Financials
- Fiscal year
- 2024
- Total assets
- €159,421
- Loss
- -€5,028
- Solvency
- 89.2%
Total assets▼ 10.1%
Net result
20182024
FINAUXA
ActiveSummary
FINAUXA has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €142,178 and a net result of -€5,028. Equity is growing by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 90% of 998 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Activity
Temporary employment agencies and other provision of personnel
NACE 78200IT consultancy NACE 62020Computer consultancy and computer facilities management NACE 62200
#6 oldest company in West Flanders, Employment activities sector1 site
Size
€159,421total assets 2024
- Staff
- 1.1 FTE
- Equity
- €142,178
- Loss
- -€5,028
Structure
- Largest shareholder
- CONSCIENCE A.C.H. · 30%
Accounts 63 d overdue0 of 12 deeds read
Why 70- 1 change of registered office in 24 months- Figures for FY 2024 (filed 07-10-2025)+ Founded in 1989+ Liquidity: current ratio 10.50, cash €40,292Show the evidence
Checked score
Score 2024
70
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 54% of its sector peers (NACE 78, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency
100=
equity 89.2% of total assets
Liquidity
82+28
short-term debt 8.7% · cash 25.3%
Profitability
17+6
return on assets -3.2%
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 15 months
08-2025: 1.1%
09-2025: 1.3%▲ +25.1% vs 08-2025
10-2025: 1.9%▲ +44.8% vs 09-2025highest value
11-2025: 0.2%▼ -88.2% vs 10-2025
12-2025: 0.2%● 0.0% vs 11-2025
01-2026: 0.2%▼ -1.3% vs 12-2025
02-2026: 0.1%▼ -58.7% vs 01-2026lowest value
03-2026: 0.2%▲ +138% vs 02-2026
04-2026: 0.2%▲ +1.8% vs 03-2026
05-2026: 0.2%▼ -4.9% vs 04-2026
06-2026: 0.2%▲ +11.3% vs 05-2026
07-2026: 0.2%▲ +3.4% vs 06-2026
08-2026: 0.3%▲ +40.2% vs 07-2026
09-2026: 0.4%▲ +22.5% vs 08-2026
10-2026: 0.6%▲ +51.1% vs 09-2026
- 1 change of registered office in 24 months raises the probability
- Founded in 1989 lowers the probability for this profile
- Figures for FY 2024 (filed 07-10-2025) raises the probability
- Liquidity: current ratio 10.50, cash €40,292 lowers the probability
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 10.5 against 6.12 in 2023; short-term debt: 8.7% and cash: 25.3% of total assets), and 10.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 78, micro). Better than this share of them on solvency 88%, liquidity 73%, profitability 20%, growth against the median 36%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€5,028
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-10-2025, 63 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
63 d late
2023
82 d late
2022
71 d late
2021
26 d late
2020
30 d late
2019
90 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 60 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 30% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Liquidity triplescurrent ratio 6.12
Key points
By topic
Board & ownership
- Largest shareholder
- CONSCIENCE A.C.H. · 30%
Timeline
- Events
- 15
- Since
- 2016
- 02-10-2025Annual accounts filed
- 21-10-2024Annual accounts filed
- 31-12-2023Liquidity triples
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Temporary employment agencies and other provision of personnelNACE 78200
- Founded
- 16-02-1989
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.