼
2023 · €13k
Staff costs
€1.05M▼
2023 · €1.74M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€708k€1.07M▲
Fixed assets21/28€29k€796k▲
Intangible fixed assets21€0-
Tangible fixed assets22/27€20k€789k▲
Land and buildings22-€784k
Plant, machinery and equipment23€0-
Furniture and vehicles24€16k€5k▼
Leasing and similar rights25€5k€0▼
Financial fixed assets28€9k€6k▼
Current assets29/58€679k€270k▼
Amounts receivable within one year40/41€267k€154k▼
Trade receivables40€259k€148k▼
Other amounts receivable41€8k€6k▼
Cash at bank and in hand54/58€403k€106k▼
Deferred charges and accrued income490/1€10k€10k▼
Equity and liabilities
Total equity and liabilities10/49€708k€1.07M▲
Equity10/15€409k€412k▲
Contributions10/11€20k€20k=
Reserves13€152k€152k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€150k€150k=
Profit (loss) carried forward14€236k€239k▲
Amounts payable17/49€300k€654k▲
Amounts payable after more than one year17-€402k
Financial debts170/4-€402k
Amounts payable within one year42/48€300k€252k▼
Current portion of amounts payable after more than one year42€22k€46k▲
Financial debts43€146€349▲
Credit institutions430/8€146€349▲
Trade debts44€224k€149k▼
Suppliers440/4€224k€149k▼
Taxes, remuneration and social security45€45k€39k▼
Taxes450/3€45k€39k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€9k€18k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20232024
Non-recurring operating income76A€4k€0▼
Remuneration, social security and pensions62€1.74M€1.05M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€38k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€10k€0▼
Other operating charges640/8€5k€4k▼
Non-recurring operating charges66A€586€0▼
Gross operating margin9900€1.80M€1.12M▼
Operating profit (loss)9901€17k€28k▲
Financial income75/76B€0€2▲
Recurring financial income75€0€2▲
Financial charges65/66B€253€12k▲
Recurring financial charges65€253€12k▲
Profit (loss) for the period before taxes9903€17k€16k▼
Income taxes67/77€13k€13k▼
Profit (loss) for the period9904€4k€3k▼
Profit (loss) for the period to be appropriated9905€4k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€240k€239k▼
Profit (loss) brought forward from the previous period14P€236k€236k=
Transfer to equity691/2€4k€0▼
To other reserves6921€4k€0▼
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €3k ▼26.6%
Net result drops to €3k, the lowest in the series.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 65 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 61 days late
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
31-12
Financial
Highest result since 2018net €152k ▲76.6%
Operating result €230k, net result €152k, both a record.
31-12
Financial
Equity above €200kEq €258k ▲143%
2 profitable years in a row build equity to €258k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gaston Crommenlaan 89050 GentGround area
1.9 ha
Building footprint
1,241 m²
Volume, LiDAR
19,773 m³
Parcel 44032A0472/00R003, Flanders · tallest building 18.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Findajob
since 20172.266.164.082
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44032A0472/00R003 | Flanders | 1.9 ha | 1 · 1,241 m² | 18.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,730 EUR awarded · 2,730 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,730 EUR | 2,730 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 2,362 companies in sector 78100 we hold annual accounts for 1,365. 926 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-07-2017
Fiscal year end31-12
Activities, NACEBEL
78100Employment placement agencies
78200Temporary employment agencies and other provision of personnel
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.