Skip to content

FINANZA

Active
Private limited companyfounded 20215 yrs activeDe Schom 108, 3600 Genk, BelgiumKBO/BCE: BE 0763.668.627
Summary

FINANZA has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27,224 and a net result of €78,631. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 1028 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
FINANZAActiveChecked score 93/100
Risk analysis ReportCompare

Overview

Activity
Other business support services
NACE 82990
1 site
Size
€156,893total assets 2025
Equity
€27,224
Profit
€78,631
Financial health
93 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 26 d early0 of 2 deeds read
Why 93- Equity €27,224 (17.4% of total assets)+ Sector Office administrative, office support and other business support activities (NACE 82)+ Liquidity: current ratio 1.20, cash €154,461+ Size: total assets €156,893Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Better than 42% of its sector peers (NACE 82, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 42-58
equity 17.4% of total assets
Liquidity 55-38
short-term debt 82.6% · cash 98.4%
Profitability 100=
return on assets 50.1%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,439 companies)
Last 18 months 05-2025: < 0.1%lowest value 06-2025: 0.1%▲ +4.0% vs 05-2025 07-2025: 0.1%▲ +11.5% vs 06-2025 08-2025: 0.6%▲ +941% vs 07-2025 09-2025: 0.6%● 0.0% vs 08-2025 10-2025: 0.6%● 0.0% vs 09-2025 11-2025: 0.6%● 0.0% vs 10-2025 12-2025: 0.6%● 0.0% vs 11-2025 01-2026: 0.6%▲ +1.0% vs 12-2025 02-2026: 0.6%▼ -2.6% vs 01-2026 03-2026: 0.6%▲ +0.7% vs 02-2026 04-2026: 0.6%▲ +4.5% vs 03-2026 05-2026: 0.6%▲ +2.2% vs 04-2026highest value 06-2026: 0.6%▼ -4.5% vs 05-2026 07-2026: 0.6%▼ -1.3% vs 06-2026 08-2026: 0.1%▼ -87.7% vs 07-2026 09-2026: 0.1%▲ +4.1% vs 08-2026 10-2026: 0.1%▼ -5.2% vs 09-2026
  • Sector Office administrative, office support and other business support activities (NACE 82) lowers the probability
  • Liquidity: current ratio 1.20, cash €154,461 lowers the probability
  • Size: total assets €156,893 lowers the probability for this profile
  • Equity €27,224 (17.4% of total assets) raises the probability
Credit up to €2,500 at 30 days acceptable
Liquidity tight (current ratio 1.2 against 6.25 in 2024; short-term debt: 82.6% and cash: 98.4% of total assets), and 82.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 26%, liquidity 48%, profitability 87%, growth against the median 9%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Office administrative, office support and other business support activities (NACE 82)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 1.20, cash €154,461
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €156,893
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Equity €27,224 (17.4% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-07-2026, 26 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
26 d early
2024
18 d early
2023
46 d early
2022
39 d early
2021
17 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 29 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Highest result since 2021net €80,993 ▲165%

Key points

  • Caution: Equity fell in 2025from €88,593 to €27,224 ▼ 69.3% View
  • Caution: Among the weakest 15% on equitysector median €910,164 · 1,028 companies €27,224 View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View
  • Positive: 5 profitable years in a rowprofit 2025: €78,631 5 years View

By topic

Financials

Fiscal year
2025
Total assets
€156,893
Profit
€78,631
Solvency
17.4%
Total assets▲ 49.1%
Net result
20212025
Go to Financials

Timeline

Events
8
Since
2022
Next accounts
by 31-07-2027
  1. 05-07-2026Annual accounts filed
  2. 13-07-2025Annual accounts filed
  3. 31-12-2024Highest result since 2021
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other business support servicesNACE 82990
Founded
16-02-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure