Filings
28 annual accounts since 1988
Two of the last ten came late. The 2021 accounts came latest: 66 days after the end of the period.
FINARCO
Lifetime
20 annual accounts with figures on one time axis, 28 filings since 1988peak €364 (2021)
-€1,266▲ €1,888
lowest -€7,816 (2007)
€177▲ €454
peak €135,799 (2008)
€93,480▲ 0.2%
€6,757▲ 10.7%
Board1 name since 2014
1 director
Documentsfilings and deeds
14-08-202614 days late
2025micro format
Gross margin from -€3,154 to -€1,266Back to profit: €177Cash from €183 to €996
Key points
from the 2025 annual accountsTurnover not published (micro format)
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 17,044 companies had the same profile as FINARCO has now. Each dot stands for 43 companies, two years later.
94.3%
were still trading
5.0%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,044 companies, not a prediction for FINARCO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Reappointment: (managing director)
General meeting of 21-11-2022 · Gazette deed
First establishment
Avenue des Lanciers 43, Spa
Incorporation
published on 14-07-1988 · Gazette deed
Official details
Source: KBO- Status
- Active since 22-06-1988Normal situation
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.039.043.9284900 Spa, since 07-07-1988
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Insights on FINARCO
FINARCO files the micro format. That format states no turnover. The gross margin rose from -€13,963 in 2006 to -€1,266 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FINARCO
- What is the company number of FINARCO?
- The company number of FINARCO is 0434.656.010. The VAT number is the same number with BE in front: BE 0434.656.010.
- Where is FINARCO based?
- The registered office is at Avenue des Lanciers 43, 4900 Spa.Company details
- What is the legal form of FINARCO?
- FINARCO is a public limited company (NV).
- When was FINARCO founded?
- FINARCO was founded on 22-06-1988.
- Is FINARCO still active?
- Yes, FINARCO is an active enterprise in the KBO register.
- What is the turnover of FINARCO?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is FINARCO profitable?
- In financial year 2025, FINARCO made a profit of €177.
- Where can I find the annual accounts of FINARCO?
- FINARCO filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FINARCO due?
- FINARCO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.