FINCH FIFTY
ActiveFINCH FIFTY has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €162k and a net result of €62k. Equity is growing by ~63.6% per year across the filed fiscal years. Its solvency ranks better than 75% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 4.65 against 3.12 in 2024), and 21% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79%
Return on assets
30.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-03-2026, 148 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
148 d early
2024
42 d early
2023
134 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€162k▲ 62.3%
2024 · €100k
2023: €35k
2024: €100k
2023 → 2025
Total assets
€205k▲ 42.1%
2024 · €144k
2023: €72k
2024: €144k
2023 → 2025
Net result
€62k▼ 5.3%
2024 · €66k
2023: €34k
2024: €66k
2023 → 2025
Working capital
€157k▲ 66.7%
2024 · €94k
2023: €19k
2024: €94k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€35k-€100k▲ 185%€162k▲ 62.3%
Operating result€44k-€84k▲ 93.2%€81k▼ 4.0%
Net result€34k-€66k▲ 94.2%€62k▼ 5.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €205k
Fixed assets
€5k▼ 11.8%
Current assets
€200k▲ 44.4%
Equity and liabilities €205k
Equity
€162k▲ 62.3%
Debt
€43k▼ 3.3%
The debt ratio falls from 30.8% to 21.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€82k▼
2024 · €85k
Cash flow
€63k▼
2024 · €66k
Solvency
79.0%▲
2024 · 69.2%
Current ratio
4.65▲
2024 · 3.12
Quick ratio
4.65▲
2024 · 3.12
Debt / equity
0.27▼
2024 · 0.45
ROE
38.4%▼
2024 · 65.8%
ROA
30.4%▼
2024 · 45.5%
Interest coverage
99.31▼
2024 · 248.85
Debt
€43k▼
2024 · €44k
Debt ≤ 1 year
€43k▼
2024 · €44k
Income taxes
€18k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€144k€205k▲
Fixed assets21/28€6k€5k▼
Tangible fixed assets22/27€6k€5k▼
Furniture and vehicles24€6k€5k▼
Current assets29/58€139k€200k▲
Amounts receivable within one year40/41€27k€14k▼
Trade receivables40€27k€14k▼
Other amounts receivable41€5€57▲
Cash at bank and in hand54/58€92k€168k▲
Deferred charges and accrued income490/1€19k€19k▼
Equity and liabilities
Total equity and liabilities10/49€144k€205k▲
Equity10/15€100k€162k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€98k€160k▲
Amounts payable17/49€44k€43k▼
Amounts payable within one year42/48€44k€43k▼
Trade debts44€3k€636▼
Suppliers440/4€3k€636▼
Taxes, remuneration and social security45€35k€34k▼
Taxes450/3€35k€34k▼
Other amounts payable47/48€7k€8k▲
Accrued charges and deferred income492/3€106-
Income statement
Code20242025
Remuneration, social security and pensions62€10-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€685€685=
Other operating charges640/8€2k€405▼
Non-recurring operating charges66A€4k-
Gross operating margin9900€90k€82k▼
Operating profit (loss)9901€84k€81k▼
Financial income75/76B€393€171▼
Recurring financial income75€393€171▼
Financial charges65/66B€342€822▲
Recurring financial charges65€342€822▲
Profit (loss) for the period before taxes9903€84k€80k▼
Income taxes67/77€19k€18k▼
Profit (loss) for the period9904€66k€62k▼
Profit (loss) for the period to be appropriated9905€66k€62k▼
Appropriation of the result
Profit (loss) to be appropriated9906€99k€160k▲
Profit (loss) brought forward from the previous period14P€33k€98k▲
Profit to be distributed694/7€859-
Return on contributions (dividend)694€859-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €162k ▲62.3%
3 profitable years in a row build equity to €162k.
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €66k ▲94.2%
Operating result €84k, net result €66k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.12
Current ratio from 1.53 to 3.12.
19-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vinkstraat 321170 Watermaal-BosvoordeGround area
186 m²
Building footprint
86 m²
Volume, LiDAR
826 m³
Parcel 21652E0064/00S002, Brussels · tallest building 13.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
FINCH FIFTY
since 20232.345.805.537
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0064/00S002 | Brussels | 186 m² | 1 · 86 m² | 13.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RVE SOLUTIONS
BE 0808.561.613
Opwijk · Eq €162k
GRANAAT CONSULTANCY
BE 0567.545.218
Moorslede · Eq €162k
GUMERA
BE 0747.927.705
Halle · Eq €162k
Tweede wolk links
BE 0800.835.067
Zonnebeke · Eq €162k
FLOKIMMO
BE 0663.712.008
Schoten · Eq €162k
Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 40,589 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-06-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68121Development of residential building projects
64999Other financial services
68203Renting and operating of own or leased non-residential real estate, excluding land
69109Other legal services
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.