Equity
FIND has made a profit without a break since 2010.
FIND has made a profit without a break since 2010.
Of this, €445,271 falls due within a year.
Green is investment, beige is depreciation.
FIND pays its suppliers 70 days earlier than in 2023. Customers pay 1 day later.
2025 accounts not filed: deadline was 31-07-2026.
Lower solvency than 85% of companies in computer programming and consultancy. Sector median 62.8% · 20,592 companies.
In July 2024, 3,820 companies had the same profile as FIND has now. Each dot stands for 10 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,820 companies, not a prediction for FIND. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| FIND Braine-le-Comte | €731,190 | €261,355 | 14.5% | - |
| KRYPTON INFORMATION SYSTEMS Bruges | €719,106 | €250,910 | 51.3% | - |
| CALEWAERT Roeselare | €764,897 | €249,235 | 89.2% | - |
| EOS Kortrijk | €732,073 | €308,327 | 68.4% | - |
| COMPUTER COMMUNICATION NETWORKS Nazareth-De Pinte | €860,814 | €223,188 | 96.5% | - |
| BUREAU DELVAUX ALBOT Beersel | €785,463 | €209,005 | 48.9% | 1 |
| SPOON INVEST Ghent | €815,756 | €264,735 | 24.5% | 1 |
These companies have the same main activity as FIND: computer programming (NACE 62100). They are comparable in size and age: total assets between €719,000 and €861,000, founded between 1988 and 1998.
FIND has existed since 1992. In 2012 turnover rose from €62,836 to €271,087. On 1 May 2012 a site was added.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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