FIND YOUR PLACE
ActiveFIND YOUR PLACE has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €51k and a net result of €54k. Equity is growing by ~51.6% per year across the filed fiscal years. Its solvency ranks better than 33% of 2281 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency62▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.01 against 1.82 in 2023; short-term debt: 49.3% and cash: 34.1% of total assets), and 62.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-08-2025, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
12 d late
2023
28 d late
2022
23 d late
2021
30 d late
2020
30 d late
2019
27 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€51k▲ 16.6%
2023 · €44k
2019: €-41k
2020: €-36k
2021: €7k
2022: €19k
2023: €44k
2019 → 2024
Total assets
€137k▲ 20.3%
2023 · €114k
2019: €153k
2020: €92k
2021: €136k
2022: €167k
2023: €114k
2019 → 2024
Net result
€54k▲ 55.0%
2023 · €35k
2019: €-66k
2020: €8k
2021: €45k
2022: €14k
2023: €35k
2019 → 2024
Working capital
€721▼ 98.1%
2023 · €38k
2019: €16k
2020: €43k
2021: €57k
2022: €60k
2023: €38k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-36k-€7k€19k▲ 173%€44k▲ 134%€51k▲ 16.6%
Operating result€9k-€49k▲ 430%€15k▼ 68.5%€37k▲ 138%€70k▲ 92.9%
Net result€8k-€45k▲ 441%€14k▼ 69.7%€35k▲ 158%€54k▲ 55.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 93% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €137k
Fixed assets
€69k▲ 135%
Current assets
€68k▼ 19.4%
Equity and liabilities €137k
Equity
€51k▲ 16.6%
Debt
€86k▲ 22.6%
The debt ratio rises from 61.7% to 62.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€82k▲
2023 · €45k
Cash flow
€65k▲
2023 · €43k
Solvency
37.1%▼
2023 · 38.3%
Current ratio
1.01▼
2023 · 1.82
Quick ratio
1.01▼
2023 · 1.82
Debt / equity
1.70▲
2023 · 1.61
ROE
106.5%▲
2023 · 80.1%
ROA
39.5%▲
2023 · 30.7%
Interest coverage
93.20▲
2023 · 32.58
Debt
€86k▲
2023 · €71k
Debt ≤ 1 year
€68k▲
2023 · €47k
Debt > 1 year
€18k▼
2023 · €24k
Income taxes
€15k▲
2023 · €159
Staff costs
€48k▼
2023 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€114k€137k▲
Fixed assets21/28€29k€69k▲
Intangible fixed assets21€0€48k▲
Tangible fixed assets22/27€29k€21k▼
Furniture and vehicles24€29k€21k▼
Current assets29/58€85k€68k▼
Amounts receivable within one year40/41€12k€16k▲
Trade receivables40€11k€13k▲
Other amounts receivable41€626€3k▲
Cash at bank and in hand54/58€70k€47k▼
Deferred charges and accrued income490/1€3k€6k▲
Equity and liabilities
Total equity and liabilities10/49€114k€137k▲
Equity10/15€44k€51k▲
Contributions10/11€19k€19k=
Reserves13€25k€32k▲
Distributable reserves133€25k€32k▲
Profit (loss) carried forward14€112€363▲
Amounts payable17/49€71k€86k▲
Amounts payable after more than one year17€24k€18k▼
Financial debts170/4€24k€18k▼
Amounts payable within one year42/48€47k€68k▲
Current portion of amounts payable after more than one year42€14k€5k▼
Financial debts43-€1k
Credit institutions430/8-€1k
Trade debts44€10k€8k▼
Suppliers440/4€10k€8k▼
Taxes, remuneration and social security45€13k€19k▲
Taxes450/3€7k€11k▲
Remuneration and social security454/9€6k€7k▲
Other amounts payable47/48€10k€35k▲
Accrued charges and deferred income492/3€64€286▲
Income statement
Code20232024
Remuneration, social security and pensions62€52k€48k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€11k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-801€-120▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€98k€132k▲
Operating profit (loss)9901€37k€70k▲
Financial income75/76B€3€29▲
Recurring financial income75€3€29▲
Financial charges65/66B€1k€876▼
Recurring financial charges65€1k€876▼
Profit (loss) for the period before taxes9903€35k€70k▲
Income taxes67/77€159€15k▲
Profit (loss) for the period9904€35k€54k▲
Profit (loss) for the period to be appropriated9905€35k€54k▲
Appropriation of the result
Profit (loss) to be appropriated9906€35k€54k▲
Profit (loss) brought forward from the previous period14P€103€112▲
Transfer from equity791/2-€12k
Transfer to equity691/2€25k€19k▼
To other reserves6921€25k€19k▼
Profit to be distributed694/7€10k€47k▲
Return on contributions (dividend)694€10k€47k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
31-12
Financial
Highest result since 2019net €54k ▲55%
Operating result €70k, net result €54k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.70
Current ratio from 1.17 to 2.70; short-term debt falls from €92k to €26k.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Liège 964020 LiègeGround area
1,043 m²
Building footprint
295 m²
Volume, LiDAR
4,195 m³
Parcel 62059A0236/00E003, Wallonia · tallest building 18.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
FIND YOUR PLACE
since 20182.273.026.833
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62059A0236/00E003 | Wallonia | 1,043 m² | 1 · 295 m² | 18.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DEVCORE BELGIUM
BE 0742.534.208
Sint-Jans-Molenbeek · Eq €51k
COMPAS
BE 0458.812.275
Brussel · Eq €51k
Studio 360
BE 0800.166.955
Aalst · Eq €51k
CEKE+
BE 0536.656.854
Tienen · Eq €51k
ORCHID CONSULTING
BE 0784.516.204
Sint-Pieters-Woluwe · Eq €51k
Of 2,726 companies in sector 63100 we hold annual accounts for 1,272. 928 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-02-2018
Fiscal year end31-12
Activities, NACEBEL
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
47120Other non-specialised retail sale
47910Retail trade
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
79909Travel agency, tour operator and other reservation service and related activities
82400Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@findyourplace.be