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FINCE

Active
Private limited companyfounded 20233 yrs activeHazenpootstraat 7, 8200 Brugge, BelgiumKBO/BCE: BE 0802.867.317
Summary

FINCE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show negative equity (-€660) and a net result of -€5,660. Its solvency ranks better than 9% of 9866 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 9866 sector peers (2024).
NBB · sector comparison
Position among 9866 sector peers
Solvency
better than 9%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-07-2025, 17 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
17 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 17 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 19 June 2023, FINCE was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
-€660
Net result
-€5,660
Total assets
€59,516
Solvency
-1.1%

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €58,825
Fixed assets €3,562
Current assets €55,262
Key figures and ratios
2024 value
ROA
-9.5%
Debt
€60,177
Debt ≤ 1 year
€60,177
Income taxes
€556
Equity ratios withheld: equity of -€660 is too small for a meaningful ratio.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 38 lines
Balance sheet Code2024
Assets
Total assets20/58€59,516
Formation expenses20€692
Fixed assets21/28€3,562
Intangible fixed assets21€1,192
Tangible fixed assets22/27€2,370
Plant, machinery and equipment23€1,624
Furniture and vehicles24€746
Current assets29/58€55,262
Amounts receivable within one year40/41€32,577
Trade receivables40€32,519
Other amounts receivable41€58
Cash at bank and in hand54/58€22,685
Equity and liabilities
Total equity and liabilities10/49€59,516
Equity10/15-€660
Contributions10/11€5,000
Profit (loss) carried forward14-€5,660
Amounts payable17/49€60,177
Amounts payable within one year42/48€60,177
Financial debts43€751
Credit institutions430/8€751
Trade debts44€4,600
Suppliers440/4€4,600
Taxes, remuneration and social security45€2,516
Taxes450/3€2,516
Other amounts payable47/48€52,310
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,285
Other operating charges640/8€447
Gross operating margin9900-€1,191
Operating profit (loss)9901-€4,923
Financial income75/76B€2
Recurring financial income75€2
Financial charges65/66B€184
Recurring financial charges65€184
Profit (loss) for the period before taxes9903-€5,105
Income taxes67/77€556
Profit (loss) for the period9904-€5,660
Profit (loss) for the period to be appropriated9905-€5,660
Appropriation of the result
Profit (loss) to be appropriated9906-€5,660

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,285
Other operating charges640/8€447
Gross operating margin9900-€1,191
Operating profit (loss)9901-€4,923
Financial income75/76B€2
Recurring financial income75€2
Financial charges65/66B€184
Recurring financial charges65€184
Profit (loss) for the period before taxes9903-€5,105
Income taxes67/77€556
Profit (loss) for the period9904-€5,660
Profit (loss) for the period to be appropriated9905-€5,660
Line2024
Assets
Total assets20/58€59,516
Formation expenses20€692
Fixed assets21/28€3,562
Intangible fixed assets21€1,192
Tangible fixed assets22/27€2,370
Plant, machinery and equipment23€1,624
Furniture and vehicles24€746
Current assets29/58€55,262
Amounts receivable within one year40/41€32,577
Trade receivables40€32,519
Other amounts receivable41€58
Cash at bank and in hand54/58€22,685
Equity and liabilities
Total equity and liabilities10/49€59,516
Equity10/15-€660
Contributions10/11€5,000
Profit (loss) carried forward14-€5,660
Amounts payable17/49€60,177
Amounts payable within one year42/48€60,177
Financial debts43€751
Credit institutions430/8€751
Trade debts44€4,600
Suppliers440/4€4,600
Taxes, remuneration and social security45€2,516
Taxes450/3€2,516
Other amounts payable47/48€52,310
Line2024
Profit (loss) for the period9904-€5,660
+ Depreciation and write-downs630€3,285
Operating cash flow (approximation)-€2,375

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
14-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
753 m²
Building footprint
117 m²
Volume, LiDAR
707 m³
Parcel 31027D0625/00X000, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
FINCE
Hazenpootstraat 7, 8200 BruggeHoldings
since 20232.347.145.919
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31027D0625/00X000 Flanders 753 m² 1 · 117 m² 6.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70100Activities of head offices
73200Market research and public opinion polling
73300Public relations and communication consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0802867317
Also 9925:BE0802867317
Registered 21-01-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.