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FinClar

Active
Private limited companyfounded 2024active for 2 yearsDielishoek 18, 3930 Hamont-Achel, BelgiumKBO/BCE: BE 1008.811.480
Summary

FinClar has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36,565 and a net result of €25,189. Its solvency ranks better than 62% of 9,627 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisFollow ReportCompare
FinClarActiveChecked score 70/100
Risk analysis ReportCompare

Overview

Activity
Office administrative and support services
NACE 82100
1 site
Size
€56,874total assets 2025
Equity
€36,565
Profit
€25,189
Turnover not published (micro format)
Financial health
70 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Structure
2025 accounts 38 days early
Why 70raises riskFounded in 2024Size: total assets €56,874Liquidity: current ratio 2.80, cash €591lowers riskSector: Office administrative, office support and other business support activities (NACE 82)Show the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 66% of its sector peers (NACE 82, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 89+11
equity 64.3% of total assets
Liquidity 35+8
short-term debt 35.7% · cash 1.0%
Profitability 100=
return on assets 44.3%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,649 companies, NACE 82, micro)
Last 24 months 05-2025: 0.6%lowest value 06-2025: 0.6%● unchanged vs 05-2025lowest value 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 0.7%▲ +0.1 percentage points vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.8%▲ +0.1 percentage points vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.9%▲ +0.1 percentage points vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 0.9%● unchanged vs 05-2026 07-2026: 0.9%● unchanged vs 06-2026 08-2026: 1.0%▲ +0.1 percentage points vs 07-2026 09-2026: 1.3%▲ +0.3 percentage points vs 08-2026highest value 10-2026: 0.7%▼ -0.6 percentage points vs 09-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity ample (current ratio 2.8, compared with 2.14 in 2024, above the usual 1.5; short-term debt: 35.7% and cash: 1% of total assets), and 35.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 64% on solvency, 20% on liquidity, 87% on profitability and 94% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: total assets €56,874
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 2.80, cash €591
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
38 days early
2024
60 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 49 days before the deadline; the sector median (NACE 82) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. IncorporationAppointment: GRUIJTERS Jim Theodorus Carlos…

Key points

  • One director decidessole director in office 1 View
  • Total assets 20252 financial years filed €56,874 View
  • Active since 2024founded 25-04-2024 2 years View

By topic

Financials

Financial year
2025
Total assets
€56,874
Profit
€25,189
Solvency
64.3%
Total assets▲ 149%
Net result
20242025
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Office administrative and support servicesNACE 82100
Founded
25-04-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
19
Who signs
Each director alone
Annual meeting
First Friday of June at 18:00
Purpose
“Zakelijke dienstverlening; Diverse administratieve activiteiten; Administratieve…” (deed in Dutch)
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about FinClar

What is the company number of FinClar?
1008.811.480. In Belgium the VAT number is the company number with BE in front: BE 1008.811.480.
Where is FinClar based?
The registered office is at Dielishoek 18, 3930 Hamont-Achel.Company details
What does FinClar do?
According to the KBO register, the main activity is office administrative and support services (NACE 82100).
What is the legal form of FinClar?
Private limited company (BV).
When was FinClar founded?
On 25-04-2024.
Is FinClar still active?
Yes, FinClar is an active enterprise in the KBO register.
What is the turnover of FinClar?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is FinClar profitable?
In financial year 2025, FinClar made a profit of €25,189.
Where can I find the annual accounts of FinClar?
FinClar filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FinClar due?
By 31-07-2027, for financial year 2026.Timeline

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